Compare 10 current products across 7 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Built from product captures checked Oct 19, 2026
Pick FTMO if…
Pick Lucid Trading if…
| Fact | FTMO | Lucid Trading |
|---|---|---|
| Our score | 9.2/10 | 8.4/10 |
| Lowest $100K fee | €499 (1-Step) | $224 (LucidDaily - DLL On / Intraday) |
| Base split | 80–90% | 90% |
| Max loss | 10% | — |
| Earliest first payout | Day 14 (2-Step) | Day 1 (LucidDaily - DLL On / Intraday) |
| Platforms | MT5 · MT4 · TradingView · cTrader | NinjaTrader · Tradovate · TradingView · Quantower · Tradesea · MotiveWave · Sierra Chart · Jigsaw · Bookmap · ATAS · R|Trader Pro · MultiCharts |
Fees are in different currencies (EUR and USD), so they are shown as published and not ranked against each other.
Available product sources · earliest check Oct 19, 2026
We track 3 FTMO products and 7 from Lucid Trading that pass the 30-day source-freshness gate; source checks range from 2026-10-19 to 2026-10-21. These firms sell different instruments — FTMO runs CFD products and Lucid Trading runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. FTMO offers EUR one-time; Lucid Trading offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 10 source-checked products available here, each with its own fees, split, drawdown and date.
We track 3 FTMO products and 7 from Lucid Trading that pass the 30-day source-freshness gate; source checks range from 2026-10-19 to 2026-10-21. These firms sell different instruments — FTMO runs CFD products and Lucid Trading runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
FTMO offers EUR one-time; Lucid Trading offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FTMO's own products disagree on 13 terms. On evaluation steps it is 1-step on FTMO Challenge: 1-Step, versus 2-step on FTMO Challenge: 2-Step, versus instant funding on FTMO Instant Account. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FTMO offers EUR one-time; Lucid Trading offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €199Published fee (EUR) | €221at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €250Published fee (EUR) | €313at 80% split | — | — |
| FTMO Instant AccountFTMO · One-time · 90% split | €749Published fee (EUR) | €832at 90% split | — | — |
| LucidFlexLucid Trading · One-time · 90% split | $89One-time fee | $99at 90% split | 0.10vs $1,000 tier max loss | — |
| LucidDaily - DLL On / IntradayLucid Trading · One-time · 90% split | $104One-time fee | $116at 90% split | 0.12vs $1,000 tier max loss | 1 |
| LucidDaily - DLL Off / IntradayLucid Trading · One-time · 90% split | $104One-time fee | $116at 90% split | 0.12vs $1,000 tier max loss | — |
| LucidDaily - DLL On / EODLucid Trading · One-time · 90% split | $118One-time fee | $131at 90% split | 0.13vs $1,000 tier max loss | 1 |
| LucidDaily - DLL Off / EODLucid Trading · One-time · 90% split | $118One-time fee | $131at 90% split | 0.13vs $1,000 tier max loss | — |
| LucidProLucid Trading · One-time · 90% split | $123One-time fee | $137at 90% split | 0.14vs $1,000 tier max loss | — |
| LucidDirectLucid Trading · One-time · 90% split | $329One-time fee | $366at 90% split | 0.37vs $1,000 tier max loss | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; Lucid Trading offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €319Published fee (EUR) | €354at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €345Published fee (EUR) | €431at 80% split | — | — |
| FTMO Instant AccountFTMO · One-time · 90% split | €1,499Published fee (EUR) | €1,666at 90% split | — | — |
| LucidDaily - DLL On / IntradayLucid Trading · One-time · 90% split | $138One-time fee | $153at 90% split | 0.08vs $2,000 tier max loss | 1 |
| LucidDaily - DLL Off / IntradayLucid Trading · One-time · 90% split | $138One-time fee | $153at 90% split | 0.08vs $2,000 tier max loss | — |
| LucidFlexLucid Trading · One-time · 90% split | $146One-time fee | $162at 90% split | 0.08vs $2,000 tier max loss | — |
| LucidDaily - DLL On / EODLucid Trading · One-time · 90% split | $166One-time fee | $184at 90% split | 0.09vs $2,000 tier max loss | 1 |
| LucidDaily - DLL Off / EODLucid Trading · One-time · 90% split | $166One-time fee | $184at 90% split | 0.09vs $2,000 tier max loss | — |
| LucidProLucid Trading · One-time · 90% split | $192One-time fee | $213at 90% split | 0.11vs $2,000 tier max loss | 1 |
| LucidDirectLucid Trading · One-time · 90% split | $515One-time fee | $572at 90% split | 0.29vs $2,000 tier max loss | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; Lucid Trading offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €499Published fee (EUR) | €554at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €540Published fee (EUR) | €675at 80% split | — | — |
| FTMO Instant AccountFTMO · One-time · 90% split | €2,999Published fee (EUR) | €3,332at 90% split | — | — |
| LucidDaily - DLL On / IntradayLucid Trading · One-time · 90% split | $224One-time fee | $249at 90% split | 0.08vs $3,000 tier max loss | 1 |
| LucidDaily - DLL Off / IntradayLucid Trading · One-time · 90% split | $224One-time fee | $249at 90% split | 0.08vs $3,000 tier max loss | — |
| LucidDaily - DLL On / EODLucid Trading · One-time · 90% split | $267One-time fee | $297at 90% split | 0.10vs $3,000 tier max loss | 1 |
| LucidDaily - DLL Off / EODLucid Trading · One-time · 90% split | $267One-time fee | $297at 90% split | 0.10vs $3,000 tier max loss | — |
| LucidFlexLucid Trading · One-time · 90% split | $293One-time fee | $326at 90% split | 0.11vs $3,000 tier max loss | — |
| LucidProLucid Trading · One-time · 90% split | $307One-time fee | $341at 90% split | 0.11vs $3,000 tier max loss | 1 |
| LucidDirectLucid Trading · One-time · 90% split | $700One-time fee | $778at 90% split | 0.22vs $3,500 tier max loss | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 13 of 16 rows split this way in this matchup.
| Term | FTMO | Lucid Trading |
|---|---|---|
| Evaluation steps | 1-stepFTMO Challenge: 1-Step 2-stepFTMO Challenge: 2-Step Instant fundingFTMO Instant Account | 1-stepLucidPro, LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Instant fundingLucidDirect |
| Profit split | 90%FTMO Challenge: 1-Step, FTMO Instant Account 80%FTMO Challenge: 2-Step | 90% |
| Drawdown method | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step TrailingFTMO Instant Account | EOD trailingLucidPro, LucidFlex, LucidDirect, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / EOD TrailingLucidDaily - DLL On / Intraday, LucidDaily - DLL Off / Intraday |
| Daily loss cap | 3%FTMO Challenge: 1-Step, FTMO Instant Account 5%FTMO Challenge: 2-Step | Fixed $ per tierLucidPro, LucidDirect, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD Not publishedLucidFlex, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD |
| Max loss cap | 10% | Fixed $ per tier |
| Funded drawdown | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step TrailingFTMO Instant Account | TrailingLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD EOD trailingLucidPro, LucidFlex, LucidDirect |
| Min trading days | UnverifiedFTMO Challenge: 1-Step, FTMO Instant Account 4FTMO Challenge: 2-Step | 2LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD 1LucidPro UnverifiedLucidDirect |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | 30%FTMO Instant Account 50%FTMO Challenge: 1-Step UnverifiedFTMO Challenge: 2-Step | 50%LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD 40%LucidPro, LucidFlex 20%LucidDirect |
| First payout after | 14 daysFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | 1 dayLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not publishedLucidPro, LucidDirect 5 daysLucidFlex |
| Payout frequency | On demandFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | On demand |
| News trading | ConditionalFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | ConditionalLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD AllowedLucidPro, LucidFlex, LucidDirect |
| Weekend holding | Conditional | Not publishedLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not allowedLucidPro, LucidFlex, LucidDirect |
| Overnight holding | Conditional | Not publishedLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not allowedLucidPro, LucidFlex, LucidDirect |
| EAs / algos | ConditionalFTMO Challenge: 2-Step, FTMO Challenge: 1-Step Not publishedFTMO Instant Account | Allowed |
| Copy trading | Not published | Conditional |
LucidDaily launched with 4 configurable evaluation paths
Confirm the exact DLL, drawdown, price, overnight, weekend, and news-calendar scope at checkout; the stored Daily prices are list prices, not the coupon or limited-time totals.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
7 current products · 7 first-party source pages · checked Oct 21, 2026
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Open comparison10 current products · 5 first-party source pages · checked Oct 20, 2026
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
