A side-by-side breakdown of Topstep and Tradeify — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
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Data-driven comparison · checked Aug 11, 2026
We track 2 Topstep products and 4 from Tradeify that pass the 30-day source-freshness gate, last verified 2026-08-11. Topstep offers USD monthly; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
The table above compares the two firms. This one compares the products you actually buy — 6 of them, each with its own price, split, drawdown rule and source date.
We track 2 Topstep products and 4 from Tradeify that pass the 30-day source-freshness gate, last verified 2026-08-11.
Topstep offers USD monthly; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Tradeify's own products disagree on 7 terms. On evaluation steps it is 1-step on Growth Evaluation and Select Evaluation → Flex and Select Evaluation → Daily, versus instant funding on Lightning Funded. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
Topstep offers USD monthly; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | — | — |
| Growth EvaluationTradeify · One-time · 90% split | $145One-time fee | $161at 90% split | 0.08vs $2,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $165One-time fee | $183at 90% split | 0.09vs $2,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $165One-time fee | $183at 90% split | 0.09vs $2,000 tier max loss | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | — | — |
| Lightning FundedTradeify · One-time · 90% split | $492One-time fee | $547at 90% split | 0.27vs $2,000 tier max loss | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Topstep offers USD monthly; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | — | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | — | — |
| Growth EvaluationTradeify · One-time · 90% split | $255One-time fee | $283at 90% split | 0.08vs $3,500 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $265One-time fee | $294at 90% split | 0.10vs $3,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $265One-time fee | $294at 90% split | 0.10vs $3,000 tier max loss | — |
| Lightning FundedTradeify · One-time · 90% split | $660One-time fee | $733at 90% split | 0.18vs $4,000 tier max loss | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Topstep offers USD monthly; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $2291 month, no activation fee | $254at 90% split | — | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $3481 month + $149 activation | $387at 90% split | — | — |
| Growth EvaluationTradeify · One-time · 90% split | $369One-time fee | $410at 90% split | 0.08vs $5,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $369One-time fee | $410at 90% split | 0.09vs $4,500 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $369One-time fee | $410at 90% split | 0.09vs $4,500 tier max loss | — |
| Lightning FundedTradeify · One-time · 90% split | $796One-time fee | $884at 90% split | 0.17vs $5,250 tier max loss | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 7 of 16 rows split this way in this matchup.
| Term | Topstep | Tradeify |
|---|---|---|
| Evaluation steps | 1-step | 1-stepGrowth Evaluation, Select Evaluation → Flex, Select Evaluation → Daily Instant fundingLightning Funded |
| Profit splitsame | 90% | 90% |
| Drawdown methodsame | EOD trailing | EOD trailing |
| Daily loss cap | Not published | Fixed $ per tierGrowth Evaluation, Lightning Funded Not publishedSelect Evaluation → Flex, Select Evaluation → Daily |
| Max loss cap | Not published | Fixed $ per tier |
| Funded drawdownsame | EOD trailing | EOD trailing |
| Min trading days | 2 | 3Select Evaluation → Flex, Select Evaluation → Daily 0Lightning Funded 1Growth Evaluation |
| Max trading dayssame | Unlimited | Unlimited |
| Consistency rule | 50% | 40%Select Evaluation → Flex, Select Evaluation → Daily 20%Lightning Funded 35%Growth Evaluation |
| First payout after | 3 days | 5 daysGrowth Evaluation, Select Evaluation → Flex 0 daysLightning Funded 1 daysSelect Evaluation → Daily |
| Payout frequencysame | On demand | On demand |
| News trading | Conditional | Allowed |
| Weekend holdingsame | Not allowed | Not allowed |
| Overnight holdingsame | Not allowed | Not allowed |
| EAs / algos | AllowedTrading Combine - No Activation Fee Path ConditionalTrading Combine - Standard Path | Conditional |
| Copy trading | AllowedTrading Combine - No Activation Fee Path ConditionalTrading Combine - Standard Path | Conditional |
Tradeify list prices and homepage promotions can diverge
The comparison stores the stable purchase price, not a temporary coupon or reset. Confirm the final discounted amount, reset cost, and product name in checkout before paying.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
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