Compare 7 current products across 6 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
Disclosure: We may earn a commission if you sign up via eligible links on this page, at no cost to you. Our reviews are independent and not influenced by partners. Learn more.
Available product sources · earliest check Oct 6, 2026
We track 5 My Funded Futures products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. My Funded Futures offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 7 source-checked products available here, each with its own fees, split, drawdown and date.
We track 5 My Funded Futures products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14.
My Funded Futures offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
My Funded Futures's own products disagree on 8 terms. On profit split it is 80% on Flex and Pro and Builder, versus 90% on Rapid and Rapid EOD. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
My Funded Futures offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | 0.05vs $2,000 tier max loss |
| BuilderMy Funded Futures · One-time · 80% split | $153One-time fee | $191at 80% split | 0.10vs $2,000 tier max loss |
| Rapid EODMy Funded Futures · One-time · 90% split | $157One-time fee | $174at 90% split | 0.09vs $2,000 tier max loss |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | 0.11vs $2,000 tier max loss |
| RapidMy Funded Futures · One-time · 90% split | $209One-time fee | $232at 90% split | 0.12vs $2,000 tier max loss |
| ProMy Funded Futures · One-time · 80% split | $265One-time fee | $331at 80% split | 0.17vs $2,000 tier max loss |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
My Funded Futures offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | 0.06vs $3,000 tier max loss |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | 0.09vs $3,000 tier max loss |
| RapidMy Funded Futures · One-time · 90% split | $356One-time fee | $396at 90% split | 0.13vs $3,000 tier max loss |
| ProMy Funded Futures · One-time · 80% split | $401One-time fee | $501at 80% split | 0.17vs $3,000 tier max loss |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
My Funded Futures offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $2291 month, no activation fee | $254at 90% split | 0.06vs $4,500 tier max loss |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $3481 month + $149 activation | $387at 90% split | 0.09vs $4,500 tier max loss |
| RapidMy Funded Futures · One-time · 90% split | $463One-time fee | $514at 90% split | 0.11vs $4,500 tier max loss |
| ProMy Funded Futures · One-time · 80% split | $557One-time fee | $696at 80% split | 0.15vs $4,500 tier max loss |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 8 of 16 rows split this way in this matchup.
| Term | My Funded Futures | Topstep |
|---|---|---|
| Evaluation stepssame | 1-step | 1-step |
| Profit split | 80%Flex, Pro, Builder 90%Rapid, Rapid EOD | 90% |
| Drawdown methodsame | EOD trailing | EOD trailing |
| Daily loss capsame | Not published | Not published |
| Max loss cap | 4%Rapid EOD, Flex, Builder Fixed $ per tierRapid, Pro | Fixed $ per tier |
| Funded drawdown | EOD trailingRapid EOD, Flex, Pro, Builder TrailingRapid | EOD trailing |
| Min trading days | 2Rapid, Flex, Pro 1Builder 4Rapid EOD | Unverified |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | 50%Rapid, Flex, Pro 30%Rapid EOD No ruleBuilder | 55% |
| First payout after | Not publishedRapid, Rapid EOD 14 daysPro 2 daysBuilder 5 daysFlex | Not published |
| Payout frequency | On demandRapid, Rapid EOD, Flex, Builder Bi-weeklyPro | On demand |
| News trading | ConditionalRapid, Rapid EOD, Flex, Pro AllowedBuilder | Conditional |
| Weekend holding | Not published | Not allowed |
| Overnight holdingsame | Not allowed | Not allowed |
| EAs / algossame | Conditional | Conditional |
| Copy tradingsame | Conditional | Conditional |
Topstep now publishes a 55% Combine consistency target
Use 55% for the Combine objective. The separate XFA Consistency payout route remains 40% with three trading days. October 6 is our observation date, not an established effective date; minimum-day descriptions still conflict.
Correction: Topstep payout eligibility is not a three-calendar-day transfer
TFH removed the single calendar-day payout figure, corrected the No Activation Fee path's blanket automation permissions and added the published dollar loss limits per tier. Fee-recovery tables now use those tier limits. These are corrections to our representation, not a proven September change to all Topstep terms. Eligibility still depends on personal circumstances.
Topstep still gives different minimum-day descriptions
Check the applicable Combine consistency requirement and obtain clarification before planning a one-day pass. The six monthly prices were separately verified; this unresolved rule does not establish a price change or a new account restriction.
MFFU moved new purchases to one-time plans and added Rapid EOD
Do not compare the old monthly subscription figures with a new MFFU checkout. Russia is on MFFU's restricted-country list and cannot purchase a new account. For current buyers, verify the selected size, one-time total, plan variant, payout buffer and any promotion in checkout; legacy subscriptions bought before the migration follow their original billing terms.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
6 current products · 6 first-party source pages · checked Oct 14, 2026
Open comparison8 current products · 6 first-party source pages · checked Oct 14, 2026
Open comparison5 current products · 2 first-party source pages · checked Oct 14, 2026
Open comparison6 current products · 2 first-party source pages · checked Oct 14, 2026
Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
