Traders Fund Hub

Prop Firms Paying a 90% Profit Split or Higher

Last reviewed October 20, 2026

Profit splits are advertised per firm and paid per product. A firm promoting 90% commonly reaches it on one plan while its remaining plans pay less, and scaling-plan ceilings are quoted as though they were starting rates. Every figure below is the split the individual product publishes.

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Which products actually qualify

Of 20 firms with current product data, 4 pay 90% or more on every captured product; 4 have at least one outright qualifying product and at least one product with a different or unpublished verdict. Across 103 captured products, 23 qualify, 0 are conditional, 75 do not qualify, 5 have no published answer we could verify.

Firms sell several challenge products and their rules diverge between them. Every verdict below is read from that product's own captured terms, not from a single firm-wide setting.

Qualifies on some products only — check before you buy

FundingPips1 of 5 qualify · 4 do not qualify
  • QualifiesFundingPips Zero95% splitFirst-party source
  • Does not1 Step Flex80% splitFirst-party source
  • Does not2 Step Flex

    Profit split by tier

    • 80% Bi-Weekly 80% split, chosen at purchase: every 14 calendar days after the first executed trade on the Master Account
    • 95% Bi-Weekly 95% split, chosen at purchase: every 14 calendar days plus 3 profitable days (0.5%+ each) in the cycle
    First-party source
  • Does not2 Step Pro80% splitFirst-party source
  • Does not2 Step Standard

    Profit split by tier

    • 60% Weekly 60% cycle, selected at Master: seven days after the first executed trade on the Master Account
    • 80% Bi-Weekly 80% cycle, selected at Master: every 14 calendar days after the first executed trade on the Master Account
    First-party source
Alpha Capital1 of 10 qualify · 9 do not qualify

Every captured product qualifies

Lucid Trading7 of 7 qualify

No captured product is verified to qualify

TradeDay0 of 3 qualify · 3 do not qualify
  • Does notFast Pass - End of Day80% splitFirst-party source
  • Does notQuick Pay - End of Day

    Profit split by tier

    • 50% Funded Sim, below $4,000 current profit
    • 80% Funded Sim, above $4,000 current profit, but only if the payout still leaves more than $4,000 in current profit in the account after the withdrawal
    • 90% Funded Live

    The range shows the tiers before Funded Live.

    First-party source
  • Does notQuick Pay - Intraday

    Profit split by tier

    • 50% Funded Sim, below $4,000 current profit
    • 80% Funded Sim, above $4,000 current profit, but only if the payout still leaves more than $4,000 in current profit in the account after the withdrawal
    • 90% Funded Live

    The range shows the tiers before Funded Live.

    First-party source
FXIFY0 of 10 qualify · 7 do not qualify · 3 unpublished
The5ers0 of 10 qualify · 9 do not qualify · 1 unpublished
Maven0 of 9 qualify · 9 do not qualify
OFP Funding0 of 6 qualify · 6 do not qualify
  • Does notInstant Classic (3% daily / 6% max drawdown)80% splitFirst-party source
  • Does notInstant Classic (5% daily / 10% max drawdown)80% splitFirst-party source
  • Does notInstant Lite (3% daily / 5% max)80% splitFirst-party source
  • Does notInstant Lite (5% daily / 10% max)80% splitFirst-party source
  • Does notInstant Plus (3% daily / 5% max drawdown)80% splitFirst-party source
  • Does notInstant Plus (5% daily / 10% max drawdown)80% splitFirst-party source

Product terms last captured Nov 6, 2026. Products older than 30 days are dropped until recaptured, so a missing product means stale data rather than a discontinued plan. Every source is linked beside its product; use the challenge comparison to compare price, risk and payout terms.

Ranked qualifying firms

Full product coverage ranks before partial coverage; editorial score decides the order within each coverage group.

  1. Topstep

    8.5
    • Trustpilot3.7/ 515,002 reviews
    • Split90%
    • Payoutsafter qualifying days
    • Max$150,000 per account; up to 5 active XFAs
    • Drawdowneod trailing
    Visit Topstep Read review

  2. Tradeify

    8.5
    • Trustpilot4.5/ 55,369 reviews
    • Split90%
    • Payoutson demand
    • Max$150,000 per account; up to 5 simulated funded accounts
    • Drawdowneod trailing
    Visit Tradeify Read review

  3. Apex Trader Funding

    8.4
    • Trustpilot4.2/ 521,334 reviews
    • Split100%
    • Payoutsweekly
    • Max$150,000 per Performance Account
    • Drawdowneod trailing
    Visit Apex Trader Funding Read review

  4. Lucid Trading

    8.4
    • Trustpilot4.4/ 57,032 reviews
    • Split90%
    • Payoutson demand
    • Max$150,000 per account; up to 5 funded accounts per household
    Visit Lucid Trading Read review

  5. FTMO

    9.2
    • Trustpilot4.8/ 554,501 reviews
    • Split90%
    • Payoutson demand
    • Max$2,000,000
    Visit FTMO Read review

  6. FundingPips

    8.7
    • Trustpilot4.5/ 570,514 reviews
    • Max$2,000,000
    Visit FundingPips Read review

  7. My Funded Futures

    8.2
    • Trustpilot4.9/ 522,577 reviews
    • Split90%
    • Payoutson demand
    • Max$600,000
    • Drawdowneod trailing
    Visit My Funded Futures Read review

  8. Alpha Capital

    8
    • TrustpilotRating suppressed
    • Max$400,000
    Visit Alpha Capital Read review

Why this matters

The factors below are what we weight when ranking firms on this list.

The split sets your break-even

Your fee returns at fee divided by split. A $500 challenge on a 90% split needs $556 of profit to repay itself; the same fee at 70% needs $714. Every reset repeats the gap.

A ceiling is not a starting rate

Scaling plans advertise the maximum reachable after milestones. What you are paid on your first withdrawal is the product rate at purchase, which is what this page records.

A high split is often funded by a harder rule

Products at the top of a firm's split range frequently carry tighter drawdown or a consistency cap. Read the split beside the risk rules rather than on its own.

Frequently asked questions

Is a higher profit split always better?
No. The split applies only to profit you are permitted to keep and withdraw. A 95% product with trailing drawdown and a tight consistency cap can pay less in practice than an 80% product with static drawdown and no cap. Compare the split against the rule set that governs it.
Why does this page disagree with a firm's advertised split?
We record what each product publishes rather than the firm's best case. Where a firm's own pages conflict with each other we mark the figure unverified instead of selecting the higher number, and note the conflict on our change watch.
Do any firms pay a 100% split?
Some publish a 100% rate on specific products or as a scaling ceiling. Where a product publishes it we record it. Where it is only reachable after milestones, the milestone terms — not the headline — decide what you are actually paid.

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