New TradeDay Fast Pass accounts use funded consistency
An account's open date now changes payout eligibility. Check whether the 45% rule applies before sizing a payout request.
A side-by-side breakdown of FXIFY and TradeDay — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
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Data-driven comparison · checked Aug 11, 2026
We track 8 FXIFY products and 3 from TradeDay that pass the 30-day source-freshness gate, last verified 2026-08-11. These firms sell different instruments — FXIFY runs CFD products and TradeDay runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
The table above compares the two firms. This one compares the products you actually buy — 11 of them, each with its own price, split, drawdown rule and source date.
We track 8 FXIFY products and 3 from TradeDay that pass the 30-day source-freshness gate, last verified 2026-08-11. These firms sell different instruments — FXIFY runs CFD products and TradeDay runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus 1-step on One Phase and Lightning Challenge, versus instant funding on Instant Funding Standard and Instant Funding Lite, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50% split | $591 month, no activation fee | $118at 50% split | 0.06vs $2,000 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50% split | $791 month, no activation fee | $158at 50% split | 0.08vs $2,000 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $851 month, no activation fee | $106at 80% split | 0.05vs $2,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50% split | $1081 month, no activation fee | $216at 50% split | 0.07vs $3,000 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50% split | $1291 month, no activation fee | $258at 50% split | 0.09vs $3,000 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $1491 month, no activation fee | $186at 80% split | 0.06vs $3,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY offers USD one-time; TradeDay offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Quick Pay - IntradayTradeDay · Monthly · 50% split | $1621 month, no activation fee | $324at 50% split | 0.07vs $4,500 tier max loss | — |
| Quick Pay - End of DayTradeDay · Monthly · 50% split | $1801 month, no activation fee | $360at 50% split | 0.08vs $4,500 tier max loss | — |
| Fast Pass - End of DayTradeDay · Monthly · 80% split | $2251 month, no activation fee | $281at 80% split | 0.06vs $4,500 tier max loss | — |
| Two Phase ProFXIFY · One-time · 80% split | $849One-time fee | $1,061at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | FXIFY | TradeDay |
|---|---|---|
| Evaluation steps | 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro 1-stepOne Phase, Lightning Challenge Instant fundingInstant Funding Standard, Instant Funding Lite 3-stepThree Phase | 1-step |
| Profit split | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | 50%Quick Pay - Intraday, Quick Pay - End of Day 80%Fast Pass - End of Day |
| Drawdown method | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge StaticTwo Phase Classic, Three Phase Not publishedTwo Phase Pro | EOD trailingQuick Pay - End of Day, Fast Pass - End of Day TrailingQuick Pay - Intraday |
| Daily loss cap | 3%One Phase, Instant Funding Lite, Lightning Challenge 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard | Not published |
| Max loss cap | 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase 6%One Phase | Fixed $ per tier |
| Funded drawdown | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge StaticTwo Phase Classic, Three Phase Not publishedTwo Phase Pro | TrailingQuick Pay - Intraday, Quick Pay - End of Day EOD trailingFast Pass - End of Day |
| Min trading days | 5One Phase, Three Phase, Instant Funding Lite NoneTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge | 5Quick Pay - Intraday, Quick Pay - End of Day NoneFast Pass - End of Day |
| Max trading days | UnlimitedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite 5Lightning Challenge | Unlimited |
| Consistency rule | None publishedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard 20%Instant Funding Lite 25%Two Phase Classic 30%Lightning Challenge | 30%Quick Pay - Intraday, Quick Pay - End of Day 45%Fast Pass - End of Day |
| First payout after | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge | 1 daysQuick Pay - Intraday, Quick Pay - End of Day 5 daysFast Pass - End of Day |
| Payout frequency | MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Bi-weeklyInstant Funding Standard, Lightning Challenge Not publishedTwo Phase Pro, Instant Funding Lite | On demand |
| News trading | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | Conditional |
| Weekend holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not allowedInstant Funding Standard, Instant Funding Lite | Not allowed |
| Overnight holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite | Not allowed |
| EAs / algos | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | Conditional |
| Copy trading | ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge | Conditional |
New TradeDay Fast Pass accounts use funded consistency
An account's open date now changes payout eligibility. Check whether the 45% rule applies before sizing a payout request.
TradeDay disagrees on Fast Pass days and a payout cap
The comparison leaves the minimum-day field unknown and does not choose a disputed 100K cap. Confirm both rules for the exact account before purchase or payout.
TradeDay monthly prices were tied to a 55%-off promotion
Treat the table price as a dated promotional snapshot. Recheck the first month, renewal, and reset totals before paying.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
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