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Verdict
Buy the Classic 2-Step at $479 for $100K — it is one of only two TFT products with a published 80% split.
- Seven live products as of 2026-07-27: Knight, Knight Pro, Classic 1-Step, Royal, Royal Pro, Classic 2-Step, Dragon. Prices run $42 to $1,100.
- Only Classic 1-Step and Classic 2-Step publish a profit split (80%). The other five state "Up to 99%" — a ceiling, not a base rate.
- The help centre at help.thefundedtraderprogram.com returns HTTP 404 on every URL, including the per-challenge guides the firm's own pricing widget links to.
- Max drawdown is 6%, 8% or 10% depending on product — there is no single TFT drawdown rule.
- Funded-stage allocation caps are far lower than the headline: $300K on Classic 1-Step, $400K on Classic 2-Step, $600K on Royal, Royal Pro and Dragon.
- News trading is blocked on Royal and Dragon; Dragon also blocks weekend holding.
- Founded 2021. Payout disruptions and an ownership restructuring in 2023 remain a documented risk factor.
Quick facts
| Founded | 2021; restructured 2023 |
| Live products | 7 (three 1-step, three 2-step, one 3-step) |
| Account sizes | $5,000 – $200,000 (Dragon stops at $100,000) |
| Price range | $42 (Knight $5K) – $1,100 (Royal $200K) |
| Profit split | 80% on both Classic products; "Up to 99%" ceiling only on the other five |
| Max drawdown | 6% / 8% / 10% by product |
| Daily drawdown | 3% – 5% by product |
| Leverage | 1:30 (Knight, Knight Pro, Classic 1-Step, Royal Pro), 1:50 (Royal, Classic 2-Step), 1:100 (Dragon) |
| Max allocation | $2.5M on Knight and Knight Pro; $1.5M on the other five |
| Platforms | cTrader, Match-Trader, and a third the dataset keys as "Platform_5" while the FAQ calls it DXtrade |
| Instruments | Forex, indices, commodities, crypto (per the site FAQ) |
Challenges available
TFT's pricing widget renders every value as a "-" placeholder in the page source; the numbers arrive from a public JSON dataset on the firm's own domain, which the widget's loader script fetches at runtime. Every figure below comes from that file. Note what it does not match: the homepage's own comparison table still advertises a "$100k Challenge Price $489" for TFT, and no product in the live dataset costs $489 at $100K.
| Product | Phases | Account size | Price | Profit target | Daily DD | Max DD | Split |
|---|---|---|---|---|---|---|---|
| Knight | 1 | $5,000 | $42 | 10% | 3% | 8% static | — |
| Knight | 1 | $10,000 | $70 | 10% | 3% | 8% static | — |
| Knight | 1 | $25,000 | $119 | 10% | 3% | 8% static | — |
| Knight | 1 | $50,000 | $179 | 10% | 3% | 8% static | — |
| Knight | 1 | $100,000 | $299 | 10% | 3% | 8% static | — |
| Knight | 1 | $200,000 | $549 | 10% | 3% | 8% static | — |
| Knight Pro | 1 | $5,000 | $42 | 10% | 3% | 8% relative | — |
| Knight Pro | 1 | $10,000 | $64 | 10% | 3% | 8% relative | — |
| Knight Pro | 1 | $25,000 | $119 | 10% | 3% | 8% relative | — |
| Knight Pro | 1 | $50,000 | $179 | 10% | 3% | 8% relative | — |
| Knight Pro | 1 | $100,000 | $349 | 10% | 3% | 8% relative | — |
| Knight Pro | 1 | $200,000 | $649 | 10% | 3% | 8% relative | — |
| Classic 1-Step | 1 | $25,000 | $139 | 10% | 3% | 6% static | 80% |
| Classic 1-Step | 1 | $50,000 | $269 | 10% | 3% | 6% static | 80% |
| Classic 1-Step | 1 | $100,000 | $499 | 10% | 3% | 6% static | 80% |
| Classic 1-Step | 1 | $200,000 | $989 | 10% | 3% | 6% static | 80% |
| Royal | 2 | $5,000 | $79 | 8% then 5% | 5% | 10% static | — |
| Royal | 2 | $10,000 | $139 | 8% then 5% | 5% | 10% static | — |
| Royal | 2 | $25,000 | $240 | 8% then 5% | 5% | 10% static | — |
| Royal | 2 | $50,000 | $360 | 8% then 5% | 5% | 10% static | — |
| Royal | 2 | $100,000 | $600 | 8% then 5% | 5% | 10% static | — |
| Royal | 2 | $200,000 | $1,100 | 8% then 5% | 5% | 10% static | — |
| Royal Pro | 2 | $25,000 | $55 | 8% then 5% | 5% | 10% static | — |
| Royal Pro | 2 | $50,000 | $105 | 8% then 5% | 5% | 10% static | — |
| Royal Pro | 2 | $100,000 | $319 | 8% then 5% | 5% | 10% static | — |
| Royal Pro | 2 | $200,000 | $579 | 8% then 5% | 5% | 10% static | — |
| Classic 2-Step | 2 | $25,000 | $129 | 8% then 5% | 4% | 8% static | 80% |
| Classic 2-Step | 2 | $50,000 | $249 | 8% then 5% | 4% | 8% static | 80% |
| Classic 2-Step | 2 | $100,000 | $479 | 8% then 5% | 4% | 8% static | 80% |
| Classic 2-Step | 2 | $200,000 | $949 | 8% then 5% | 4% | 8% static | 80% |
| Dragon | 3 | $5,000 | $49 | 8%, 5%, 5% | 5% | 10% static | — |
| Dragon | 3 | $10,000 | $55 | 8%, 5%, 5% | 5% | 10% static | — |
| Dragon | 3 | $25,000 | $89 | 8%, 5%, 5% | 5% | 10% static | — |
| Dragon | 3 | $50,000 | $159 | 8%, 5%, 5% | 5% | 10% static | — |
| Dragon | 3 | $100,000 | $299 | 8%, 5%, 5% | 5% | 10% static | — |
Pricing and rules current as of 2026-07-27, read from TFT's own challenge-v2.2 dataset. Prices are identical across all three platforms and are list prices before the promo code the site displays. For current pricing see the live TFT site. A dash in the Split column is not an omission on our part — it is what TFT publishes.
How the rules actually work
There is no single TFT drawdown rule. Max drawdown is 6% on Classic 1-Step, 8% on Knight, Knight Pro and Classic 2-Step, and 10% on Royal, Royal Pro and Dragon. On a $100,000 Classic 2-Step that means an $8,000 static floor anchored at your starting balance: your equity may not print below $92,000 at any point, and that floor never moves regardless of how far into profit you go. On a $100,000 Classic 1-Step the same floor sits at $94,000 — $2,000 tighter for a fee that is $20 higher.
Knight Pro is the outlier. Its 8% maximum drawdown is labelled "Relative" rather than "Static" in the dataset, which does not map onto the static/trailing distinction the rest of the industry uses, and the help-centre article that would define it is 404. Treat Knight Pro's drawdown as unverified until TFT restores that page.
Daily drawdown is 3% on Knight, Knight Pro and Classic 1-Step, 4% on Classic 2-Step, and 5% on Royal, Royal Pro and Dragon. The basis differs too: Knight, Classic 2-Step and Dragon measure the daily cap on balance, while Classic 1-Step, Royal and Royal Pro measure it on balance and equity — an equity-based daily cap can breach on an open floating loss, a balance-based one cannot.
Minimum trading days range from 1 (Knight Pro, Dragon) to 5 per phase (Knight, Royal, Royal Pro). Classic 1-Step and Classic 2-Step both require 3. Maximum trading days is "Unlimited" on every product and every phase — there is no expiry clock.
No percentage consistency rule is published on any product. The nearest thing is a rule TFT calls "The Daily March", a minimum-profitable-days requirement rather than a percent-of-total-profit cap. Knight sets it at 5 days with 1.00% per day in Phase 1 and 2 days with 1.00% per day at the funded stage; Knight Pro at 3 days with 1.00% per day; Royal Pro at 5 days, then 3 days, then 2 days with 1% per withdrawal period. Both Classic products have the field blank.
News trading is blocked on Royal and Dragon at every phase including the funded stage, and allowed on the other five. Weekend holding is blocked on Dragon only. Expert Advisors and trade copiers are permitted on all seven products. Overnight holding is not a field in TFT's dataset at all, and with the help centre down there is no reachable page that states the rule.
Leverage is 1:30 on Knight, Knight Pro, Classic 1-Step and Royal Pro; 1:50 on Royal and Classic 2-Step; and 1:100 on Dragon. Dragon is the loosest on leverage and the tightest on everything else — three phases, no news, no weekend holding.
True cost to break even
Break-even profit is the fee divided by your profit split — the trading gain you must produce before your share of it repays what you spent. The R-multiple sets that figure against the dollar value of your maximum drawdown. R below 1 means the firm lets you lose more getting there than you need to make. Every figure below is computeTrueCost() output from TFT's published prices — see the true cost of prop firm challenges for the method.
Five of TFT's seven products cannot be costed at all. Knight, Knight Pro, Royal, Royal Pro and Dragon publish "Up to 99%" as their payout percentage. That is a ceiling, not a rate, and a ceiling is not a divisor — there is no number to divide the fee by, so break-even profit and R-multiple are undefined for those five. The two Classic products are the only ones that state a base split (80%), and they are the only two tables on this page.
| Tier | Fee | Break-even profit (80% split) | R-multiple vs 6% max DD | Days @ 1%/day (3% daily cap) |
|---|---|---|---|---|
| $25K | $139 | $174 | 0.12 | 1 |
| $50K | $269 | $336 | 0.11 | 1 |
| $100K | $499 | $624 | 0.10 | 1 |
| $200K | $989 | $1,236 | 0.10 | 1 |
| Tier | Fee | Break-even profit (80% split) | R-multiple vs 8% max DD | Days @ 1%/day (4% daily cap) |
|---|---|---|---|---|
| $25K | $129 | $161 | 0.08 | 1 |
| $50K | $249 | $311 | 0.08 | 1 |
| $100K | $479 | $599 | 0.07 | 1 |
| $200K | $949 | $1,186 | 0.07 | 1 |
Classic 2-Step dominates Classic 1-Step at every shared tier, which is the opposite of how prop firms usually price the two. The 2-Step is cheaper at all four sizes — $129 against $139, $249 against $269, $479 against $499, $949 against $989 — and it buys a wider 8% static max drawdown against the 1-Step's 6%, plus a 4% daily cap against 3%. That drives R down from 0.10 to 0.07 at $100K: $599 of required profit against $8,000 of permitted loss, versus $624 against $6,000. The 1-Step's only advantages are a single 10% target instead of a cumulative 8% then 5%, and a first payout at 7 days instead of 14. Traders who assume a 1-Step is the cheaper route here will pay more for less room.
Both Classic tables sit far below R = 1, so on risk-adjusted terms neither is a bad deal — the drawdown allowance is 8 to 14 times the profit you need to recoup the fee. The problem is not the Classic products. It is that TFT's other five products, including its two cheapest $100K seats (Knight at $299 and Dragon at $299), sit outside this analysis entirely.
Consider what buying a Knight $100K actually commits you to. The fee is $299, the cheapest $100K in the lineup and $180 under the Classic 2-Step. But the split could be 40% or it could be 99%, and TFT publishes nothing that distinguishes them: the payout percentage field reads "Up to 99%", and the "Comprehensive Guide to The Funded Trader Payouts & Account Scaling" article that the dataset itself links to for the definition returns HTTP 404. A trader cannot compute their break-even, cannot compare TFT's Knight against a competitor's stated 80%, and cannot know whether the $180 saved on entry is repaid or reversed on the first withdrawal. An unstated split is not a cheap product — it is an unpriced one.
The funded-stage allocation caps compound this. TFT's dataset caps a funded Classic 1-Step account at $300,000 and a funded Classic 2-Step at $400,000, against $600,000 for Royal, Royal Pro and Dragon and $2.5M for Knight and Knight Pro. The two products you can actually price are the two with the lowest ceilings.
Payout speed in practice
First-payout timing is per-product and varies by a factor of fifteen. Royal Pro is fastest at 2 days from funding, then every 2 days thereafter. Knight and Knight Pro are listed as "Anytime" for both the first and subsequent rewards — on-demand with no waiting period stated. Dragon pays at 7 days and every 7 days after. Classic 1-Step pays first at 7 days then every 14; Classic 2-Step pays at 14 days and every 14. Royal is the slowest at 30 days to first payout, then 14-day cycles.
Five products carry a reward policy of "Up to 10% cap on all requests" at the funded stage: Knight, Knight Pro, Royal, Royal Pro and Dragon. On a funded $100,000 account that caps a single withdrawal request at $10,000 of account value regardless of how much profit has accrued. Both Classic products leave that field blank. Knight's funded stage also carries a Daily March requirement of 2 days at 1.00% per day, and Royal Pro's requires 2 days at 1% per withdrawal period — these are gates on the payout, not just on the challenge.
Payout rails, fees and minimums could not be verified. TFT's help centre at help.thefundedtraderprogram.com returns HTTP 404 on every URL, including its root and every per-challenge guide the homepage and pricing widget link to; the legacy intercom.help/thefundedtrader mirror 404s as well. A request with a browser user-agent reaches a genuine 404 rather than a bot block, so the content is gone rather than merely gated. The same outage is why fee refundability is unanswered on every product in our dataset — the older claim that TFT refunds the fee on first payout traces to no page that currently resolves.
Pros
- Classic 2-Step at $479 for $100K carries R = 0.07 — $599 of break-even profit against an $8,000 static drawdown allowance.
- Entry from $42 for a Knight or Knight Pro $5,000 account — among the lowest published tickets of any CFD prop firm.
- No maximum trading days on any product or phase — every phase is listed "Unlimited", so there is no expiry clock forcing size.
- Expert Advisors and trade copiers allowed on all seven products, at every phase including the funded stage.
- Royal Pro pays from 2 days after funding and every 2 days thereafter — the fastest published cadence in the lineup.
- No percentage consistency rule anywhere in the lineup — a single outsized winning day does not void a pass on any of the seven products.
Cons
- Five of seven products publish no base profit split — "Up to 99%" is a ceiling, which makes break-even and R-multiple uncomputable for Knight, Knight Pro, Royal, Royal Pro and Dragon.
- The entire help centre returns HTTP 404, including the payouts-and-scaling guide TFT's own pricing widget links to for its split definition. Verified as removed, not bot-blocked.
- The homepage advertises a "$100k Challenge Price $489" that matches no product in TFT's live dataset — the seven actual $100K prices are $299, $299, $319, $349, $479, $499 and $600.
- The site FAQ still describes discontinued products and does not mention Classic 1-Step or Classic 2-Step, the only two products with a stated split and the two we recommend.
- Funded-stage allocation is capped at $300,000 on Classic 1-Step and $400,000 on Classic 2-Step — far below the $1.5M headline figure, which applies to challenge stages.
- Fee refundability is unanswered on all 35 priced tiers — no reachable official page states whether the entry fee comes back.
- Royal and Dragon block news trading at every phase, including the funded stage, and Dragon blocks weekend holding as well.
- 2023 payout disruptions and ownership restructuring remain a documented risk factor against firms with unbroken operating records.
Who should pick The Funded Trader
A swing or intraday trader buying a Classic 2-Step at $129 to $949, who wants an 80% split they can verify, an 8% static drawdown that does not move, a 4% balance-based daily cap that will not breach on floating loss, and no expiry clock. At $479 for $100K it is the best risk-adjusted product TFT sells — R = 0.07 — and the 3-day minimum per phase means a trader who hits 8% then 5% quickly is not held back. Accept the $400,000 funded-stage ceiling as the trade for a number you can actually check.
Who should avoid The Funded Trader
Anyone considering Knight, Knight Pro, Royal, Royal Pro or Dragon should not buy until TFT publishes a base split — you cannot compute what a pass is worth, and the article defining it is 404. News traders should avoid Royal and Dragon outright, where news is blocked at every phase. Traders who want the same $100K seat with a published split and a live rulebook should compare FTMO, whose split and drawdown terms sit on pages that resolve, or City Traders Imperium's 2-Step at $549, which states 80% on every tier. US residents cannot use TFT, as with most CFD prop firms.
FAQ
What is The Funded Trader's profit split?
80% on Classic 1-Step and Classic 2-Step. On the other five products — Knight, Knight Pro, Royal, Royal Pro and Dragon — TFT publishes only "Up to 99%", which is a ceiling and not a base rate. The help-centre article that would define the base split returns HTTP 404.
Which TFT challenge is cheapest for a $100K account?
Knight and Dragon, both $299. But neither publishes a split, so the cheapest priceable $100K is the Classic 2-Step at $479, which breaks even at $599 of profit against an $8,000 drawdown allowance.
Does TFT still sell the Standard and Rapid challenges?
No. The live dataset as of 2026-07-27 sells seven products: Knight, Knight Pro, Classic 1-Step, Royal, Royal Pro, Classic 2-Step and Dragon. Standard and Rapid do not appear in it, though TFT's own FAQ copy still references discontinued products and omits both Classic products.
What is TFT's maximum drawdown?
It depends on the product: 6% on Classic 1-Step, 8% on Knight, Knight Pro and Classic 2-Step, 10% on Royal, Royal Pro and Dragon. All are labelled static except Knight Pro, which TFT labels "Relative" without a working page defining the term.
How fast does The Funded Trader pay out?
First payout ranges from 2 days (Royal Pro) to 30 days (Royal). Knight and Knight Pro are listed as "Anytime"; Dragon is 7 days; Classic 1-Step is 7 days then 14-day cycles; Classic 2-Step is 14 days then 14-day cycles. Five products cap a single request at "Up to 10% cap on all requests".
Is the challenge fee refundable?
Unknown. Across all 35 priced tiers, no reachable official TFT page answers the refund question — the help centre that would have covered it is entirely 404. Budget as though the fee is not returned.
Is The Funded Trader legit in 2026?
The firm is trading and selling seven products with published prices from $42 to $1,100. The 2023 payout disruption and ownership restructuring is a documented historical risk factor, and the current dead help centre plus a homepage still quoting a $489 price that matches no live product are present-tense signs of poor operational upkeep. Weight those before buying any product whose split is unstated.
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