Compare 13 current products across 8 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Built from product captures checked Oct 14, 2026
Pick FXIFY if…
Pick TradeDay if…
| Fact | FXIFY | TradeDay |
|---|---|---|
| Our score | 8.1/10 | 8.6/10 |
| Lowest $100K fee | $399 (Three Phase) | $240/month (Quick Pay - Intraday) |
| Base split | 80% | 50–80% |
| Max loss | 4–10% | — |
| Earliest first payout | Day 7 (Lightning Challenge) | Day 1 (Quick Pay - Intraday) |
| Platforms | MT4 · MT5 · DXTrade · TradingView | Tradovate · NinjaTrader · TradingView · Jigsaw · R|Trader Pro · Quantower · ATAS · MotiveWave · Bookmap · Sierra Chart · EdgeProX · Finamark · VolFix · WealthCharts · MultiCharts · Overcharts |
Available product sources · earliest check Oct 14, 2026
We track 10 FXIFY products and 3 from TradeDay that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-20. FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 13 source-checked products available here, each with its own fees, split, drawdown and date.
We track 10 FXIFY products and 3 from TradeDay that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-20.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 1-step on One Phase and Lightning Challenge and Crypto Standard (1 Step), versus 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus instant funding on Instant Funding Standard and Instant Funding Lite and Crypto Instant Funding, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered) | $1001 month, no activation fee | $200at 50% split (lowest tier) | 0.20vs $1,000 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered) | $1201 month, no activation fee | $240at 50% split (lowest tier) | 0.24vs $1,000 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $1301 month, no activation fee | $163at 80% split | 0.16vs $1,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $525One-time fee | $656at 80% split | 0.44vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered) | $1311 month, no activation fee | $262at 50% split (lowest tier) | 0.13vs $2,000 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered) | $1751 month, no activation fee | $350at 50% split (lowest tier) | 0.17vs $2,000 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $1891 month, no activation fee | $236at 80% split | 0.12vs $2,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $499One-time fee | $624at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered) | $2401 month, no activation fee | $480at 50% split (lowest tier) | 0.16vs $3,000 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered) | $2851 month, no activation fee | $570at 50% split (lowest tier) | 0.19vs $3,000 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $3501 month, no activation fee | $438at 80% split | 0.15vs $3,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $1,999One-time fee | $2,499at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50–80% split (tiered) | $3601 month, no activation fee | $720at 50% split (lowest tier) | 0.16vs $4,500 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50–80% split (tiered) | $4001 month, no activation fee | $800at 50% split (lowest tier) | 0.18vs $4,500 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $5301 month, no activation fee | $663at 80% split | 0.15vs $4,500 tier max loss | — |
| Two Phase ProFXIFY · One-time · 80% split | $849One-time fee | $1,061at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | FXIFY | TradeDay |
|---|---|---|
| Evaluation steps | 1-stepOne Phase, Lightning Challenge, Crypto Standard (1 Step) 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro Instant fundingInstant Funding Standard, Instant Funding Lite, Crypto Instant Funding 3-stepThree Phase | 1-step |
| Profit split | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | 50–80% (tiered)Quick Pay - Intraday, Quick Pay - End of Day 80%Fast Pass - End of Day |
| Drawdown method | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | EOD trailingQuick Pay - End of Day, Fast Pass - End of Day TrailingQuick Pay - Intraday |
| Daily loss cap | 3%One Phase, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard | Not published |
| Max loss cap | 6%One Phase, Crypto Standard (1 Step), Crypto Instant Funding 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase | Fixed $ per tier |
| Funded drawdown | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | TrailingQuick Pay - Intraday, Quick Pay - End of Day EOD trailingFast Pass - End of Day |
| Min trading days | 5One Phase, Three Phase, Instant Funding Lite UnverifiedTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge 4Crypto Standard (1 Step) 7Crypto Instant Funding | 5Quick Pay - Intraday, Quick Pay - End of Day UnverifiedFast Pass - End of Day |
| Max trading days | UnverifiedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding 5Lightning Challenge | Unverified |
| Consistency rule | UnverifiedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Crypto Standard (1 Step) 25%Two Phase Classic, Crypto Instant Funding 20%Instant Funding Lite 30%Lightning Challenge | 30%Quick Pay - Intraday, Quick Pay - End of Day 45%Fast Pass - End of Day |
| First payout after | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding 10 calendar daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge | 1 dayQuick Pay - Intraday, Quick Pay - End of Day 5 daysFast Pass - End of Day |
| Payout frequency | Bi-weeklyInstant Funding Standard, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not publishedTwo Phase Pro, Instant Funding Lite | On demandQuick Pay - Intraday, Quick Pay - End of Day After qualifying trading daysFast Pass - End of Day |
| News trading | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase ConditionalInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding | Conditional |
| Weekend holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding Not allowedInstant Funding Standard, Instant Funding Lite | Not allowed |
| Overnight holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding | Not allowed |
| EAs / algos | ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding | Conditional |
| Copy trading | Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase | Conditional |
FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.
New TradeDay Fast Pass accounts use funded consistency
An account's open date now changes payout eligibility. Check whether the 45% rule applies before sizing a payout request.
TradeDay disagrees on Fast Pass days and a payout cap
The comparison leaves the minimum-day field unknown and does not choose a disputed 100K cap. Confirm both rules for the exact account before purchase or payout.
TradeDay monthly prices were tied to a 55%-off promotion
Treat the table price as a dated promotional snapshot. Recheck the first month, renewal, and reset totals before paying.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
13 current products · 10 first-party source pages · checked Oct 20, 2026
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
