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Verdict
TradeDay suits futures day traders choosing between day-one withdrawals and gentler end-of-day drawdown.
The decision is not simply Quick Pay versus Fast Pass. Quick Pay requires 5 evaluation days and advertises a day-one funded payout, but the first $4,000 of net Funded Sim profit is split 50/50. Fast Pass can clear its evaluation in 3 days and starts at an 80% split, but its first payout requires 5 profitable days and carries a $1,500–$2,250 request cap. Choose the payout structure before choosing the $50K, $100K or $150K account.
Quick facts
| Founded | 2020 in Chicago, United States |
| Markets | CME, CBOT, NYMEX and COMEX futures only |
| Programs | Quick Pay Intraday, Quick Pay End of Day and Fast Pass End of Day |
| Account sizes | $50K, $100K and $150K |
| Captured monthly price | $59–$225 during the 55%-off promotion captured 2026-07-28 |
| Profit target | 6% on all 9 published program-size combinations |
| Maximum loss | $2,000 on $50K, $3,000 on $100K, $4,500 on $150K |
| Consistency rule | 30% on Quick Pay; 45% on Fast Pass |
| Profit split | Quick Pay: 50% below $4,000 net, then 80%; Fast Pass: 80%; Funded Live: 90% |
| First payout | Quick Pay day 1; Fast Pass after 5 profitable days; $250 minimum request |
| Trustpilot | 4.6 / 5 from 1,402 reviews, captured 2026-07-28 |
Challenges available
TradeDay sells 3 one-step products across 3 account sizes. Every fee below is a monthly subscription, all 9 current cards state no activation fee, and the captured subscription prices were displayed under a 55%-off promotion. A trader who takes 2 billing cycles to pass pays twice the table amount.
| Program | Size | Monthly fee | Target | Max loss | Min days | Consistency | Funded split |
|---|---|---|---|---|---|---|---|
| Quick Pay — Intraday | $50K | $59 | $3,000 | $2,000 intraday trailing | 5 | 30% | 50% initially |
| Quick Pay — Intraday | $100K | $108 | $6,000 | $3,000 intraday trailing | 5 | 30% | 50% initially |
| Quick Pay — Intraday | $150K | $162 | $9,000 | $4,500 intraday trailing | 5 | 30% | 50% initially |
| Quick Pay — End of Day | $50K | $79 | $3,000 | $2,000 EOD trailing | 5 | 30% | 50% initially |
| Quick Pay — End of Day | $100K | $129 | $6,000 | $3,000 EOD trailing | 5 | 30% | 50% initially |
| Quick Pay — End of Day | $150K | $180 | $9,000 | $4,500 EOD trailing | 5 | 30% | 50% initially |
| Fast Pass — End of Day | $50K | $85 | $3,000 | $2,000 EOD trailing | 3 | 45% | 80% |
| Fast Pass — End of Day | $100K | $149 | $6,000 | $3,000 EOD trailing | 3 | 45% | 80% |
| Fast Pass — End of Day | $150K | $225 | $9,000 | $4,500 EOD trailing | 3 | 45% | 80% |
Pricing and rules were captured from TradeDay's current product cards on 2026-07-28. The $59–$225 fees include the displayed 55% promotion and can change; confirm the current subscription amount on TradeDay's live checkout path before paying.
How the rules actually work
Quick Pay Intraday moves the loss line in real time. A $50K account begins with a $2,000 maximum loss, so the initial breach floor is $48,000. As unrealized equity reaches new highs, the intraday trailing rule can raise that floor before the session closes. A profitable spike that reverses therefore consumes drawdown room even if the gain never becomes end-of-day balance.
Quick Pay End of Day is gentler during evaluation, then changes after passing. Its $50K evaluation also has a $2,000 loss allowance, but the EOD trailing rule updates from the closing balance instead of the intraday equity peak. TradeDay's product card explicitly labels the funded version “Intraday Funded Drawdown,” so a trader who passes under EOD mechanics must switch risk models on Funded Sim.
Fast Pass keeps end-of-day trailing after funding. The $50K, $100K and $150K products publish maximum losses of $2,000, $3,000 and $4,500. Those are 4%, 3% and 3% of headline size, which is why this review stores the dollar cap per tier instead of pretending every account shares one max-loss percentage.
The consistency rule differs by path. TradeDay's current cards state 30% for Quick Pay and 45% for Fast Pass, while Funded Sim Quick Pay states “Consistency: None.” The public card HTML does not define the percentage denominator in enough detail to safely publish a worked best-day equation, so verify the live consistency formula inside the rules panel before attempting a one-session sprint.
The minimum-day evidence conflicts on Fast Pass. The 3 current Fast Pass cards say “Min trading days 3,” and TradeDay's May 29, 2026 product announcement calls it a 3-day route. The separate “How it works” page says “No minimum on Fast Pass.” This review uses the specific 3-day card rule and records the unresolved conflict rather than hiding it.
News trading has a 4-minute blackout. TradeDay's May 9, 2026 economic-release policy requires traders to be flat with no working orders from 2 minutes before until 2 minutes after a tier-1 release. That makes the news rule restricted, not allowed, for strategies built around CPI, NFP or rate decisions.
Overnight and weekend holding are not allowed. The Permitted Times rule says day trading only and requires every position to close at least 10 minutes before the session ends. The instrument rule is equally narrow: CME, CBOT, NYMEX and COMEX futures are permitted; stocks, options, forex, spot crypto and CFDs are excluded.
Automation is conditional and copy trading is unresolved. TradeDay's terms prohibit third-party purchased trading bots, shared automated trading systems and software that creates an unfair advantage. That supports “EA restricted,” but the public pages captured on 2026-07-28 did not provide a clean rule for copying one trader's orders across their own accounts, so copy trading remains unverified rather than guessed.
True cost to break even
The tables below come from the same True-Cost method used across TradersFundHub. “Cost to funded” assumes a first-month pass and no $0 activation charge. Quick Pay uses the conservative 50% opening split; Fast Pass uses its published 80% Funded Sim split. Every R-multiple is calculated against the tier's verified dollar maximum loss, not a fabricated product-wide percentage.
| Tier | Cost to funded (1 mo) | Break-even profit (50% split) | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|
| $50K | $59 | $118 | $2,000 | 0.06 | 1 |
| $100K | $108 | $216 | $3,000 | 0.07 | 1 |
| $150K | $162 | $324 | $4,500 | 0.07 | 1 |
| Tier | Cost to funded (1 mo) | Break-even profit (50% split) | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|
| $50K | $79 | $158 | $2,000 | 0.08 | 1 |
| $100K | $129 | $258 | $3,000 | 0.09 | 1 |
| $150K | $180 | $360 | $4,500 | 0.08 | 1 |
| Tier | Cost to funded (1 mo) | Break-even profit (80% split) | Max loss | R-multiple vs tier max loss | Days @ 1%/day |
|---|---|---|---|---|---|
| $50K | $85 | $106 | $2,000 | 0.05 | 1 |
| $100K | $149 | $186 | $3,000 | 0.06 | 1 |
| $150K | $225 | $281 | $4,500 | 0.06 | 1 |
All 9 generated R-multiples are below 0.10 on the captured promotional price, meaning the gross profit needed to repay 1 month of evaluation cost is less than one tenth of the permitted tier loss. That does not make the challenge easy: the $3,000–$9,000 evaluation target is much larger than the $106–$360 break-even amount, and every extra subscription month increases cost linearly.
Payout speed in practice
Quick Pay can request from funded day 1. The current Funded Sim cards state no payout buffer, no milestones, a $250 minimum request and a 1-day minimum. TradeDay's FAQ says most approved requests process within 24 hours. The economic catch is the split: the trader receives 50% below $4,000 net profit, 80% above that threshold and 90% only after reaching Funded Live.
Fast Pass requires 5 profitable days before requesting. Each profitable day must reach at least $150 on $50K, $200 on $100K or $250 on $150K. The request caps are $1,500, $1,875 and $2,250 respectively, with an 80% Funded Sim split and 90% after the Funded Live transition.
The available public evidence is mixed but measurable. TradeDay reports more than $10 million in cumulative payouts by December 2025 and publishes a 36% evaluation-program pass rate for January–June 2026. Its Trustpilot profile showed 4.6/5 from 1,402 reviews on 2026-07-28. Those are firm-reported and third-party aggregate signals, not proof that a specific withdrawal will be approved under the trading-rules review.
Pros
- Quick Pay publishes a funded day-1 request with no payout buffer and a $250 minimum.
- Fast Pass starts Funded Sim at an 80% split instead of Quick Pay's initial 50% tier.
- End-of-day evaluation drawdown is available at all 3 account sizes, avoiding intraday high-water movement while passing.
- Current cards state a $0 activation fee across all 9 program-size combinations.
- The 6% target is consistent across $50K, $100K and $150K, simplifying target comparison.
- TradeDay publishes a 36% January–June 2026 evaluation pass rate instead of leaving pass probability entirely opaque.
Cons
- Quick Pay's first $4,000 of net Funded Sim profit is split 50/50, materially below its later 80% tier.
- The 55%-off prices captured on 2026-07-28 are promotional; a $59 subscription can revert or change after the offer ends.
- Quick Pay End of Day switches to intraday trailing drawdown after funding, changing the core risk rule at the stage where payouts begin.
- Fast Pass requires 5 profitable payout days and caps requests at $1,500–$2,250 by account size.
- The live Fast Pass cards say 3 minimum evaluation days while the “How it works” page says no minimum, an unresolved first-party conflict.
- The 2-minute-before to 2-minute-after tier-1 news blackout excludes release-entry strategies.
- Overnight and weekend positions are prohibited by the day-trading-only rule, so swing-futures setups do not fit.
Who should pick TradeDay
A disciplined ES, NQ or micro-futures day trader should consider the $50K Quick Pay End of Day account when a $2,000 EOD evaluation drawdown and day-1 payout access matter more than the initial 50% split. A trader who prefers an 80% Funded Sim split and can complete 5 profitable payout days should compare the $50K Fast Pass at $85 captured monthly cost.
Who should avoid TradeDay
A news trader who enters inside the 4-minute tier-1 blackout, a swing trader who holds after the daily close, or anyone unwilling to accept promotional monthly pricing should avoid TradeDay. Compare Topstep for a different funded progression model and My Funded Futures for alternative futures drawdown paths, or open the direct Topstep vs TradeDay comparison.
FAQ
Is TradeDay a futures prop firm?
Yes. TradeDay permits futures on CME, CBOT, NYMEX and COMEX; its published product rule excludes stocks, options, forex, spot crypto and CFDs across all 3 programs.
How much does a TradeDay evaluation cost?
The 9 monthly prices captured on 2026-07-28 ranged from $59 for $50K Quick Pay Intraday to $225 for $150K Fast Pass. They included a displayed 55% promotion, so verify the current amount before subscribing.
Does TradeDay charge an activation fee?
No activation fee was listed on any of the 9 current TradeDay product cards captured on 2026-07-28. The evaluation fee remains a non-refundable monthly subscription.
What is TradeDay's profit split?
Quick Pay starts at 50% below $4,000 of net Funded Sim profit and moves to 80% above that level; Fast Pass Funded Sim pays 80%. TradeDay states 90% at the Funded Live stage.
How quickly can TradeDay pay out?
Quick Pay lists a day-1 request with no buffer and a $250 minimum, while Fast Pass requires 5 profitable days and caps the request at $1,500–$2,250. TradeDay says most approved requests process within 24 hours.
Can TradeDay traders hold overnight?
No. The Permitted Times rule is day trading only and requires positions to close at least 10 minutes before the end of the futures session, which also prevents weekend holding.
Does TradeDay allow news trading or EAs?
Both are restricted. Tier-1 news requires a flat account from 2 minutes before until 2 minutes after release, while purchased third-party bots, shared automated systems and unfair-advantage software are prohibited.