Compare 5 current products across 4 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Oct 6, 2026
We track 3 BrightFunded products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. These firms sell different instruments — BrightFunded runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. BrightFunded offers EUR one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 5 source-checked products available here, each with its own fees, split, drawdown and date.
We track 3 BrightFunded products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. These firms sell different instruments — BrightFunded runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
BrightFunded offers EUR one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
BrightFunded's own products disagree on 5 terms. On evaluation steps it is 2-step on BrightFunded 2-Step Bright and BrightFunded 2-Step Classic, versus 1-step on BrightFunded 1-Step. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
BrightFunded offers EUR one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| BrightFunded 2-Step BrightBrightFunded · One-time · 80% split | €277Published fee (EUR) | €346at 80% split | — |
| BrightFunded 1-StepBrightFunded · One-time · 80% split | €297Published fee (EUR) | €371at 80% split | — |
| BrightFunded 2-Step ClassicBrightFunded · One-time · 80% split | €297Published fee (EUR) | €371at 80% split | — |
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | 0.05vs $2,000 tier max loss |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | 0.11vs $2,000 tier max loss |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
BrightFunded offers EUR one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple |
|---|---|---|---|
| BrightFunded 2-Step BrightBrightFunded · One-time · 80% split | €477Published fee (EUR) | €596at 80% split | — |
| BrightFunded 1-StepBrightFunded · One-time · 80% split | €497Published fee (EUR) | €621at 80% split | — |
| BrightFunded 2-Step ClassicBrightFunded · One-time · 80% split | €497Published fee (EUR) | €621at 80% split | — |
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | 0.06vs $3,000 tier max loss |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | 0.09vs $3,000 tier max loss |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 5 of 16 rows split this way in this matchup.
| Term | BrightFunded | Topstep |
|---|---|---|
| Evaluation steps | 2-stepBrightFunded 2-Step Bright, BrightFunded 2-Step Classic 1-stepBrightFunded 1-Step | 1-step |
| Profit split | 80% | 90% |
| Drawdown method | StaticBrightFunded 2-Step Bright, BrightFunded 2-Step Classic TrailingBrightFunded 1-Step | EOD trailing |
| Daily loss cap | 3%BrightFunded 1-Step 4%BrightFunded 2-Step Bright 5%BrightFunded 2-Step Classic | Not published |
| Max loss cap | 10%BrightFunded 2-Step Classic 6%BrightFunded 1-Step 8%BrightFunded 2-Step Bright | Fixed $ per tier |
| Funded drawdown | StaticBrightFunded 2-Step Bright, BrightFunded 2-Step Classic TrailingBrightFunded 1-Step | EOD trailing |
| Min trading days | 5 | Unverified |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | Unverified | 55% |
| First payout after | 30 days | Not published |
| Payout frequency | Bi-weekly | On demand |
| News tradingsame | Conditional | Conditional |
| Weekend holding | Allowed | Not allowed |
| Overnight holding | Allowed | Not allowed |
| EAs / algossame | Conditional | Conditional |
| Copy tradingsame | Conditional | Conditional |
Topstep now publishes a 55% Combine consistency target
Use 55% for the Combine objective. The separate XFA Consistency payout route remains 40% with three trading days. October 6 is our observation date, not an established effective date; minimum-day descriptions still conflict.
Correction: Topstep payout eligibility is not a three-calendar-day transfer
TFH removed the single calendar-day payout figure, corrected the No Activation Fee path's blanket automation permissions and added the published dollar loss limits per tier. Fee-recovery tables now use those tier limits. These are corrections to our representation, not a proven September change to all Topstep terms. Eligibility still depends on personal circumstances.
Topstep still gives different minimum-day descriptions
Check the applicable Combine consistency requirement and obtain clarification before planning a one-day pass. The six monthly prices were separately verified; this unresolved rule does not establish a price change or a new account restriction.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
Rating suppressed by Trustpilot
Trustpilot's notice on this profile reads: “This company's rating is unavailable due to a breach of our guidelines.”
Check BrightFunded on TrustpilotThese links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
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