A side-by-side breakdown of Topstep and TradeDay — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
Disclosure: We earn a commission if you sign up via links on this page — at no cost to you. Our reviews are independent and not influenced by partners. Learn more.
Editorial verdict · checked Jul 28, 2026
Topstep is the cleaner default for traders who prioritize a 90% funded split, a $125 payout minimum and a 2-day minimum evaluation. TradeDay is the more configurable route: Quick Pay offers day-one funded requests, while Fast Pass keeps end-of-day drawdown and starts at an 80% split. The important catch is product selection — TradeDay Quick Pay begins at a 50% split below $4,000 of net Funded Sim profit, and its End-of-Day evaluation switches to intraday trailing after funding.
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
Pick Topstep if a 90% split from the funded stage, a $125 minimum payout and a 2-day evaluation floor matter more than withdrawing on the first funded day. It is also the simpler choice for a trader who does not want TradeDay’s Quick Pay split ladder or an EOD-to-intraday drawdown change after passing.
Pick TradeDay if you want to choose between intraday and end-of-day evaluation drawdown and value Quick Pay’s day-one request more than its initial 50% split. Fast Pass is the better TradeDay route for traders who want an 80% Funded Sim split and EOD drawdown continuity, but it requires 5 profitable payout days and caps requests by tier.
Every firm pair has a page. Browse the hub or open the full directory.