Compare 12 current products across 9 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Built from product captures checked Oct 19, 2026
Pick FundingPips if…
Pick Lucid Trading if…
| Fact | FundingPips | Lucid Trading |
|---|---|---|
| Our score | 8.7/10 | 8.4/10 |
| Lowest $100K fee | $422 (2 Step Pro) | $224 (LucidDaily - DLL On / Intraday) |
| Base split | 80–95% | 90% |
| Max loss | 5–12% | — |
| Earliest first payout | Day 7 (2 Step Pro) | Day 1 (LucidDaily - DLL On / Intraday) |
| Platforms | MT5 · cTrader · Match-Trader | NinjaTrader · Tradovate · TradingView · Quantower · Tradesea · MotiveWave · Sierra Chart · Jigsaw · Bookmap · ATAS · R|Trader Pro · MultiCharts |
Available product sources · earliest check Oct 19, 2026
We track 5 FundingPips products and 7 from Lucid Trading that pass the 30-day source-freshness gate; source checks range from 2026-10-19 to 2026-10-20. These firms sell different instruments — FundingPips runs CFD products and Lucid Trading runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. Lucid Trading is cheaper to funded at 3 of the 3 directly comparable tiers. At $25K, the cheapest verified route is LucidFlex at $89 (One-time fee), which needs $99 of profit at a 90% split before the fee is back in your pocket.
Compare the 12 source-checked products available here, each with its own fees, split, drawdown and date.
We track 5 FundingPips products and 7 from Lucid Trading that pass the 30-day source-freshness gate; source checks range from 2026-10-19 to 2026-10-20. These firms sell different instruments — FundingPips runs CFD products and Lucid Trading runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
Lucid Trading is cheaper to funded at 3 of the 3 directly comparable tiers. At $25K, the cheapest verified route is LucidFlex at $89 (One-time fee), which needs $99 of profit at a 90% split before the fee is back in your pocket.
FundingPips' own products disagree on 13 terms. On evaluation steps it is 2-step on 2 Step Flex and 2 Step Pro and 2 Step Standard, versus 1-step on 1 Step Flex, versus instant funding on FundingPips Zero. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
Lucid Trading is cheaper within the shared USD one-time class: LucidFlex at $89 — $45 less than FundingPips' cheapest route at this tier (2 Step Pro, $134) — 34% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidFlexLucid Trading · One-time · 90% split | $89One-time fee | $99at 90% split | 0.10vs $1,000 tier max loss | — |
| LucidDaily - DLL On / IntradayLucid Trading · One-time · 90% split | $104One-time fee | $116at 90% split | 0.12vs $1,000 tier max loss | 1 |
| LucidDaily - DLL Off / IntradayLucid Trading · One-time · 90% split | $104One-time fee | $116at 90% split | 0.12vs $1,000 tier max loss | — |
| LucidDaily - DLL On / EODLucid Trading · One-time · 90% split | $118One-time fee | $131at 90% split | 0.13vs $1,000 tier max loss | 1 |
| LucidDaily - DLL Off / EODLucid Trading · One-time · 90% split | $118One-time fee | $131at 90% split | 0.13vs $1,000 tier max loss | — |
| LucidProLucid Trading · One-time · 90% split | $123One-time fee | $137at 90% split | 0.14vs $1,000 tier max loss | — |
| 2 Step ProFundingPips · One-time · 80% split | $134One-time fee | $168at 80% split | 0.11vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $188One-time fee | $198at 95% split | 0.16vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $210One-time fee | $263at 80% split | 0.09vs 12% max DD | 2 |
| LucidDirectLucid Trading · One-time · 90% split | $329One-time fee | $366at 90% split | 0.37vs $1,000 tier max loss | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Lucid Trading is cheaper within the shared USD one-time class: LucidDaily - DLL On / Intraday at $138 — $86 less than FundingPips' cheapest route at this tier (2 Step Pro, $224) — 38% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidDaily - DLL On / IntradayLucid Trading · One-time · 90% split | $138One-time fee | $153at 90% split | 0.08vs $2,000 tier max loss | 1 |
| LucidDaily - DLL Off / IntradayLucid Trading · One-time · 90% split | $138One-time fee | $153at 90% split | 0.08vs $2,000 tier max loss | — |
| LucidFlexLucid Trading · One-time · 90% split | $146One-time fee | $162at 90% split | 0.08vs $2,000 tier max loss | — |
| LucidDaily - DLL On / EODLucid Trading · One-time · 90% split | $166One-time fee | $184at 90% split | 0.09vs $2,000 tier max loss | 1 |
| LucidDaily - DLL Off / EODLucid Trading · One-time · 90% split | $166One-time fee | $184at 90% split | 0.09vs $2,000 tier max loss | — |
| LucidProLucid Trading · One-time · 90% split | $192One-time fee | $213at 90% split | 0.11vs $2,000 tier max loss | 1 |
| 2 Step ProFundingPips · One-time · 80% split | $224One-time fee | $280at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $244One-time fee | $257at 95% split | 0.10vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $322One-time fee | $403at 80% split | 0.07vs 12% max DD | 1 |
| LucidDirectLucid Trading · One-time · 90% split | $515One-time fee | $572at 90% split | 0.29vs $2,000 tier max loss | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Lucid Trading is cheaper within the shared USD one-time class: LucidDaily - DLL On / Intraday at $224 — $198 less than FundingPips' cheapest route at this tier (2 Step Pro, $422) — 47% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| LucidDaily - DLL On / IntradayLucid Trading · One-time · 90% split | $224One-time fee | $249at 90% split | 0.08vs $3,000 tier max loss | 1 |
| LucidDaily - DLL Off / IntradayLucid Trading · One-time · 90% split | $224One-time fee | $249at 90% split | 0.08vs $3,000 tier max loss | — |
| LucidDaily - DLL On / EODLucid Trading · One-time · 90% split | $267One-time fee | $297at 90% split | 0.10vs $3,000 tier max loss | 1 |
| LucidDaily - DLL Off / EODLucid Trading · One-time · 90% split | $267One-time fee | $297at 90% split | 0.10vs $3,000 tier max loss | — |
| LucidFlexLucid Trading · One-time · 90% split | $293One-time fee | $326at 90% split | 0.11vs $3,000 tier max loss | — |
| LucidProLucid Trading · One-time · 90% split | $307One-time fee | $341at 90% split | 0.11vs $3,000 tier max loss | 1 |
| 2 Step ProFundingPips · One-time · 80% split | $422One-time fee | $528at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $444One-time fee | $467at 95% split | 0.09vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $566One-time fee | $708at 80% split | 0.06vs 12% max DD | 1 |
| LucidDirectLucid Trading · One-time · 90% split | $700One-time fee | $778at 90% split | 0.22vs $3,500 tier max loss | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 13 of 16 rows split this way in this matchup.
| Term | FundingPips | Lucid Trading |
|---|---|---|
| Evaluation steps | 2-step2 Step Flex, 2 Step Pro, 2 Step Standard 1-step1 Step Flex Instant fundingFundingPips Zero | 1-stepLucidPro, LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Instant fundingLucidDirect |
| Profit split | 80%1 Step Flex, 2 Step Pro Not published2 Step Flex, 2 Step Standard 95%FundingPips Zero | 90% |
| Drawdown method | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero | EOD trailingLucidPro, LucidFlex, LucidDirect, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / EOD TrailingLucidDaily - DLL On / Intraday, LucidDaily - DLL Off / Intraday |
| Daily loss cap | 3%1 Step Flex, 2 Step Pro, FundingPips Zero 4%2 Step Flex 5%2 Step Standard | Fixed $ per tierLucidPro, LucidDirect, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD Not publishedLucidFlex, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD |
| Max loss cap | 12%1 Step Flex, 2 Step Flex 10%2 Step Standard 5%FundingPips Zero 6%2 Step Pro | Fixed $ per tier |
| Funded drawdown | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero | TrailingLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD EOD trailingLucidPro, LucidFlex, LucidDirect |
| Min trading days | 01 Step Flex, 2 Step Pro 12 Step Flex 32 Step Standard UnverifiedFundingPips Zero | 2LucidFlex, LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD 1LucidPro UnverifiedLucidDirect |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | Unverified1 Step Flex, 2 Step Flex, 2 Step Pro 15%FundingPips Zero 35%2 Step Standard | 50%LucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD 40%LucidPro, LucidFlex 20%LucidDirect |
| First payout after | 14 days1 Step Flex, 2 Step Flex, FundingPips Zero 7 days2 Step Pro Not published2 Step Standard | 1 dayLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not publishedLucidPro, LucidDirect 5 daysLucidFlex |
| Payout frequency | Bi-weekly1 Step Flex, 2 Step Flex, FundingPips Zero Not published2 Step Standard Weekly2 Step Pro | On demand |
| News trading | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero | ConditionalLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD AllowedLucidPro, LucidFlex, LucidDirect |
| Weekend holding | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero | Not publishedLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not allowedLucidPro, LucidFlex, LucidDirect |
| Overnight holding | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard AllowedFundingPips Zero | Not publishedLucidDaily - DLL On / Intraday, LucidDaily - DLL On / EOD, LucidDaily - DLL Off / Intraday, LucidDaily - DLL Off / EOD Not allowedLucidPro, LucidFlex, LucidDirect |
| EAs / algos | Conditional | Allowed |
| Copy tradingsame | Conditional | Conditional |
FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.
LucidDaily launched with 4 configurable evaluation paths
Confirm the exact DLL, drawdown, price, overnight, weekend, and news-calendar scope at checkout; the stored Daily prices are list prices, not the coupon or limited-time totals.
FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
9 current products · 9 first-party source pages · checked Oct 20, 2026
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
