Product evidence · 14 products · 11 source pages

FundedNext vs FXIFY (2026): 4 vs 10 Products

Compare 14 current products across 11 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.

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FundedNext

TFH 8.8/10

Products4 fresh
Starting splits70–80%
DrawdownsStatic / Trailing

Visit FundedNext Read full review

FXIFY

TFH 8.1/10

Products10 fresh
Starting splits80%
DrawdownsTrailing / Static

Visit FXIFY Read full review

Evidence summary

Available product sources · earliest check Sep 29, 2026

We track 4 FundedNext products and 10 from FXIFY that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-14. FundedNext is cheaper to funded at 4 of the 7 directly comparable tiers. At $5K, the cheapest verified route is Stellar Lite at $33 (One-time fee), which needs $41 of profit at a 80% split before the fee is back in your pocket.

Product-level: FundedNext vs FXIFY

Compare the 14 source-checked products available here, each with its own fees, split, drawdown and date.

We track 4 FundedNext products and 10 from FXIFY that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-14.

FundedNext is cheaper to funded at 4 of the 7 directly comparable tiers. At $5K, the cheapest verified route is Stellar Lite at $33 (One-time fee), which needs $41 of profit at a 80% split before the fee is back in your pocket.

FundedNext's own products disagree on 16 terms. On evaluation steps it is 2-step on Stellar 2-Step and Stellar Lite, versus 1-step on Stellar 1-Step, versus instant funding on Stellar Instant. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.

Cost to funded, matched by account size

$5K account

FundedNext is cheaper within the shared USD one-time class: Stellar Lite at $33 — $6 less than FXIFY's cheapest route at this tier (Three Phase, $39) — 15% cheaper.

Cost to a funded $5K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Stellar LiteFundedNext · One-time · 80% split	$33One-time fee	$41at 80% split	0.10vs 8% max DD	1
Three PhaseFXIFY · One-time · 80% split	$39One-time fee	$49at 80% split	0.20vs 5% max DD	1
One PhaseFXIFY · One-time · 80% split	$59One-time fee	$74at 80% split	0.25vs 6% trailing max DD	2
Two Phase ClassicFXIFY · One-time · 80% split	$59One-time fee	$74at 80% split	0.15vs 10% max DD	2
Two Phase StandardFXIFY · One-time · 80% split	$59One-time fee	$74at 80% split	0.15vs 10% trailing max DD	2
Crypto Standard (1 Step)FXIFY · One-time · 80% split	$59One-time fee	$74at 80% split	0.25vs 6% trailing max DD	2
Crypto Instant FundingFXIFY · One-time · 80% split	$125One-time fee	$156at 80% split	0.52vs 6% trailing max DD	4
Stellar InstantFundedNext · One-time · 70% split	$150One-time fee	$214at 70% split	0.71vs 6% trailing max DD	—

R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.

$10K account

FXIFY is cheaper within the shared USD one-time class: Three Phase at $59 — $1 less than FundedNext's cheapest route at this tier (Stellar Lite, $60) — 2% cheaper.

Cost to a funded $10K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Three PhaseFXIFY · One-time · 80% split	$59One-time fee	$74at 80% split	0.15vs 5% max DD	1
Stellar LiteFundedNext · One-time · 80% split	$60One-time fee	$75at 80% split	0.09vs 8% max DD	1
One PhaseFXIFY · One-time · 80% split	$89One-time fee	$111at 80% split	0.19vs 6% trailing max DD	2
Two Phase ClassicFXIFY · One-time · 80% split	$89One-time fee	$111at 80% split	0.11vs 10% max DD	2
Two Phase StandardFXIFY · One-time · 80% split	$89One-time fee	$111at 80% split	0.11vs 10% trailing max DD	2
Crypto Standard (1 Step)FXIFY · One-time · 80% split	$99One-time fee	$124at 80% split	0.21vs 6% trailing max DD	2
Two Phase ProFXIFY · One-time · 80% split	$129One-time fee	$161at 80% split	0.20vs 8% max DD	2
Crypto Instant FundingFXIFY · One-time · 80% split	$250One-time fee	$313at 80% split	0.52vs 6% trailing max DD	4
Stellar InstantFundedNext · One-time · 70% split	$300One-time fee	$429at 70% split	0.71vs 6% trailing max DD	—

$15K account

FXIFY is cheaper within the shared USD one-time class: Three Phase at $79 — $41 less than FundedNext's cheapest route at this tier (Stellar 2-Step, $120) — 34% cheaper.

Cost to a funded $15K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Three PhaseFXIFY · One-time · 80% split	$79One-time fee	$99at 80% split	0.13vs 5% max DD	1
One PhaseFXIFY · One-time · 80% split	$119One-time fee	$149at 80% split	0.17vs 6% trailing max DD	1
Two Phase ClassicFXIFY · One-time · 80% split	$119One-time fee	$149at 80% split	0.10vs 10% max DD	1
Two Phase StandardFXIFY · One-time · 80% split	$119One-time fee	$149at 80% split	0.10vs 10% trailing max DD	1
Stellar 2-StepFundedNext · One-time · 80% split	$120One-time fee	$150at 80% split	0.10vs 10% max DD	1
Stellar 1-StepFundedNext · One-time · 80% split	$130One-time fee	$162at 80% split	0.18vs 6% max DD	2

$25K account

FundedNext is cheaper within the shared USD one-time class: Stellar Lite at $140 — $9 less than FXIFY's cheapest route at this tier (Three Phase, $149) — 6% cheaper.

Cost to a funded $25K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Stellar LiteFundedNext · One-time · 80% split	$140One-time fee	$175at 80% split	0.09vs 8% max DD	1
Three PhaseFXIFY · One-time · 80% split	$149One-time fee	$186at 80% split	0.15vs 5% max DD	1
One PhaseFXIFY · One-time · 80% split	$199One-time fee	$249at 80% split	0.17vs 6% trailing max DD	1
Two Phase ClassicFXIFY · One-time · 80% split	$199One-time fee	$249at 80% split	0.10vs 10% max DD	1
Two Phase StandardFXIFY · One-time · 80% split	$199One-time fee	$249at 80% split	0.10vs 10% trailing max DD	1
Stellar 2-StepFundedNext · One-time · 80% split	$200One-time fee	$250at 80% split	0.10vs 10% max DD	1
Stellar 1-StepFundedNext · One-time · 80% split	$220One-time fee	$275at 80% split	0.18vs 6% max DD	2
Two Phase ProFXIFY · One-time · 80% split	$225One-time fee	$281at 80% split	0.14vs 8% max DD	2
Crypto Standard (1 Step)FXIFY · One-time · 80% split	$249One-time fee	$311at 80% split	0.21vs 6% trailing max DD	2
Crypto Instant FundingFXIFY · One-time · 80% split	$525One-time fee	$656at 80% split	0.44vs 6% trailing max DD	3

$50K account

FundedNext is cheaper within the shared USD one-time class: Stellar Lite at $230 — $19 less than FXIFY's cheapest route at this tier (Three Phase, $249) — 8% cheaper.

Cost to a funded $50K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Stellar LiteFundedNext · One-time · 80% split	$230One-time fee	$287at 80% split	0.07vs 8% max DD	1
Three PhaseFXIFY · One-time · 80% split	$249One-time fee	$311at 80% split	0.12vs 5% max DD	1
Stellar 2-StepFundedNext · One-time · 80% split	$300One-time fee	$375at 80% split	0.07vs 10% max DD	1
Stellar 1-StepFundedNext · One-time · 80% split	$330One-time fee	$412at 80% split	0.14vs 6% max DD	1
Two Phase ProFXIFY · One-time · 80% split	$375One-time fee	$469at 80% split	0.12vs 8% max DD	1
One PhaseFXIFY · One-time · 80% split	$379One-time fee	$474at 80% split	0.16vs 6% trailing max DD	1
Two Phase ClassicFXIFY · One-time · 80% split	$379One-time fee	$474at 80% split	0.09vs 10% max DD	1
Two Phase StandardFXIFY · One-time · 80% split	$379One-time fee	$474at 80% split	0.09vs 10% trailing max DD	1
Crypto Standard (1 Step)FXIFY · One-time · 80% split	$499One-time fee	$624at 80% split	0.21vs 6% trailing max DD	2
Crypto Instant FundingFXIFY · One-time · 80% split	$999One-time fee	$1,249at 80% split	0.42vs 6% trailing max DD	3

$100K account

FXIFY is cheaper within the shared USD one-time class: Three Phase at $399 — $1 less than FundedNext's cheapest route at this tier (Stellar Lite, $400) — 0% cheaper.

Cost to a funded $100K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Three PhaseFXIFY · One-time · 80% split	$399One-time fee	$499at 80% split	0.10vs 5% max DD	1
Stellar LiteFundedNext · One-time · 80% split	$400One-time fee	$500at 80% split	0.06vs 8% max DD	1
One PhaseFXIFY · One-time · 80% split	$549One-time fee	$686at 80% split	0.11vs 6% trailing max DD	1
Two Phase ClassicFXIFY · One-time · 80% split	$549One-time fee	$686at 80% split	0.07vs 10% max DD	1
Two Phase StandardFXIFY · One-time · 80% split	$549One-time fee	$686at 80% split	0.07vs 10% trailing max DD	1
Stellar 2-StepFundedNext · One-time · 80% split	$550One-time fee	$687at 80% split	0.07vs 10% max DD	1
Stellar 1-StepFundedNext · One-time · 80% split	$570One-time fee	$712at 80% split	0.12vs 6% max DD	1
Two Phase ProFXIFY · One-time · 80% split	$599One-time fee	$749at 80% split	0.09vs 8% max DD	1
Crypto Standard (1 Step)FXIFY · One-time · 80% split	$999One-time fee	$1,249at 80% split	0.21vs 6% trailing max DD	2
Crypto Instant FundingFXIFY · One-time · 80% split	$1,999One-time fee	$2,499at 80% split	0.42vs 6% trailing max DD	3

$200K account

FundedNext is cheaper within the shared USD one-time class: Stellar Lite at $799 — $0 less than FXIFY's cheapest route at this tier (Three Phase, $799) — 0% cheaper.

Cost to a funded $200K account, every verified product on both sides
Product	Cost to funded	Break-even profit	R-multiple	Days @ 1%/day
Stellar LiteFundedNext · One-time · 80% split	$799One-time fee	$999at 80% split	0.06vs 8% max DD	1
Three PhaseFXIFY · One-time · 80% split	$799One-time fee	$999at 80% split	0.10vs 5% max DD	1
One PhaseFXIFY · One-time · 80% split	$1,049One-time fee	$1,311at 80% split	0.11vs 6% trailing max DD	1
Two Phase StandardFXIFY · One-time · 80% split	$1,049One-time fee	$1,311at 80% split	0.07vs 10% trailing max DD	1
Two Phase ProFXIFY · One-time · 80% split	$1,099One-time fee	$1,374at 80% split	0.09vs 8% max DD	1
Stellar 2-StepFundedNext · One-time · 80% split	$1,100One-time fee	$1,375at 80% split	0.07vs 10% max DD	1
Stellar 1-StepFundedNext · One-time · 80% split	$1,100One-time fee	$1,375at 80% split	0.11vs 6% max DD	1

Rule-by-rule, product by product

Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.

Product-level rule comparison, FundedNext vs FXIFY
Term	FundedNext	FXIFY
Evaluation steps	2-stepStellar 2-Step, Stellar Lite 1-stepStellar 1-Step Instant fundingStellar Instant	1-stepOne Phase, Lightning Challenge, Crypto Standard (1 Step) 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro Instant fundingInstant Funding Standard, Instant Funding Lite, Crypto Instant Funding 3-stepThree Phase
Profit split	80%Stellar 2-Step, Stellar 1-Step, Stellar Lite 70%Stellar Instant	80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge
Drawdown method	StaticStellar 2-Step, Stellar 1-Step, Stellar Lite TrailingStellar Instant	TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase
Daily loss cap	3%Stellar 1-Step 4%Stellar Lite 5%Stellar 2-Step Not publishedStellar Instant	3%One Phase, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard
Max loss cap	6%Stellar 1-Step, Stellar Instant 10%Stellar 2-Step 8%Stellar Lite	6%One Phase, Crypto Standard (1 Step), Crypto Instant Funding 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase
Funded drawdown	StaticStellar 2-Step, Stellar 1-Step, Stellar Lite TrailingStellar Instant	TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase
Min trading days	5Stellar 2-Step, Stellar Lite 0Stellar Instant 2Stellar 1-Step	5One Phase, Three Phase, Instant Funding Lite UnverifiedTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge 4Crypto Standard (1 Step) 7Crypto Instant Funding
Max trading days	Unverified	UnverifiedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding 5Lightning Challenge
Consistency rule	Unverified	UnverifiedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Crypto Standard (1 Step) 25%Two Phase Classic, Crypto Instant Funding 20%Instant Funding Lite 30%Lightning Challenge
First payout after	21 daysStellar 2-Step, Stellar Lite 0 daysStellar Instant 5 daysStellar 1-Step	Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge
Payout frequency	Bi-weeklyStellar 2-Step, Stellar Lite On demandStellar Instant WeeklyStellar 1-Step	Bi-weeklyInstant Funding Standard, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not publishedTwo Phase Pro, Instant Funding Lite
News trading	Conditional	AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge ConditionalCrypto Standard (1 Step), Crypto Instant Funding
Weekend holding	Allowed	AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding Not allowedInstant Funding Standard, Instant Funding Lite
Overnight holding	Allowed	AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding
EAs / algos	Conditional	AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding
Copy trading	Conditional	Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase

Dated changes affecting these firms

FundedNextVerified

FundedNext Stellar Instant prices now include cents

The comparison now preserves the cents shown by FundedNext. Confirm the final standard or swap-free price and any optional add-on in checkout before paying.

FXIFYVerified

FXIFY checkout ladders verified; program-page cards still need a presentation fix

The structured comparison now uses the current read-only checkout ladder: 54 tiers across 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$85/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.

FundedNextVerified

Correction: Stellar 1-Step forex leverage is 1:30, not 1:100

Do not size a Stellar 1-Step position using the 1:100 figure for Stellar 2-Step or Lite. Recheck required margin for the exact programme; leverage does not increase its loss limits. This rule check did not refresh product prices.

FundedNextVerified

FundedNext's EA article limits automation to accounts below $50,000

Buying an EA add-on is not universal permission to automate. Check the exact account size and programme. The article gives no effective date or existing-account exemption; the product price captures have not been refreshed.

FundedNextOpen watch

FundedNext's general and Instant EA articles differ in account-size detail

Confirm how the general size rule applies before automating a scaled Instant account. An omitted limit in one article is not proof of an exception; retain the written answer for the exact programme and account size.

Sources (11 first-party pages, latest capture Oct 14, 2026)

FundedNext — Stellar 1-Stepcaptured Sep 29, 2026
FundedNext — Stellar 2-Stepcaptured Sep 29, 2026
FundedNext — Stellar Instantcaptured Sep 29, 2026
FundedNext — Stellar Litecaptured Sep 29, 2026
FXIFY — Crypto Instant Funding, Crypto Standard (1 Step)captured Oct 14, 2026
FXIFY — Instant Funding Lite, Instant Funding Standardcaptured Oct 14, 2026
FXIFY — Lightning Challengecaptured Oct 14, 2026
FXIFY — One Phasecaptured Oct 14, 2026
FXIFY — Three Phasecaptured Oct 14, 2026
FXIFY — Two Phase Classic, Two Phase Standardcaptured Oct 14, 2026
FXIFY — Two Phase Procaptured Oct 14, 2026

Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.

Firm-level context

These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.

Spec

FundedNext

FXIFY

Founded

2022

Platforms

MT4 · MT5 · cTrader · Match-Trader

MT4 · MT5 · DXTrade · TradingView

Assets

Forex · Crypto · Indices · Commodities

Forex · Indices · Commodities · Crypto

Payout Methods

Bank wire · Rise · Crypto

Trustpilot: FundedNext vs FXIFY

Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.

FundedNext

TrustpilotChecked 27 Jul 2026

4.5/ 5from 74,352 reviews

Check FundedNext on Trustpilot

FXIFY

TrustpilotChecked 27 Jul 2026

4.3/ 5from 6,120 reviews

Check FXIFY on Trustpilot

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