Compare 14 current products across 8 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Built from product captures checked Oct 20, 2026
Pick FXIFY if…
Pick Tradeify if…
| Fact | FXIFY | Tradeify |
|---|---|---|
| Our score | 8.1/10 | 8.5/10 |
| Lowest $100K fee | $399 (Three Phase) | $255 (Growth Evaluation) |
| Base split | 80% | 90% |
| Max loss | 4–10% | — |
| Earliest first payout | Day 7 (Lightning Challenge) | No minimum wait (Lightning Funded) |
| Platforms | MT4 · MT5 · DXTrade · TradingView | Tradovate · NinjaTrader · TradingView · Tradesea · Quantower · Sierra Chart · R|Trader · WealthCharts |
Available product sources · earliest check Oct 20, 2026
We track 10 FXIFY products and 4 from Tradeify that pass the 30-day source-freshness gate; source checks range from 2026-10-20 to 2026-10-20. Tradeify is cheaper to funded at 4 of the 4 directly comparable tiers. At $25K, the cheapest verified route is Growth Evaluation at $99 (One-time fee), which needs $110 of profit at a 90% split before the fee is back in your pocket.
Compare the 14 source-checked products available here, each with its own fees, split, drawdown and date.
We track 10 FXIFY products and 4 from Tradeify that pass the 30-day source-freshness gate; source checks range from 2026-10-20 to 2026-10-20.
Tradeify is cheaper to funded at 4 of the 4 directly comparable tiers. At $25K, the cheapest verified route is Growth Evaluation at $99 (One-time fee), which needs $110 of profit at a 90% split before the fee is back in your pocket.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 1-step on One Phase and Lightning Challenge and Crypto Standard (1 Step), versus 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus instant funding on Instant Funding Standard and Instant Funding Lite and Crypto Instant Funding, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
Tradeify is cheaper within the shared USD one-time class: Growth Evaluation at $99 — $50 less than FXIFY's cheapest route at this tier (Three Phase, $149) — 34% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Growth EvaluationTradeify · One-time · 90% split | $99One-time fee | $110at 90% split | 0.11vs $1,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $109One-time fee | $121at 90% split | 0.12vs $1,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $109One-time fee | $121at 90% split | 0.12vs $1,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.21vs 6% trailing max DD | 2 |
| Lightning FundedTradeify · One-time · 90% split | $345One-time fee | $383at 90% split | 0.38vs $1,000 tier max loss | — |
| Crypto Instant FundingFXIFY · One-time · 80% split | $525One-time fee | $656at 80% split | 0.44vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Tradeify is cheaper within the shared USD one-time class: Growth Evaluation at $145 — $104 less than FXIFY's cheapest route at this tier (Three Phase, $249) — 42% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Growth EvaluationTradeify · One-time · 90% split | $145One-time fee | $161at 90% split | 0.08vs $2,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $165One-time fee | $183at 90% split | 0.09vs $2,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $165One-time fee | $183at 90% split | 0.09vs $2,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
| Lightning FundedTradeify · One-time · 90% split | $492One-time fee | $547at 90% split | 0.27vs $2,000 tier max loss | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $499One-time fee | $624at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Tradeify is cheaper within the shared USD one-time class: Growth Evaluation at $255 — $144 less than FXIFY's cheapest route at this tier (Three Phase, $399) — 36% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Growth EvaluationTradeify · One-time · 90% split | $255One-time fee | $283at 90% split | 0.08vs $3,500 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $265One-time fee | $294at 90% split | 0.10vs $3,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $265One-time fee | $294at 90% split | 0.10vs $3,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
| Lightning FundedTradeify · One-time · 90% split | $660One-time fee | $733at 90% split | 0.18vs $4,000 tier max loss | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $1,999One-time fee | $2,499at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Tradeify is cheaper within the shared USD one-time class: Growth Evaluation at $369 — $480 less than FXIFY's cheapest route at this tier (Two Phase Pro, $849) — 57% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Growth EvaluationTradeify · One-time · 90% split | $369One-time fee | $410at 90% split | 0.08vs $5,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $369One-time fee | $410at 90% split | 0.09vs $4,500 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $369One-time fee | $410at 90% split | 0.09vs $4,500 tier max loss | — |
| Lightning FundedTradeify · One-time · 90% split | $796One-time fee | $884at 90% split | 0.17vs $5,250 tier max loss | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $849One-time fee | $1,061at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | FXIFY | Tradeify |
|---|---|---|
| Evaluation steps | 1-stepOne Phase, Lightning Challenge, Crypto Standard (1 Step) 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro Instant fundingInstant Funding Standard, Instant Funding Lite, Crypto Instant Funding 3-stepThree Phase | 1-stepGrowth Evaluation, Select Evaluation → Flex, Select Evaluation → Daily Instant fundingLightning Funded |
| Profit split | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | 90% |
| Drawdown method | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | EOD trailing |
| Daily loss cap | 3%One Phase, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard | Fixed $ per tierGrowth Evaluation, Lightning Funded Not publishedSelect Evaluation → Flex, Select Evaluation → Daily |
| Max loss cap | 6%One Phase, Crypto Standard (1 Step), Crypto Instant Funding 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase | Fixed $ per tier |
| Funded drawdown | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | EOD trailing |
| Min trading days | 5One Phase, Three Phase, Instant Funding Lite UnverifiedTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge 4Crypto Standard (1 Step) 7Crypto Instant Funding | 3Select Evaluation → Flex, Select Evaluation → Daily 0Lightning Funded 1Growth Evaluation |
| Max trading days | UnverifiedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding 5Lightning Challenge | Unverified |
| Consistency rule | UnverifiedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Crypto Standard (1 Step) 25%Two Phase Classic, Crypto Instant Funding 20%Instant Funding Lite 30%Lightning Challenge | 40%Select Evaluation → Flex, Select Evaluation → Daily 20%Lightning Funded 35%Growth Evaluation |
| First payout after | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding 10 calendar daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge | 5 daysGrowth Evaluation, Select Evaluation → Flex 0 daysLightning Funded 1 daySelect Evaluation → Daily |
| Payout frequency | Bi-weeklyInstant Funding Standard, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not publishedTwo Phase Pro, Instant Funding Lite | On demand |
| News trading | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase ConditionalInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding | Allowed |
| Weekend holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding Not allowedInstant Funding Standard, Instant Funding Lite | Not allowed |
| Overnight holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding | Not allowed |
| EAs / algos | ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding | Conditional |
| Copy trading | Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase | Conditional |
FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.
Tradeify list prices and homepage promotions can diverge
The comparison stores stable base purchase prices, not a temporary coupon, reset fee or purchase-date payout cap. Confirm the final discount, reset cost, account purchase date and applicable payout table in checkout and the account agreement.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
13 current products · 10 first-party source pages · checked Oct 20, 2026
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
