A side-by-side breakdown of FXIFY and Lucid Trading — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
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Data-driven comparison · checked Aug 11, 2026
We track 8 FXIFY products and 7 from Lucid Trading that pass the 30-day source-freshness gate, last verified 2026-08-11. These firms sell different instruments — FXIFY runs CFD products and Lucid Trading runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. Lucid Trading is cheaper to funded at 4 of the 4 directly comparable tiers. At $25K, the cheapest verified route is LucidPro at $135 (One-time fee), which needs $150 of profit at a 90% split before the fee is back in your pocket.
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
The table above compares the two firms. This one compares the products you actually buy — 15 of them, each with its own price, split, drawdown rule and source date.
We track 8 FXIFY products and 7 from Lucid Trading that pass the 30-day source-freshness gate, last verified 2026-08-11. These firms sell different instruments — FXIFY runs CFD products and Lucid Trading runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
Lucid Trading is cheaper to funded at 4 of the 4 directly comparable tiers. At $25K, the cheapest verified route is LucidPro at $135 (One-time fee), which needs $150 of profit at a 90% split before the fee is back in your pocket.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus 1-step on One Phase and Lightning Challenge, versus instant funding on Instant Funding Standard and Instant Funding Lite, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
Lucid Trading is cheaper within the shared USD one-time class: LucidPro at $135 — $14 less than FXIFY's cheapest route at this tier (Three Phase, $149) — 9% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidProLucid Trading · One-time · 90% split | $135One-time fee | $150at 90% split | 0.15vs $1,000 tier max loss | — |
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Lucid Trading is cheaper within the shared USD one-time class: LucidPro at $185 — $64 less than FXIFY's cheapest route at this tier (Three Phase, $249) — 26% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidProLucid Trading · One-time · 90% split | $185One-time fee | $206at 90% split | 0.10vs $2,000 tier max loss | 1 |
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Lucid Trading is cheaper within the shared USD one-time class: LucidPro at $285 — $114 less than FXIFY's cheapest route at this tier (Three Phase, $399) — 29% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidProLucid Trading · One-time · 90% split | $285One-time fee | $317at 90% split | 0.11vs $3,000 tier max loss | 1 |
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Lucid Trading is cheaper within the shared USD one-time class: LucidPro at $370 — $479 less than FXIFY's cheapest route at this tier (Two Phase Pro, $849) — 56% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidProLucid Trading · One-time · 90% split | $370One-time fee | $411at 90% split | 0.09vs $4,500 tier max loss | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $849One-time fee | $1,061at 80% split | 0.09vs 8% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | FXIFY | Lucid Trading |
|---|---|---|
| Evaluation steps | 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro 1-stepOne Phase, Lightning Challenge Instant fundingInstant Funding Standard, Instant Funding Lite 3-stepThree Phase | 1-stepLucidPro, LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Instant fundingLucidDirect |
| Profit split | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | 90% |
| Drawdown method | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge StaticTwo Phase Classic, Three Phase Not publishedTwo Phase Pro | EOD trailingLucidPro, LucidFlex, LucidDirect, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / EOD TrailingLucidDaily - DLL On / Intraday, LucidDaily - DLL Off / Intraday |
| Daily loss cap | 3%One Phase, Instant Funding Lite, Lightning Challenge 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard | Fixed $ per tierLucidPro, LucidDirect, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD Not publishedLucidFlex, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD |
| Max loss cap | 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase 6%One Phase | Fixed $ per tier |
| Funded drawdown | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge StaticTwo Phase Classic, Three Phase Not publishedTwo Phase Pro | TrailingLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD EOD trailingLucidPro, LucidFlex, LucidDirect |
| Min trading days | 5One Phase, Three Phase, Instant Funding Lite NoneTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge | 2LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD 1LucidPro NoneLucidDirect |
| Max trading days | UnlimitedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite 5Lightning Challenge | Unlimited |
| Consistency rule | None publishedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard 20%Instant Funding Lite 25%Two Phase Classic 30%Lightning Challenge | 50%LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD 20%LucidDirect 40%LucidPro |
| First payout after | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge | 1 daysLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not publishedLucidPro, LucidDirect 5 daysLucidFlex |
| Payout frequency | MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Bi-weeklyInstant Funding Standard, Lightning Challenge Not publishedTwo Phase Pro, Instant Funding Lite | On demand |
| News trading | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | ConditionalLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD AllowedLucidPro, LucidFlex, LucidDirect |
| Weekend holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not allowedInstant Funding Standard, Instant Funding Lite | Not publishedLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not allowedLucidPro, LucidFlex, LucidDirect |
| Overnight holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite | Not publishedLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not allowedLucidPro, LucidFlex, LucidDirect |
| EAs / algos | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | Allowed |
| Copy trading | ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge | Conditional |
LucidDaily launched with 4 configurable evaluation paths
Confirm that Daily is purchasable and verify the exact DLL, drawdown, price, overnight, weekend, and news-calendar scope at checkout; no stable public Daily price was captured.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
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