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Verdict
My Funded Futures suits futures traders who choose among 4 payout structures before subscribing.
- The 2026-07-27 capture contains 4 current plans—Rapid, Flex, Pro, and Builder—across 11 exact monthly prices.
- Every plan is a 1-phase evaluation with a 6% target and $0 activation fee.
- Rapid pays a 90% split; Flex, Pro, and Builder pay 80%.
- First reward eligibility ranges from 1 day on Rapid to 14 days on Pro, but payout buffers and caps can matter more than the headline cadence.
- Evaluation drawdown is end-of-day trailing; Rapid changes to real-time trailing after funding.
- India-specific country, checkout, KYC, and payout evidence has not been captured, so MFF is not in the India shortlist yet.
Quick facts
| Current plans | Rapid, Flex, Pro, Builder |
| Captured prices | 11 monthly tiers from $95 to $477 |
| Activation fee | $0 on all 4 plans |
| Profit target | 6% on every evaluation |
| Platforms | NinjaTrader, Tradovate, TradingView |
| India evidence | Country, checkout, KYC, and payout capture pending |
Challenges available
All 11 rows below use undiscounted first-month list prices from the 2026-07-27 capture. The pricing model is a 30-day subscription, so passing in month 2 or later adds another renewal; “cost to funded” in the true-cost section assumes a month-1 pass.
| Plan | Phases | Account | Monthly fee | Target | Drawdown | Split |
|---|---|---|---|---|---|---|
| Rapid | 1 | $25K | $109 | 6% | EOD trailing, $1,000 | 90% |
| Rapid | 1 | $50K | $157 | 6% | EOD trailing, $2,000 | 90% |
| Rapid | 1 | $100K | $267 | 6% | EOD trailing, $3,000 | 90% |
| Rapid | 1 | $150K | $347 | 6% | EOD trailing, $4,500 | 90% |
| Flex | 1 | $25K | $95 | 6% | 4% EOD trailing | 80% |
| Flex | 1 | $50K | $153 | 6% | 4% EOD trailing | 80% |
| Pro | 1 | $50K | $227 | 6% | EOD trailing, $2,000 | 80% |
| Pro | 1 | $100K | $344 | 6% | EOD trailing, $3,000 | 80% |
| Pro | 1 | $150K | $477 | 6% | EOD trailing, $4,500 | 80% |
| Builder | 1 | $25K | $105 | 6% | 4% EOD trailing | 80% |
| Builder | 1 | $50K | $153 | 6% | 4% EOD trailing | 80% |
Pricing and rules are current as of 2026-07-27. Rapid’s $109 25K tier renews at $97; the other captured tiers renew at list price. A temporary 50% first-month coupon was active at capture but is excluded from every table because it expires and does not lower later renewals.
How the rules actually work
Rapid: evaluation drawdown is end-of-day trailing, then becomes real-time trailing after funding and locks $100 above starting balance. Maximum loss varies by size—$1,000 on 25K, $2,000 on 50K, $3,000 on 100K, and $4,500 on 150K—so one percentage cannot describe all 4 tiers.
Rapid has no daily loss limit, needs 2 evaluation trading days, and applies a 50% consistency rule only in evaluation. A $1,000 best day therefore requires at least $2,000 total evaluation profit before that day is half or less of the total; the funded-stage consistency field is 0%.
Flex: both sizes use a 4% end-of-day trailing maximum loss and 2 minimum days. The default daily-loss field is blank because the base plan has no daily limit; an optional $1,000 intraday soft-pause add-on exists for the 50K tier and is not treated as the base rule.
Flex applies a 50% evaluation consistency rule and caps withdrawals. Only 50% of profit is requestable, with maximum requests of $1,000 on 25K and $2,000 on 50K; a lower fee therefore does not mean unrestricted access to all funded profit.
Pro: the 50K, 100K, and 150K tiers use $2,000, $3,000, and $4,500 end-of-day trailing limits. Pro has no daily loss limit, requires 2 evaluation days, applies 50% consistency only during evaluation, and has no withdrawal cap after its payout buffer is cleared.
Builder: the 25K and 50K base tiers use a 4% end-of-day trailing cap and need 1 evaluation day. Builder reverses the common consistency pattern: there is no evaluation consistency percentage, but a 50% rule applies after funding when the trader requests a reward.
Builder’s daily-loss field is null because it differs by size: 25K has none, while the captured 50K default includes a $1,000 soft pause. The 50K checkout also exposed an alternate $125 option with a tighter $1,500 maximum drawdown; only the $153 default with $2,000 drawdown is represented in the main price table.
Trading permissions: all 4 products prohibit overnight holding and mark news, EAs, and copy trading as restricted. Weekend policy is not independently stated in the product records; because positions cannot stay open overnight, no review sentence should promise weekend holds.
True cost to break even
These 4 tables are generated by computeTrueCost() from the first-month subscription, captured split, and published risk fields. They assume a month-1 pass and $0 activation; each additional 30-day billing cycle increases the real cost.
| Tier | Cost to funded (1 mo) | Break-even profit (90% split) | Days @ 1%/day |
|---|---|---|---|
| $25K | $109 | $121 | 1 |
| $50K | $157 | $174 | 1 |
| $100K | $267 | $297 | 1 |
| $150K | $347 | $386 | 1 |
| Tier | Cost to funded (1 mo) | Break-even profit (80% split) | R-multiple vs 4% max DD | Days @ 1%/day |
|---|---|---|---|---|
| $25K | $95 | $119 | 0.12 | 1 |
| $50K | $153 | $191 | 0.10 | 1 |
| Tier | Cost to funded (1 mo) | Break-even profit (80% split) | Days @ 1%/day |
|---|---|---|---|
| $50K | $227 | $284 | 1 |
| $100K | $344 | $430 | 1 |
| $150K | $477 | $596 | 1 |
| Tier | Cost to funded (1 mo) | Break-even profit (80% split) | R-multiple vs 4% max DD | Days @ 1%/day |
|---|---|---|---|---|
| $25K | $105 | $131 | 0.13 | 1 |
| $50K | $153 | $191 | 0.10 | 1 |
Rapid and Pro omit R-multiple because their maximum loss varies by tier and is stored as exact dollar notes rather than one product-wide percentage. The generated break-even still remains valid: for example, 1 month of Rapid 25K costs $109 and needs $121 gross profit at a 90% split.
Payout speed in practice
Rapid can request after 1 day and then every 24 hours, subject to clearing buffers of $1,100, $2,100, $3,100, or $4,600 by account size. The minimum withdrawal is $500 and the captured product has no payout cap.
Builder becomes eligible after 2 days, but funded withdrawals are capped at $1,000 on 25K and $2,000 on 50K. Builder applies a 50% funded consistency rule and allows up to 5 simulated payouts before the next account stage.
Flex needs 5 winning days with at least $150 net PnL each and $500 net profit. It caps each request at $1,000 on 25K or $2,000 on 50K and allows only 50% of profit to be requested, making its “on-demand” enum less flexible than Rapid.
Pro has the slowest first window at 14 days and the highest minimum withdrawal at $1,000. Its buffers are $2,100, $3,100, and $4,600, but Pro does not cap withdrawals after the buffer and rule checks are satisfied.
The aggregate firm record lists ACH, bank wire, and crypto and showed a 4.9/5 Trustpilot aggregate from 20,392 reviews on 2026-07-27. The verified-payout badge remains false, and India-specific access to those 3 rails is not yet source-captured.
Pros
- $0 activation fee on all 11 tiers keeps month-1 cost equal to the subscription price.
- Rapid pays a 90% split and permits a first request after 1 day.
- Builder requires only 1 evaluation day and starts at $105 for 25K.
- Rapid and Pro have no daily loss limit, avoiding a second hard percentage cap.
- All 4 products use the same 6% target, simplifying target comparison.
- Exact first-month prices exist for 11 rows, allowing generated break-even rather than estimates.
Cons
- Monthly billing repeats every 30 days, so a month-2 pass costs more than every displayed month-1 true-cost row.
- Rapid switches from EOD to real-time trailing after funding, tightening the loss-line behavior at the stage where rewards begin.
- Flex allows only 50% of profit per request and caps withdrawals at $1,000 or $2,000.
- Builder adds a 50% consistency rule after funding even though evaluation has no consistency percentage.
- All 4 products prohibit overnight holding and restrict news, EAs, and copy trading.
- India evidence is incomplete, so country, checkout, KYC, and payout access cannot be promised to Indian residents.
Who should pick My Funded Futures
An intraday futures trader who expects to pass inside 30 days and values early uncapped withdrawals should start by comparing Rapid 25K at $109 with Builder 25K at $105. Rapid costs $4 more but pays 90%, has no daily cap, and can request after 1 day; Builder uses an 80% split, a 4% trailing cap, and a 50% consistency rule after funding.
Who should avoid My Funded Futures
A swing trader who must hold overnight should avoid all 4 plans because overnight positions are prohibited. An India-based buyer should also wait until country, checkout, KYC, and payout access are captured; the current India shortlist excludes MFF for that evidence gap, not for a claimed ban.
FAQ
What My Funded Futures plans are current in 2026?
The 2026-07-27 capture contains Rapid, Flex, Pro, and Builder. The old Scale label is not among the 4 current product records and should not be used in price comparisons.
Does My Funded Futures charge an activation fee?
No: activation is $0 on all 11 captured tiers. The recurring cost is the 30-day evaluation subscription, so every extra month before passing adds another renewal.
Which MFF plan pays fastest?
Rapid has the earliest first request at 1 day and then a 24-hour cadence. Builder is 2 days, Flex is 5 qualifying winning days, and Pro is 14 days.
Which MFF plan has the highest split?
Rapid pays 90%; Flex, Pro, and Builder each pay 80%. A $109 Rapid 25K subscription therefore has a generated $121 break-even, while the $105 Builder 25K needs $131.
Can traders in India use My Funded Futures?
There is not enough dated first-party evidence in the current capture to answer yes. Traders Fund Hub needs an India restriction-list check, working checkout method, KYC document list, and payout-route confirmation before adding MFF to the India shortlist.
Does MFF allow overnight or automated trading?
All 4 product records set overnight holding to false and mark EA use as restricted. News and copy trading are also restricted, so automation or event-driven systems need written plan-specific confirmation before purchase.