TradeDayVerified
New TradeDay Fast Pass accounts use funded consistency
An account's open date now changes payout eligibility. Check whether the 45% rule applies before sizing a payout request.
A side-by-side breakdown of Topstep and TradeDay — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
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Data-driven comparison · checked Aug 11, 2026
We track 2 Topstep products and 3 from TradeDay that pass the 30-day source-freshness gate, last verified 2026-08-11. TradeDay is cheaper to funded at 3 of the 3 directly comparable tiers. At $50K, the cheapest verified route is Quick Pay - Intraday at $59 (1 month, no activation fee), which needs $118 of profit at a 50% split before the fee is back in your pocket.
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
The table above compares the two firms. This one compares the products you actually buy — 5 of them, each with its own price, split, drawdown rule and source date.
We track 2 Topstep products and 3 from TradeDay that pass the 30-day source-freshness gate, last verified 2026-08-11.
TradeDay is cheaper to funded at 3 of the 3 directly comparable tiers. At $50K, the cheapest verified route is Quick Pay - Intraday at $59 (1 month, no activation fee), which needs $118 of profit at a 50% split before the fee is back in your pocket.
TradeDay's own products disagree on 8 terms. On profit split it is 50% on Quick Pay - Intraday and Quick Pay - End of Day, versus 80% on Fast Pass - End of Day. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
TradeDay is cheaper within the shared USD monthly class: Quick Pay - Intraday at $59 — $36 less than Topstep's cheapest route at this tier (Trading Combine - No Activation Fee Path, $95) — 38% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50% split | $591 month, no activation fee | $118at 50% split | 0.06vs $2,000 tier max loss |
| Quick Pay - End of DayTradeDay · Monthly · 50% split | $791 month, no activation fee | $158at 50% split | 0.08vs $2,000 tier max loss |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $851 month, no activation fee | $106at 80% split | 0.05vs $2,000 tier max loss |
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
TradeDay is cheaper within the shared USD monthly class: Quick Pay - Intraday at $108 — $41 less than Topstep's cheapest route at this tier (Trading Combine - No Activation Fee Path, $149) — 28% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50% split | $1081 month, no activation fee | $216at 50% split | 0.07vs $3,000 tier max loss |
| Quick Pay - End of DayTradeDay · Monthly · 50% split | $1291 month, no activation fee | $258at 50% split | 0.09vs $3,000 tier max loss |
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $1491 month, no activation fee | $186at 80% split | 0.06vs $3,000 tier max loss |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
TradeDay is cheaper within the shared USD monthly class: Quick Pay - Intraday at $162 — $67 less than Topstep's cheapest route at this tier (Trading Combine - No Activation Fee Path, $229) — 29% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50% split | $1621 month, no activation fee | $324at 50% split | 0.07vs $4,500 tier max loss |
| Quick Pay - End of DayTradeDay · Monthly · 50% split | $1801 month, no activation fee | $360at 50% split | 0.08vs $4,500 tier max loss |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $2251 month, no activation fee | $281at 80% split | 0.06vs $4,500 tier max loss |
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $2291 month, no activation fee | $254at 90% split | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $3481 month + $149 activation | $387at 90% split | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 8 of 16 rows split this way in this matchup.
| Term | Topstep | TradeDay |
|---|---|---|
| Evaluation stepssame | 1-step | 1-step |
| Profit split | 90% | 50%Quick Pay - Intraday, Quick Pay - End of Day 80%Fast Pass - End of Day |
| Drawdown method | EOD trailing | EOD trailingQuick Pay - End of Day, Fast Pass - End of Day TrailingQuick Pay - Intraday |
| Daily loss capsame | Not published | Not published |
| Max loss cap | Not published | Fixed $ per tier |
| Funded drawdown | EOD trailing | TrailingQuick Pay - Intraday, Quick Pay - End of Day EOD trailingFast Pass - End of Day |
| Min trading days | 2 | 5Quick Pay - Intraday, Quick Pay - End of Day NoneFast Pass - End of Day |
| Max trading dayssame | Unlimited | Unlimited |
| Consistency rule | 50% | 30%Quick Pay - Intraday, Quick Pay - End of Day 45%Fast Pass - End of Day |
| First payout after | 3 days | 1 daysQuick Pay - Intraday, Quick Pay - End of Day 5 daysFast Pass - End of Day |
| Payout frequencysame | On demand | On demand |
| News tradingsame | Conditional | Conditional |
| Weekend holdingsame | Not allowed | Not allowed |
| Overnight holdingsame | Not allowed | Not allowed |
| EAs / algos | AllowedTrading Combine - No Activation Fee Path ConditionalTrading Combine - Standard Path | Conditional |
| Copy trading | AllowedTrading Combine - No Activation Fee Path ConditionalTrading Combine - Standard Path | Conditional |
New TradeDay Fast Pass accounts use funded consistency
An account's open date now changes payout eligibility. Check whether the 45% rule applies before sizing a payout request.
TradeDay disagrees on Fast Pass days and a payout cap
The comparison leaves the minimum-day field unknown and does not choose a disputed 100K cap. Confirm both rules for the exact account before purchase or payout.
TradeDay monthly prices were tied to a 55%-off promotion
Treat the table price as a dated promotional snapshot. Recheck the first month, renewal, and reset totals before paying.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
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