Compare 7 current products across 4 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Built from product captures checked Oct 20, 2026
Pick FTMO if…
Pick Tradeify if…
| Fact | FTMO | Tradeify |
|---|---|---|
| Our score | 9.2/10 | 8.5/10 |
| Lowest $100K fee | €499 (1-Step) | $255 (Growth Evaluation) |
| Base split | 80–90% | 90% |
| Max loss | 10% | — |
| Earliest first payout | Day 14 (2-Step) | No minimum wait (Lightning Funded) |
| Platforms | MT5 · MT4 · TradingView · cTrader | Tradovate · NinjaTrader · TradingView · Tradesea · Quantower · Sierra Chart · R|Trader · WealthCharts |
Fees are in different currencies (EUR and USD), so they are shown as published and not ranked against each other.
Available product sources · earliest check Oct 20, 2026
We track 3 FTMO products and 4 from Tradeify that pass the 30-day source-freshness gate; source checks range from 2026-10-20 to 2026-10-21. These firms sell different instruments — FTMO runs CFD products and Tradeify runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. FTMO offers EUR one-time; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 7 source-checked products available here, each with its own fees, split, drawdown and date.
We track 3 FTMO products and 4 from Tradeify that pass the 30-day source-freshness gate; source checks range from 2026-10-20 to 2026-10-21. These firms sell different instruments — FTMO runs CFD products and Tradeify runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
FTMO offers EUR one-time; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FTMO's own products disagree on 11 terms. On evaluation steps it is 1-step on FTMO Challenge: 1-Step, versus 2-step on FTMO Challenge: 2-Step, versus instant funding on FTMO Instant Account. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FTMO offers EUR one-time; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €199Published fee (EUR) | €221at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €250Published fee (EUR) | €313at 80% split | — | — |
| FTMO Instant AccountFTMO · One-time · 90% split | €749Published fee (EUR) | €832at 90% split | — | — |
| Growth EvaluationTradeify · One-time · 90% split | $99One-time fee | $110at 90% split | 0.11vs $1,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $109One-time fee | $121at 90% split | 0.12vs $1,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $109One-time fee | $121at 90% split | 0.12vs $1,000 tier max loss | — |
| Lightning FundedTradeify · One-time · 90% split | $345One-time fee | $383at 90% split | 0.38vs $1,000 tier max loss | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €319Published fee (EUR) | €354at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €345Published fee (EUR) | €431at 80% split | — | — |
| FTMO Instant AccountFTMO · One-time · 90% split | €1,499Published fee (EUR) | €1,666at 90% split | — | — |
| Growth EvaluationTradeify · One-time · 90% split | $145One-time fee | $161at 90% split | 0.08vs $2,000 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $165One-time fee | $183at 90% split | 0.09vs $2,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $165One-time fee | $183at 90% split | 0.09vs $2,000 tier max loss | — |
| Lightning FundedTradeify · One-time · 90% split | $492One-time fee | $547at 90% split | 0.27vs $2,000 tier max loss | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; Tradeify offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €499Published fee (EUR) | €554at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €540Published fee (EUR) | €675at 80% split | — | — |
| FTMO Instant AccountFTMO · One-time · 90% split | €2,999Published fee (EUR) | €3,332at 90% split | — | — |
| Growth EvaluationTradeify · One-time · 90% split | $255One-time fee | $283at 90% split | 0.08vs $3,500 tier max loss | 1 |
| Select Evaluation → FlexTradeify · One-time · 90% split | $265One-time fee | $294at 90% split | 0.10vs $3,000 tier max loss | — |
| Select Evaluation → DailyTradeify · One-time · 90% split | $265One-time fee | $294at 90% split | 0.10vs $3,000 tier max loss | — |
| Lightning FundedTradeify · One-time · 90% split | $660One-time fee | $733at 90% split | 0.18vs $4,000 tier max loss | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 11 of 16 rows split this way in this matchup.
| Term | FTMO | Tradeify |
|---|---|---|
| Evaluation steps | 1-stepFTMO Challenge: 1-Step 2-stepFTMO Challenge: 2-Step Instant fundingFTMO Instant Account | 1-stepGrowth Evaluation, Select Evaluation → Flex, Select Evaluation → Daily Instant fundingLightning Funded |
| Profit split | 90%FTMO Challenge: 1-Step, FTMO Instant Account 80%FTMO Challenge: 2-Step | 90% |
| Drawdown method | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step TrailingFTMO Instant Account | EOD trailing |
| Daily loss cap | 3%FTMO Challenge: 1-Step, FTMO Instant Account 5%FTMO Challenge: 2-Step | Fixed $ per tierGrowth Evaluation, Lightning Funded Not publishedSelect Evaluation → Flex, Select Evaluation → Daily |
| Max loss cap | 10% | Fixed $ per tier |
| Funded drawdown | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step TrailingFTMO Instant Account | EOD trailing |
| Min trading days | UnverifiedFTMO Challenge: 1-Step, FTMO Instant Account 4FTMO Challenge: 2-Step | 3Select Evaluation → Flex, Select Evaluation → Daily 0Lightning Funded 1Growth Evaluation |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | 30%FTMO Instant Account 50%FTMO Challenge: 1-Step UnverifiedFTMO Challenge: 2-Step | 40%Select Evaluation → Flex, Select Evaluation → Daily 20%Lightning Funded 35%Growth Evaluation |
| First payout after | 14 daysFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | 5 daysGrowth Evaluation, Select Evaluation → Flex 0 daysLightning Funded 1 daySelect Evaluation → Daily |
| Payout frequency | On demandFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | On demand |
| News trading | ConditionalFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | Allowed |
| Weekend holding | Conditional | Not allowed |
| Overnight holding | Conditional | Not allowed |
| EAs / algos | ConditionalFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | Conditional |
| Copy trading | Not published | Conditional |
Tradeify list prices and homepage promotions can diverge
The comparison stores stable base purchase prices, not a temporary coupon, reset fee or purchase-date payout cap. Confirm the final discount, reset cost, account purchase date and applicable payout table in checkout and the account agreement.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
7 current products · 7 first-party source pages · checked Oct 21, 2026
Open comparison13 current products · 10 first-party source pages · checked Oct 21, 2026
Open comparison11 current products · 5 first-party source pages · checked Oct 20, 2026
Open comparison7 current products · 2 first-party source pages · checked Oct 20, 2026
Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
