Compare 15 current products across 12 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Oct 14, 2026
We track 10 FXIFY products and 5 from My Funded Futures that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-14. My Funded Futures is cheaper to funded at 4 of the 4 directly comparable tiers. At $25K, the cheapest verified route is Builder at $105 (One-time fee), which needs $131 of profit at a 80% split before the fee is back in your pocket.
Compare the 15 source-checked products available here, each with its own fees, split, drawdown and date.
We track 10 FXIFY products and 5 from My Funded Futures that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-14.
My Funded Futures is cheaper to funded at 4 of the 4 directly comparable tiers. At $25K, the cheapest verified route is Builder at $105 (One-time fee), which needs $131 of profit at a 80% split before the fee is back in your pocket.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 1-step on One Phase and Lightning Challenge and Crypto Standard (1 Step), versus 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus instant funding on Instant Funding Standard and Instant Funding Lite and Crypto Instant Funding, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
My Funded Futures is cheaper within the shared USD one-time class: Builder at $105 — $44 less than FXIFY's cheapest route at this tier (Three Phase, $149) — 30% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| BuilderMy Funded Futures · One-time · 80% split | $105One-time fee | $131at 80% split | 0.13vs $1,000 tier max loss | — |
| RapidMy Funded Futures · One-time · 90% split | $145One-time fee | $161at 90% split | 0.16vs $1,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $525One-time fee | $656at 80% split | 0.44vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
My Funded Futures is cheaper within the shared USD one-time class: Builder at $153 — $96 less than FXIFY's cheapest route at this tier (Three Phase, $249) — 39% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| BuilderMy Funded Futures · One-time · 80% split | $153One-time fee | $191at 80% split | 0.10vs $2,000 tier max loss | — |
| Rapid EODMy Funded Futures · One-time · 90% split | $157One-time fee | $174at 90% split | 0.09vs $2,000 tier max loss | — |
| RapidMy Funded Futures · One-time · 90% split | $209One-time fee | $232at 90% split | 0.12vs $2,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| ProMy Funded Futures · One-time · 80% split | $265One-time fee | $331at 80% split | 0.17vs $2,000 tier max loss | — |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $499One-time fee | $624at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
My Funded Futures is cheaper within the shared USD one-time class: Rapid at $356 — $43 less than FXIFY's cheapest route at this tier (Three Phase, $399) — 11% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| RapidMy Funded Futures · One-time · 90% split | $356One-time fee | $396at 90% split | 0.13vs $3,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| ProMy Funded Futures · One-time · 80% split | $401One-time fee | $501at 80% split | 0.17vs $3,000 tier max loss | — |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $1,999One-time fee | $2,499at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
My Funded Futures is cheaper within the shared USD one-time class: Rapid at $463 — $386 less than FXIFY's cheapest route at this tier (Two Phase Pro, $849) — 45% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| RapidMy Funded Futures · One-time · 90% split | $463One-time fee | $514at 90% split | 0.11vs $4,500 tier max loss | — |
| ProMy Funded Futures · One-time · 80% split | $557One-time fee | $696at 80% split | 0.15vs $4,500 tier max loss | — |
| Two Phase ProFXIFY · One-time · 80% split | $849One-time fee | $1,061at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | FXIFY | My Funded Futures |
|---|---|---|
| Evaluation steps | 1-stepOne Phase, Lightning Challenge, Crypto Standard (1 Step) 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro Instant fundingInstant Funding Standard, Instant Funding Lite, Crypto Instant Funding 3-stepThree Phase | 1-step |
| Profit split | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | 80%Flex, Pro, Builder 90%Rapid, Rapid EOD |
| Drawdown method | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | EOD trailing |
| Daily loss cap | 3%One Phase, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard | Not published |
| Max loss cap | 6%One Phase, Crypto Standard (1 Step), Crypto Instant Funding 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase | 4%Rapid EOD, Flex, Builder Fixed $ per tierRapid, Pro |
| Funded drawdown | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | EOD trailingRapid EOD, Flex, Pro, Builder TrailingRapid |
| Min trading days | 5One Phase, Three Phase, Instant Funding Lite UnverifiedTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge 4Crypto Standard (1 Step) 7Crypto Instant Funding | 2Rapid, Flex, Pro 1Builder 4Rapid EOD |
| Max trading days | UnverifiedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding 5Lightning Challenge | Unverified |
| Consistency rule | UnverifiedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Crypto Standard (1 Step) 25%Two Phase Classic, Crypto Instant Funding 20%Instant Funding Lite 30%Lightning Challenge | 50%Rapid, Flex, Pro 30%Rapid EOD No ruleBuilder |
| First payout after | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge | Not publishedRapid, Rapid EOD 14 daysPro 2 daysBuilder 5 daysFlex |
| Payout frequency | Bi-weeklyInstant Funding Standard, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not publishedTwo Phase Pro, Instant Funding Lite | On demandRapid, Rapid EOD, Flex, Builder Bi-weeklyPro |
| News trading | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge ConditionalCrypto Standard (1 Step), Crypto Instant Funding | ConditionalRapid, Rapid EOD, Flex, Pro AllowedBuilder |
| Weekend holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding Not allowedInstant Funding Standard, Instant Funding Lite | Not published |
| Overnight holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding | Not allowed |
| EAs / algos | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding | Conditional |
| Copy trading | Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase | Conditional |
FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison now uses the current read-only checkout ladder: 54 tiers across 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$85/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.
MFFU moved new purchases to one-time plans and added Rapid EOD
Do not compare the old monthly subscription figures with a new MFFU checkout. Russia is on MFFU's restricted-country list and cannot purchase a new account. For current buyers, verify the selected size, one-time total, plan variant, payout buffer and any promotion in checkout; legacy subscriptions bought before the migration follow their original billing terms.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
14 current products · 11 first-party source pages · checked Oct 14, 2026
Open comparison20 current products · 13 first-party source pages · checked Oct 14, 2026
Open comparison6 current products · 6 first-party source pages · checked Oct 14, 2026
Open comparison8 current products · 6 first-party source pages · checked Oct 14, 2026
Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
