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Verdict
Pick $50K Select Flex for EOD risk and 5-day payouts; avoid Lightning without consistency discipline.
Quick facts
| Captured product paths | 4 paths and 16 priced tiers across Growth, Select Flex, Select Daily and Lightning |
|---|---|
| Base fee range | $99 Growth 25K to $796 Lightning 150K; temporary coupons excluded |
| Billing model | One-time purchase, $0 activation fee and no monthly rebill |
| Markets | CME, CBOT, NYMEX, COMEX and separately subscribed EUREX futures |
| Profit split | 90% on simulated funded payouts; 80% on Elite Live |
| Maximum active funding | 5 simulated funded accounts, with $150,000 available per account |
| Published payout rails | Rise bank or crypto withdrawal, with Plane as an alternative provider |
| Trustpilot snapshot | 4.6/5 from 3,734 reviews on 2026-07-28; 8% were 1-star |
| India status | Passes the dated country/RBI gate; completed Indian checkout, KYC and payout proof remain unverified |
Challenges available
| Product path | Size | Base fee | Eval target | Eval daily loss | Eval max loss | Minimum days | Consistency | Split |
|---|---|---|---|---|---|---|---|---|
| Growth Evaluation | $25K | $99 | $1,500 | $600 soft | $1,000 EOD | 1 | 35% funded payout | 90% |
| Growth Evaluation | $50K | $145 | $3,000 | $1,250 soft | $2,000 EOD | 1 | 35% funded payout | 90% |
| Growth Evaluation | $100K | $255 | $6,000 | $2,500 soft | $3,500 EOD | 1 | 35% funded payout | 90% |
| Growth Evaluation | $150K | $369 | $9,000 | $3,750 soft | $5,000 EOD | 1 | 35% funded payout | 90% |
| Select → Flex | $25K | $109 | $1,500 | None | $1,000 EOD | 3 | 40% evaluation | 90% |
| Select → Flex | $50K | $165 | $3,000 | None | $2,000 EOD | 3 | 40% evaluation | 90% |
| Select → Flex | $100K | $265 | $6,000 | None | $3,000 EOD | 3 | 40% evaluation | 90% |
| Select → Flex | $150K | $369 | $9,000 | None | $4,500 EOD | 3 | 40% evaluation | 90% |
| Select → Daily | $25K | $109 | $1,500 | None | $1,000 EOD | 3 | 40% evaluation | 90% |
| Select → Daily | $50K | $165 | $3,000 | None | $2,000 EOD | 3 | 40% evaluation | 90% |
| Select → Daily | $100K | $265 | $6,000 | None | $3,000 EOD | 3 | 40% evaluation | 90% |
| Select → Daily | $150K | $369 | $9,000 | None | $4,500 EOD | 3 | 40% evaluation | 90% |
| Lightning Funded | $25K | $345 | No evaluation | None | $1,000 EOD | 0 | 20% first payout | 90% |
| Lightning Funded | $50K | $492 | No evaluation | $1,250 soft | $2,000 EOD | 0 | 20% first payout | 90% |
| Lightning Funded | $100K | $660 | No evaluation | $2,500 soft | $4,000 EOD | 0 | 20% first payout | 90% |
| Lightning Funded | $150K | $796 | No evaluation | $3,000 soft | $5,250 EOD | 0 | 20% first payout | 90% |
List prices and current rules were captured from Tradeify's first-party help center on 2026-07-28. Select appears twice because its single evaluation leads to a permanent Flex or Daily funded choice with different payout and risk rules. The homepage promotion is not applied to these base fees; confirm the product and final amount through Tradeify's current checkout path.
How the rules actually work
EOD trailing drawdown moves after the session. A $50K Growth account begins with a $2,000 maximum-loss allowance and an initial $48,000 floor. If the end-of-day balance closes at $51,000, the next floor becomes $49,000; an intraday $51,500 peak that closes at $50,400 does not move the line to $49,500.
The Growth DLL is a soft daily stop. A $50K Growth evaluation has a $1,250 daily limit and a separate $2,000 EOD trailing maximum loss. Reaching the $1,250 DLL stops trading for that day; crossing the maximum-loss floor breaches the account. Growth can pass in 1 day because its evaluation has no consistency rule.
Select trades speed for intraday room. Its $50K evaluation has no DLL, a $2,000 EOD loss allowance and a 40% consistency rule. If the best day is $1,500 against the $3,000 target, consistency is 50% and the account needs at least $750 more profit before $1,500 becomes 40% of $3,750. This makes 3 profitable days the practical minimum.
Select changes after the pass. Flex preserves no DLL and the $1,000 / $2,000 / $3,000 / $4,500 loss allowances, then requires 5 winning days. Daily adds $500 / $1,000 / $1,250 / $1,750 DLLs and reduces the 100K and 150K loss allowances to $2,500 and $3,500, but it permits daily requests after the buffer.
Lightning removes the evaluation, not the payout hurdles. A $50K Lightning account costs $492 and starts immediately with a $1,250 soft DLL and $2,000 EOD trailing loss. Its first payout needs $3,000 new profit and 20% consistency; the threshold becomes 25% for payout 2 and 30% from payout 3 onward.
News is allowed, while microscalping is measured. Tradeify states no event blackout, but more than 50% of trades must last longer than 10 seconds and more than 50% of profit must come from those longer trades. Failing that two-part rule can block evaluation activation or payout eligibility without creating a separate news breach.
Every product is intraday-only. Positions must close by 4:45 PM ET Monday-Friday, so overnight and weekend holds are prohibited. Same-direction copying is restricted to accounts the trader owns; hedging the same or correlated product across accounts is prohibited. Personal non-HFT automation is conditional on proving ownership, exclusive Tradeify use and live verification.
True cost to break even
These 4 tables are generated from the same True-Cost method used site-wide. Each row divides the verified one-time fee by the 90% simulated payout split and compares that gross recovery profit with the product's captured tier MLL; coupons, reset fees and failed-account replacement costs are excluded.
Growth Evaluation
| Tier | Fee | Break-even profit (90% split) | Daily loss | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|---|
| $25K | $99 | $110 | $600 | $1,000 | 0.11 | 1 |
| $50K | $145 | $161 | $1,250 | $2,000 | 0.08 | 1 |
| $100K | $255 | $283 | $2,500 | $3,500 | 0.08 | 1 |
| $150K | $369 | $410 | $3,750 | $5,000 | 0.08 | 1 |
Select Evaluation to Flex
| Tier | Fee | Break-even profit (90% split) | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|
| $25K | $109 | $121 | $1,000 | 0.12 | 1 |
| $50K | $165 | $183 | $2,000 | 0.09 | 1 |
| $100K | $265 | $294 | $3,000 | 0.10 | 1 |
| $150K | $369 | $410 | $4,500 | 0.09 | 1 |
Select Evaluation to Daily
| Tier | Fee | Break-even profit (90% split) | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|
| $25K | $109 | $121 | $1,000 | 0.12 | 1 |
| $50K | $165 | $183 | $2,000 | 0.09 | 1 |
| $100K | $265 | $294 | $3,000 | 0.10 | 1 |
| $150K | $369 | $410 | $4,500 | 0.09 | 1 |
Lightning Funded
| Tier | Fee | Break-even profit (90% split) | Daily loss | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|---|
| $25K | $345 | $383 | — | $1,000 | 0.38 | 2 |
| $50K | $492 | $547 | $1,250 | $2,000 | 0.27 | 2 |
| $100K | $660 | $733 | $2,500 | $4,000 | 0.18 | 1 |
| $150K | $796 | $884 | $3,000 | $5,250 | 0.17 | 1 |
Growth and Select need only 0.08-0.12 MLL risk units of gross simulated profit to recover one base fee, while Lightning needs 0.17-0.38. The $50K Lightning recovery target is $547, but payout 1 still requires $3,000 profit and 20% consistency, so fee recovery is not the same as withdrawal eligibility.
Payout speed in practice
Growth and Flex each require 5 qualifying days. On $50K Growth, each day must earn at least $150 and the account must reach a $53,000 minimum balance; payout 1 is capped at $1,500. On $50K Select Flex, 5 days of at least $150 unlock a request for up to 50% of total profit, capped at $3,000.
Select Daily and Lightning use eligibility gates instead of a calendar. A $50K Daily account needs profit above its $2,100 buffer and permits a minimum $250 request, subject to the 2-times-current-cycle-profit rule and $1,000 cap. A $50K Lightning account has 0 minimum days but needs $3,000 new profit and 20% consistency for payout 1.
Tradeify publishes 24-48 hours for approved processing. Rise provides bank transfers, crypto tokens and region-dependent local currencies, while Plane is an alternative provider. Rise says bank withdrawal normally takes 1-3 business days and crypto takes hours to 1 day; no fixed India-specific bank, crypto-network, intermediary or INR conversion total is published.
Community evidence is positive but not unanimous. Trustpilot showed 4.6/5 from 3,734 reviews on 2026-07-28, with 87% 5-star and 8% 1-star. Recent Reddit users alleged delayed Rise transfers and unexplained compliance restrictions, while other verified Trustpilot users reported completed payouts; each post is a user account, not an independently adjudicated payout audit. Tradeify's homepage separately claimed more than $250 million in verified payouts, which remains a firm-reported figure.
Pros
- All 16 captured path-and-size combinations have first-party base prices from $99 to $796.
- Growth, Select and Lightning are one-time purchases with a published $0 activation fee.
- Every current path uses EOD trailing drawdown rather than following intraday unrealized peaks.
- The $50K Growth tier costs $145 and can pass in 1 day with no evaluation consistency rule.
- Select Flex preserves a $2,000 loss allowance and no DLL on the $50K funded path.
- Select Daily permits daily eligibility with a $250 minimum request and 90% split.
- Tradeify permits news trading and same-direction copying across the trader's own accounts.
- India is absent from both 2026 restriction lists and Tradeify publishes an India-specific payout guide.
- The platform set spans 3 broker connections and at least 9 named trading interfaces.
Cons
- The $50K Lightning fee is $492, which is $347 more than Growth at the same headline size.
- Lightning payout 1 requires 20% consistency and $3,000 new profit on $50K despite 0 evaluation days.
- Select's permanent Flex-or-Daily choice cannot be switched after the evaluation passes.
- Select Daily reduces the 150K funded loss allowance from $4,500 evaluation risk to $3,500.
- Every position must close by 4:45 PM ET, excluding overnight and weekend futures strategies.
- The microscalping rule requires both more than 50% of trades and more than 50% of profit from holds longer than 10 seconds.
- A personal bot can require source ownership proof, exclusive Tradeify use and a live activation video.
- Trustpilot's 2026-07-28 snapshot contained 8% 1-star reviews, and recent users alleged compliance and Rise delays.
- No completed Indian checkout, KYC or payout receipt has been independently verified despite the India marketing pages.
Who should pick Tradeify
A U.S.-session ES, NQ or micro-futures day trader should compare the $165 Select 50K purchase when a $2,000 EOD loss allowance, no evaluation DLL and a 90% simulated split matter more than a 3-day consistency pass. Pick Flex after passing for 5-day, higher-cap withdrawals; pick Daily only if the $1,000 funded DLL and $2,100 buffer suit the strategy.
Who should avoid Tradeify
A swing trader holding past 4:45 PM ET, a sub-10-second scalper, or a bot user unable to prove exclusive ownership should avoid all 4 paths. A trader tempted by the $492 Lightning 50K tier but unable to maintain a 20% first-payout consistency ratio should compare TradeDay, Topstep or the broader futures-firm comparison first.
FAQ
How much does a Tradeify account cost?
Growth list fees are $99, $145, $255 and $369; Select fees are $109, $165, $265 and $369; Lightning fees are $345, $492, $660 and $796 for $25K-$150K tiers. These are 2026-07-28 base prices before temporary promotions.
Does Tradeify charge monthly or activation fees?
No. The current Pricing Reference describes all 3 account types as one-time purchases with 0 recurring subscription charges, and Growth or Select activates the simulated funded stage for $0.
What is Tradeify's profit split?
The trader receives 90% of approved Growth, Select and Lightning simulated funded payouts. Elite Live uses an 80% trader split, so the 90% figure should not be projected onto the live stage.
Can Tradeify pay out daily?
Yes, on Select Daily after its buffer and continuity gates. The minimum request is $250, while the cap is $600 / $1,000 / $1,500 / $2,500 for $25K / $50K / $100K / $150K.
Does Tradeify allow news trading, EAs and copying?
News is allowed with no blackout, but the 50%-of-trades and 50%-of-profit microscalping test still applies. EAs are restricted to provably personal non-HFT systems, and copying is restricted to the trader's own accounts in the same direction.
Can Tradeify positions stay open overnight?
No. All Evaluation, Sim Funded and Live positions must close by 4:45 PM ET Monday-Friday, preventing overnight and weekend holding across all 4 captured paths.
Can traders in India use Tradeify?
Tradeify passes our dated country/RBI screen because India is absent from both restriction lists and Tradeify publishes an India-specific futures guide. The India comparison still labels checkout, KYC, Rise/Plane onboarding and payout delivery as partial because 0 completed Indian transactions have been independently verified.