Apex Trader FundingVerified
Apex moved new purchases to 4 one-time evaluation paths
Older Apex reviews can describe a different billing and drawdown structure. Match any comparison to the product name shown at checkout.
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Data-driven · firm specs · live
Apex Trader Funding vs FXIFY
A side-by-side breakdown of Apex Trader Funding and FXIFY — profit splits, payout speed, drawdown rules, platforms, and a clear verdict on which firm wins for which trader profile.
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AP
Apex Trader Funding
8.4- Split100%
- Payoutsweekly
- Drawdowneod trailing
Category scoreboardFXIFY leads 6–1 · 2 tied
Apex Trader Funding · 12 tied6 · FXIFY
Profit split
100%
80%
Editorial score
8.4
8.1
Max allocation
$150K
$4M
Our verdict
Data-driven comparison · checked Aug 10, 2026
We track 4 Apex Trader Funding products and 8 from FXIFY that pass the 30-day source-freshness gate, last verified 2026-08-10. These firms sell different instruments — Apex Trader Funding runs futures products and FXIFY runs CFD — so treat the tables below as a fit comparison, not a like-for-like price race. FXIFY is the cheaper route at the one tier both firms sell on the same currency and billing model. At $25K, the cheapest verified route is Three Phase at $149 (One-time fee), which needs $186 of profit at a 80% split before the fee is back in your pocket.
Side-by-side: Apex Trader Funding vs FXIFY
Winning value on each row is marked. Ties are flagged. Empty cells mean we don't have that data point yet.
Spec
Apex Trader Funding
FXIFY
Score
8.4 / 10
8.1 / 10
Profit Split
100%
80%
Payout Frequency
Weekly
—
Drawdown Type
Eod Trailing
—
Max Allocation
$150,000
$4M
Min Trading Days
1
—
Founded
2021
2022
Platforms
Rithmic · Tradovate · WealthCharts
MT4 · MT5 · DXTrade · TradingView
Assets
Futures
Forex · Indices · Commodities · Crypto
Payout Methods
—
Bank wire · Rise · Crypto
EAs Allowed
No
Yes
News Trading
Restricted
Yes
Overnight Holding
No
—
Weekend Holding
No
Yes
Copy Trading
Restricted
Restrictedtie
Scaling Plan
Yes
Yestie
Product-level: Apex Trader Funding vs FXIFY
The table above compares the two firms. This one compares the products you actually buy — 12 of them, each with its own price, split, drawdown rule and source date.
We track 4 Apex Trader Funding products and 8 from FXIFY that pass the 30-day source-freshness gate, last verified 2026-08-10. These firms sell different instruments — Apex Trader Funding runs futures products and FXIFY runs CFD — so treat the tables below as a fit comparison, not a like-for-like price race.
FXIFY is the cheaper route at the one tier both firms sell on the same currency and billing model. At $25K, the cheapest verified route is Three Phase at $149 (One-time fee), which needs $186 of profit at a 80% split before the fee is back in your pocket.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus 1-step on One Phase and Lightning Challenge, versus instant funding on Instant Funding Standard and Instant Funding Lite, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
Cost to funded, matched by account size
$25K account
FXIFY is cheaper within the shared USD one-time class: Three Phase at $149 — $109 less than Apex Trader Funding's cheapest route at this tier (Intraday Trail - Standard, $258) — 42% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
| Intraday Trail - StandardApex Trader Funding · One-time · 100% split | $258Fee + tier activation | $258at 100% split | 0.26vs $1,000 tier max loss | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Rule-by-rule, product by product
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | Apex Trader Funding | FXIFY |
|---|---|---|
| Evaluation steps | 1-step | 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro 1-stepOne Phase, Lightning Challenge Instant fundingInstant Funding Standard, Instant Funding Lite 3-stepThree Phase |
| Profit split | 100% | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge |
| Drawdown method | EOD trailingEOD Trail - Standard, EOD Trail - No Activation Fee TrailingIntraday Trail - Standard, Intraday Trail - No Activation Fee | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge StaticTwo Phase Classic, Three Phase Not publishedTwo Phase Pro |
| Daily loss cap | Fixed $ per tierEOD Trail - Standard, EOD Trail - No Activation Fee Not publishedIntraday Trail - Standard, Intraday Trail - No Activation Fee | 3%One Phase, Instant Funding Lite, Lightning Challenge 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard |
| Max loss cap | Fixed $ per tier | 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase 6%One Phase |
| Funded drawdown | EOD trailingEOD Trail - Standard, EOD Trail - No Activation Fee TrailingIntraday Trail - Standard, Intraday Trail - No Activation Fee | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge StaticTwo Phase Classic, Three Phase Not publishedTwo Phase Pro |
| Min trading days | 1 | 5One Phase, Three Phase, Instant Funding Lite NoneTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge |
| Max trading days | Unlimited | UnlimitedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite 5Lightning Challenge |
| Consistency rule | None published | None publishedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard 20%Instant Funding Lite 25%Two Phase Classic 30%Lightning Challenge |
| First payout after | 5 days | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge |
| Payout frequency | Weekly | MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Bi-weeklyInstant Funding Standard, Lightning Challenge Not publishedTwo Phase Pro, Instant Funding Lite |
| News trading | Conditional | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge |
| Weekend holding | Not allowed | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not allowedInstant Funding Standard, Instant Funding Lite |
| Overnight holding | Not allowed | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite |
| EAs / algos | Not allowed | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge |
| Copy trading | Conditional | ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge |
Dated changes affecting these firms
Sources (6 first-party pages, latest capture Aug 10, 2026)
- Apex Trader Funding — Intraday Trail - Standardcaptured Jul 28, 2026
- FXIFY — Instant Funding Standardcaptured Aug 10, 2026
- FXIFY — Lightning Challengecaptured Aug 10, 2026
- FXIFY — One Phasecaptured Aug 10, 2026
- FXIFY — Three Phasecaptured Aug 10, 2026
- FXIFY — Two Phase Classiccaptured Aug 10, 2026
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
Trustpilot: Apex Trader Funding vs FXIFY
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
Apex Trader Funding
FXIFY
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