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Editorial verdict
FTMO vs FundedNext (2026): Which Prop Firm Should You Pick?
A side-by-side breakdown of FTMO and FundedNext — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
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Our verdict
Editorial verdict · Updated May 2026
FTMO is the choice when payout reliability and a decade-long track record matter more than headline percentages — its 90% split is paid bi-weekly with a payout history that has survived multiple industry shakeouts. FundedNext wins on the numbers: a 95% split, on-demand payouts, and a $4M scaling ceiling that doubles FTMO’s. Pick FundedNext if you want flexibility and faster cash; pick FTMO if you want the lowest probability of a payout dispute.
- Profit SplitFundedNext
- Payout SpeedFundedNext
- Payout ReliabilityFTMO
- Platform CoverageFTMO
- Tradable AssetsFTMO
- Max AllocationFundedNext
- Rule FlexibilityTie
Side-by-side: FTMO vs FundedNext
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
Spec
FTMO
FundedNext
Score
9.2 / 10
8.8 / 10
Profit Split
90%
95%
Payout Frequency
Bi Weekly
On Demand
Drawdown Type
Static
Statictie
Max Allocation
$2M
$4M
Min Trading Days
0
0tie
Founded
2015
2022
Platforms
MT4 · MT5 · cTrader · DXTrade
MT4 · MT5
Assets
Forex · Crypto · Indices · Commodities · Stocks
Forex · Crypto · Indices · Commodities
Payout Methods
Bank wire · Skrill · Crypto
Bank wire · Rise · Cryptotie
EAs Allowed
Yes
Yestie
News Trading
Yes
Yestie
Overnight Holding
Yes
Yestie
Weekend Holding
Yes
Yestie
Copy Trading
No
Notie
Scaling Plan
Yes
Yestie
Pick FTMO if…
Pick FTMO if you trade cTrader or DXTrade, want exposure to individual stocks alongside Forex, or simply care more about a multi-year payout track record than a 5-point split difference. UK and EU traders looking for the lowest-friction safe default still default to FTMO for a reason — the firm has weathered multiple industry cleanups without disrupting funded traders.
Pick FundedNext if…
Pick FundedNext if you want a higher headline split, on-demand withdrawals, and a path to a $4M allocation. Its Stellar 1-step model is also more forgiving on profit targets than the FTMO two-step Challenge, so it’s the better pick for traders who’ve washed out of an FTMO verification phase. The trade-off is a shorter track record and a narrower platform list.
Frequently asked questions
Is FundedNext cheaper than FTMO?
At equivalent account sizes, FundedNext’s challenges generally undercut FTMO by 10–20%, and the Stellar Lite model is cheaper still. The fee is refunded with your first payout on both firms.
Can US traders use FTMO or FundedNext?
Neither firm accepts US-resident clients due to CFD regulations. US traders should look at futures-only firms like Topstep or My Funded Futures, or US-facing CFD firms (verify residency rules before purchasing).
Which firm pays out faster after a winning trade?
FundedNext supports on-demand payouts after the initial waiting period, processed in 1–3 business days. FTMO runs a bi-weekly cycle but processes within 1–2 business days once requested. In practice, FundedNext gets cash to a winning trader 7–10 days sooner on average.
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