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Product evidence · 6 products · 4 source pages

FTMO vs TradeDay (2026): 3 vs 3 Products

Compare 6 current products across 4 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.

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FTMO vs TradeDay: which to pick

Built from product captures checked Oct 14, 2026

Visit FTMO Official site
Visit TradeDay Official site

Pick FTMO if…

  • you'd rather avoid a consistency rule: FTMO 2-Step lists none; every TradeDay plan has one (30%–45%)
  • you want the fee back: FTMO 2-Step is refundable; no TradeDay fee is
  • you want a static loss floor: FTMO 2-Step's 10% max loss is static; every TradeDay product trails
Visit FTMO Official site · no affiliate deal

Pick TradeDay if…

  • you want an early first payout: TradeDay Quick Pay pays from day 1 at a 50% split (FTMO: day 14)
  • you trade futures: every TradeDay product is a futures evaluation; FTMO lists none
  • you trade on NinjaTrader: TradeDay supports it; FTMO doesn't list it
Visit TradeDay Official site · no affiliate deal
Key facts side by side
FactFTMOTradeDay
Our score9.2/108.6/10
Lowest $100K fee€499 (1-Step)$240/month (Quick Pay - Intraday)
Base split80–90%50–80%
Max loss10%—
Earliest first payoutDay 14 (2-Step)Day 1 (Quick Pay - Intraday)
PlatformsMT5 · MT4 · TradingView · cTraderTradovate · NinjaTrader · TradingView · Jigsaw · R|Trader Pro · Quantower · ATAS · MotiveWave · Bookmap · Sierra Chart · EdgeProX · Finamark · VolFix · WealthCharts · MultiCharts · Overcharts

FTMO

TFH 9.2/10
  • Products3 fresh
  • Starting splits80–90%
  • DrawdownsStatic / EOD trailing / Trailing
Visit FTMO Read full review

TradeDay

TFH 8.6/10
  • Products3 fresh
  • Starting splits50–80%
  • DrawdownsTrailing / EOD trailing
Visit TradeDay Read full review
Evidence summary

Evidence summary

Available product sources · earliest check Oct 14, 2026

We track 3 FTMO products and 3 from TradeDay that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-21. These firms sell different instruments — FTMO runs CFD products and TradeDay runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. FTMO offers EUR one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Product-level: FTMO vs TradeDay

Compare the 6 source-checked products available here, each with its own fees, split, drawdown and date.

We track 3 FTMO products and 3 from TradeDay that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-21. These firms sell different instruments — FTMO runs CFD products and TradeDay runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.

FTMO offers EUR one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

FTMO's own products disagree on 11 terms. On evaluation steps it is 1-step on FTMO Challenge: 1-Step, versus 2-step on FTMO Challenge: 2-Step, versus instant funding on FTMO Instant Account. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.

Cost to funded, matched by account size

$25K account

FTMO offers EUR one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Cost to a funded $25K account, every verified product on both sides
ProductCost to fundedBreak-even profitR-multiple
FTMO Challenge: 1-StepFTMO · One-time · 90% split€199Published fee (EUR)€221at 90% split—
FTMO Challenge: 2-StepFTMO · One-time · 80% split€250Published fee (EUR)€313at 80% split—
FTMO Instant AccountFTMO · One-time · 90% split€749Published fee (EUR)€832at 90% split—
Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered)$1001 month, no activation fee$200at 50% split (lowest tier)0.20vs $1,000 tier max loss
Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered)$1201 month, no activation fee$240at 50% split (lowest tier)0.24vs $1,000 tier max loss
Fast Pass - End of DayTradeDay · Monthly · 80% split$1301 month, no activation fee$163at 80% split0.16vs $1,000 tier max loss

R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.

$50K account

FTMO offers EUR one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Cost to a funded $50K account, every verified product on both sides
ProductCost to fundedBreak-even profitR-multiple
FTMO Challenge: 1-StepFTMO · One-time · 90% split€319Published fee (EUR)€354at 90% split—
FTMO Challenge: 2-StepFTMO · One-time · 80% split€345Published fee (EUR)€431at 80% split—
FTMO Instant AccountFTMO · One-time · 90% split€1,499Published fee (EUR)€1,666at 90% split—
Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered)$1311 month, no activation fee$262at 50% split (lowest tier)0.13vs $2,000 tier max loss
Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered)$1751 month, no activation fee$350at 50% split (lowest tier)0.17vs $2,000 tier max loss
Fast Pass - End of DayTradeDay · Monthly · 80% split$1891 month, no activation fee$236at 80% split0.12vs $2,000 tier max loss

R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.

$100K account

FTMO offers EUR one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Cost to a funded $100K account, every verified product on both sides
ProductCost to fundedBreak-even profitR-multiple
FTMO Challenge: 1-StepFTMO · One-time · 90% split€499Published fee (EUR)€554at 90% split—
FTMO Challenge: 2-StepFTMO · One-time · 80% split€540Published fee (EUR)€675at 80% split—
FTMO Instant AccountFTMO · One-time · 90% split€2,999Published fee (EUR)€3,332at 90% split—
Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered)$2401 month, no activation fee$480at 50% split (lowest tier)0.16vs $3,000 tier max loss
Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered)$2851 month, no activation fee$570at 50% split (lowest tier)0.19vs $3,000 tier max loss
Fast Pass - End of DayTradeDay · Monthly · 80% split$3501 month, no activation fee$438at 80% split0.15vs $3,000 tier max loss

R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.

Rule-by-rule, product by product

Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 11 of 16 rows split this way in this matchup.

Product-level rule comparison, FTMO vs TradeDay
TermFTMOTradeDay
Evaluation steps
1-stepFTMO Challenge: 1-Step
2-stepFTMO Challenge: 2-Step
Instant fundingFTMO Instant Account
1-step
Profit split
90%FTMO Challenge: 1-Step, FTMO Instant Account
80%FTMO Challenge: 2-Step
50–80% (tiered)Quick Pay - Intraday, Quick Pay - End of Day
80%Fast Pass - End of Day
Drawdown method
EOD trailingFTMO Challenge: 1-Step
StaticFTMO Challenge: 2-Step
TrailingFTMO Instant Account
EOD trailingQuick Pay - End of Day, Fast Pass - End of Day
TrailingQuick Pay - Intraday
Daily loss cap
3%FTMO Challenge: 1-Step, FTMO Instant Account
5%FTMO Challenge: 2-Step
Not published
Max loss cap
10%
Fixed $ per tier
Funded drawdown
EOD trailingFTMO Challenge: 1-Step
StaticFTMO Challenge: 2-Step
TrailingFTMO Instant Account
TrailingQuick Pay - Intraday, Quick Pay - End of Day
EOD trailingFast Pass - End of Day
Min trading days
UnverifiedFTMO Challenge: 1-Step, FTMO Instant Account
4FTMO Challenge: 2-Step
5Quick Pay - Intraday, Quick Pay - End of Day
UnverifiedFast Pass - End of Day
Max trading dayssame
Unverified
Unverified
Consistency rule
30%FTMO Instant Account
50%FTMO Challenge: 1-Step
UnverifiedFTMO Challenge: 2-Step
30%Quick Pay - Intraday, Quick Pay - End of Day
45%Fast Pass - End of Day
First payout after
14 daysFTMO Challenge: 2-Step, FTMO Challenge: 1-Step
Not publishedFTMO Instant Account
1 dayQuick Pay - Intraday, Quick Pay - End of Day
5 daysFast Pass - End of Day
Payout frequency
On demandFTMO Challenge: 2-Step, FTMO Challenge: 1-Step
Not publishedFTMO Instant Account
On demandQuick Pay - Intraday, Quick Pay - End of Day
After qualifying trading daysFast Pass - End of Day
News trading
ConditionalFTMO Challenge: 2-Step, FTMO Challenge: 1-Step
Not publishedFTMO Instant Account
Conditional
Weekend holding
Conditional
Not allowed
Overnight holding
Conditional
Not allowed
EAs / algos
ConditionalFTMO Challenge: 2-Step, FTMO Challenge: 1-Step
Not publishedFTMO Instant Account
Conditional
Copy trading
Not published
Conditional

Dated changes affecting these firms

TradeDayVerified

New TradeDay Fast Pass accounts use funded consistency

An account's open date now changes payout eligibility. Check whether the 45% rule applies before sizing a payout request.

TradeDayOpen watch

TradeDay disagrees on Fast Pass days and a payout cap

The comparison leaves the minimum-day field unknown and does not choose a disputed 100K cap. Confirm both rules for the exact account before purchase or payout.

TradeDayOpen watch

TradeDay monthly prices were tied to a 55%-off promotion

Treat the table price as a dated promotional snapshot. Recheck the first month, renewal, and reset totals before paying.

Sources (4 first-party pages, latest capture Oct 21, 2026)

Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.

Firm-level context

These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.

Spec
FTMO
TradeDay
Founded
2015
2020
Platforms
MT5 · MT4 · TradingView · cTrader
Tradovate · NinjaTrader · TradingView · Jigsaw · R|Trader Pro · Quantower · ATAS · MotiveWave · Bookmap · Sierra Chart · EdgeProX · Finamark · VolFix · WealthCharts · MultiCharts · Overcharts
Assets
Forex · Crypto · Indices · Commodities · Stocks
Futures
Payout Methods
Bank wire · Visa Direct / Mastercard Send · Skrill · Crypto
Riseworks bank wire · Riseworks crypto

Trustpilot: FTMO vs TradeDay

Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.

FTMO

TrustpilotChecked 15 Oct 2026

4.8/ 5from 54,501 reviews

Check FTMO on Trustpilot

TradeDay

TrustpilotChecked 15 Oct 2026

4.5/ 5from 1,447 reviews

Check TradeDay on Trustpilot
Full rules, with sources
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