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Maven fits discretionary manual traders who want a sub-$500 evaluation at $100K and never touch an EA.
- Nine purchasable products at capture time — 1-Step, 2-Step, 3-Step, Instant, Mini, Buy Now Pay Later, OMO 2-Step, and two Prediction Markets tiers.
- 80% profit split on 1-Step, 2-Step, 3-Step, Instant, BNPL and OMO; 70% on Mini and both Prediction Markets tiers.
- Drawdown type is per-product: 8% static on the 2-Step, 3% static on the 3-Step, 5% trailing on the 1-Step, 3% trailing on Instant and Mini.
- Withdrawals every 10 business days after your first trade on the evaluation products; the fee is refunded on your third withdrawal.
- EAs are not permitted under any circumstances on any platform, and copy trading from another person breaches both accounts.
- Funded capital caps at $200,000 of starting balance, scaling to $1,000,000 at 25% per step; withdrawals are capped at $10,000 per rolling 30 days.
- Platforms are MetaTrader 5, cTrader and Match-Trade. Funded accounts are simulated, in the firm's own words.
Quick facts
| Founded | 2023 (3 years operating) |
| Evaluation models | 1-Step, 2-Step, 3-Step, Instant, Mini, Buy Now Pay Later, OMO 2-Step, Prediction Markets (9 products) |
| Account sizes | $2,000 – $100,000 ($5,000 – $100,000 on Prediction Markets) |
| Max funded capital | $200,000 starting balance, scaling to $1,000,000 |
| Profit split | 80% standard; 70% on Mini and Prediction Markets |
| Drawdown type | Per-product — static on 2-Step / 3-Step / OMO, trailing on 1-Step / Instant / Mini |
| Payouts | Every 10 business days on evaluation products; on request on Instant and BNPL; single payout on Mini |
| Withdrawal cap | $10,000 per rolling 30 days per trader |
| Leverage | 75:1 forex; 20:1 indices, commodities and precious metals |
| Costs | $4 round-turn forex commission, $6 on precious metals and energy, $0 on indices and commodities, zero swap |
| Platforms | MetaTrader 5, cTrader, Match-Trade |
| Instruments | Forex, indices, commodities, precious metals, energy, digital ETFs; prediction markets on a separate product line |
Challenges available
Maven's pricing page carried nine distinct products at capture, each sold across five or six account sizes — 52 priced tiers in total. The table below gives the price ladder endpoints and the rule surface for each product; the per-tier fees for the five products most traders will actually shortlist appear in the True-Cost section below.
| Product | Phases | Account sizes | List price | Profit target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|---|---|
| Standard 1-Step | 1 | $2K – $100K | $15 – $380 | 8% | 3% | 5% trailing | 80% |
| Standard 2-Step | 2 | $2K – $100K | $19 – $440 | 8% then 5% | 4% | 8% static | 80% |
| Standard 3-Step | 3 | $2K – $100K | $13 – $299 | 3% / 3% / 3% | 2% | 3% static | 80% |
| Instant | 0 | $2K – $100K | $15 – $380 | None; 3% profit required to withdraw | 2% | 3% trailing | 80% |
| Mini | 0 | $2K – $100K | $17 – $440 | None; 3% profit required to withdraw | 2% | 3% trailing | 70% |
| Buy Now, Pay Later | 1 | $2K – $100K | $5 up front, then $40 – $589 on passing | 4% | None in evaluation; 4% once funded | 10% static in evaluation; 8% trailing once funded | 80% |
| OMO 2-Step | 2 | $2K – $100K | $19 – $472 | 6% then 8% | 4% end-of-day | 8% static | 80% |
| Prediction Markets One-Step Essential | 1 | $5K – $100K | $44 – $599 | 9% | None | — (trailing; firm's pages disagree on the number) | 70% |
| Prediction Markets One-Step Elite | 1 | $5K – $100K | $74 – $999 | 9% | None | — (static; firm's pages disagree on the number) | 70% |
Pricing and rules above are current as of 2026-07-27, read from the pricing-card markup and FAQ on Maven's own site. Four caveats attach to those figures. First, every price shown is the undiscounted list price — two coupons were live at capture, ETERNAL at 10% off and OMO at 40% off the OMO challenges, so a $100K Standard 2-Step advertised at $396 or a $100K OMO at $284 is a coupon price, not the list price. Second, the pricing cards are keyed by platform and cTrader is priced differently from MetaTrader 5 and Match-Trade; every figure here is the MT5 / Match-Trade price. Third, each card carries a hidden region-restriction overlay, so a product that renders for one buyer may be unpurchasable for another. Fourth, both Prediction Markets max-loss figures are left blank because Maven's pricing cards say 5% in phase one and 8% funded while its FAQ says 3% trailing for Essential and 5% static for Elite — the firm's own two pages contradict each other, and we do not publish a number we cannot source cleanly.
The fee is refundable on your third withdrawal on every product except Mini, whose card omits the refund line and which pays out once before closing the account.
How the rules actually work
Drawdown type changes with the product, so the mechanic you are used to may not be the one you bought. The Standard 2-Step runs an 8% static max loss measured from starting balance: on a $50,000 account the hard floor sits at $46,000 from day one and stays there even if equity peaks at $54,000. The Standard 1-Step instead runs a 5% trailing max loss measured off your highest equity watermark: the same $50,000 account starts with a floor at $47,500, and a run to $52,000 of equity drags that floor up to $49,400. The 3-Step tightens the static cap to 3% — $1,500 of total loss budget on a $50,000 account — while Instant and Mini apply 3% trailing.
Daily loss is computed on the higher of balance or equity at 00:00 UTC. That is 3% on the 1-Step ($1,500 on a $50,000 account), 4% on the 2-Step and OMO ($2,000), and 2% on the 3-Step, Instant and Mini ($1,000). The 3-Step is the tightest combination in the lineup: a $1,000 daily cap against a $1,500 total cap means two near-limit days end the account, and you still have to clear 3% three times over.
Minimum trading days are actually minimum profitable days. The Standard 2-Step requires 3 days per phase on which you gain at least 0.5% of balance — $250 a day on a $50,000 account. OMO requires 4 such days in every phase including the funded stage, and caps the whole two-phase evaluation at 180 days. The 1-Step, 3-Step, Instant and Prediction Markets products publish no minimum-days requirement.
Consistency rules apply to the funded-from-day-one products, not the evaluations. Instant requires a consistency score of 20% or lower, calculated as biggest winning day divided by total profit — so to withdraw the minimum 3% on a $10,000 Instant account, $300 of profit, no single day may contribute more than $60. Mini's rule is tighter and measured per trade: largest winning trade divided by total profit must stay under 15%. Buy Now, Pay Later applies the 20% largest-winning-day test before each withdrawal on the funded stage. There is no consistency score on the 1-Step, 2-Step, 3-Step or OMO. Separately, once total profit exceeds $5,000 in a funded payout cycle, your best day or single trade may not exceed 50% of that profit.
EAs are banned outright — "not permitted under any circumstances across all our platforms," in Maven's phrasing. This is the single most consequential rule on the page and it reverses what this review previously stated. Copy trading from another individual breaches both accounts. Mini adds a one-position-at-a-time limit, a 150-second minimum hold time, and a 1% cap on the gap between equity and balance.
News trading depends on the product. On the Standard 1-, 2- and 3-Step you cannot open or close within two minutes either side of a red-folder release. The rule does not apply to Instant. On OMO and Buy Now, Pay Later, news trading is unrestricted through the evaluation; on the OMO funded stage it stays permitted but profit made during a news event is capped at 0.50% of account balance. Weekend holding is permitted on all account types. Overnight holding is not stated as an explicit permission anywhere in Maven's published pages, so we do not claim it.
Scaling runs on performance plus payout activity. Profit 10% over four months — 2.5% a month — while processing at least one payout per month, and the account is increased 25%, repeatable to $1,000,000. Starting funded capital is capped at $200,000. Accounts must not go 30 calendar days without an executed trade. After you pass, account review takes 1–3 days. And Maven describes the funded stage in its own FAQ as a simulated demo environment.
True cost to break even
Break-even profit is the fee divided by your profit split — the trading gain you must produce before your share of it repays what you spent. The R-multiple sets that figure against the dollar value of your maximum drawdown. R below 1 means the firm lets you lose more getting there than you need to make; R at or above 1 means you must out-earn your entire loss allowance just to get back to zero. Every figure below is computeTrueCost() output from Maven's captured list prices — see the true cost of prop firm challenges for the method. Coupon prices would lower every fee by 10% (or 40% on OMO), and cTrader prices differ; these are the MT5 / Match-Trade list figures.
Four of the nine products share an 80% split and a two-or-three-figure entry price. The 1-Step is the entry point, and its 5% trailing cap is what the R column is measured against:
| Tier | Fee | Break-even profit (80% split) | R-multiple vs 5% trailing max DD | Days @ 1%/day (3% daily cap) |
|---|---|---|---|---|
| $2K | $15 | $19 | 0.19 | 1 |
| $5K | $19 | $24 | 0.10 | 1 |
| $10K | $37 | $46 | 0.09 | 1 |
| $20K | $68 | $85 | 0.09 | 1 |
| $50K | $170 | $213 | 0.09 | 1 |
| $100K | $380 | $475 | 0.10 | 1 |
| Tier | Fee | Break-even profit (80% split) | R-multiple vs 8% max DD | Days @ 1%/day (4% daily cap) |
|---|---|---|---|---|
| $2K | $19 | $24 | 0.15 | 2 |
| $5K | $22 | $28 | 0.07 | 1 |
| $10K | $44 | $55 | 0.07 | 1 |
| $20K | $88 | $110 | 0.07 | 1 |
| $50K | $220 | $275 | 0.07 | 1 |
| $100K | $440 | $550 | 0.07 | 1 |
| Tier | Fee | Break-even profit (80% split) | R-multiple vs 3% max DD | Days @ 1%/day (2% daily cap) |
|---|---|---|---|---|
| $2K | $13 | $16 | 0.27 | 1 |
| $5K | $17 | $21 | 0.14 | 1 |
| $10K | $38 | $48 | 0.16 | 1 |
| $20K | $76 | $95 | 0.16 | 1 |
| $50K | $190 | $238 | 0.16 | 1 |
| $100K | $299 | $374 | 0.12 | 1 |
The cheapest product in dollars is not the cheapest in risk-adjusted terms, and the gap is the story of Maven's pricing. At $100K the 3-Step costs $299 against the 2-Step's $440 — 32% less money — yet its R-multiple is 0.12 against the 2-Step's 0.07. The reason is the loss allowance you are buying: 3% of $100,000 is $3,000 of room to reach a $374 break-even, while 8% of $100,000 is $8,000 of room to reach $550. Paying $141 more buys $5,000 more rope and three fewer profit targets to clear. The 2-Step holds R = 0.07 flat from $5K to $100K because Maven prices it at a constant 0.44% of account size at every tier from $10K up, so nothing about the ratio improves as you scale.
The one genuine volume discount in the standard lineup is the $100K 3-Step at $299 — 0.30% of account size where every smaller 3-Step tier is priced at 0.38%. That single tier is why the 3-Step's R improves from 0.16 at $50K to 0.12 at $100K rather than staying flat.
The funded-from-day-one products are where the comparison turns, and the price ladders make it unusually easy to see:
| Tier | Fee | Break-even profit (80% split) | R-multiple vs 3% trailing max DD | Days @ 1%/day (2% daily cap) |
|---|---|---|---|---|
| $2K | $15 | $19 | 0.31 | 1 |
| $5K | $19 | $24 | 0.16 | 1 |
| $10K | $37 | $46 | 0.15 | 1 |
| $20K | $68 | $85 | 0.14 | 1 |
| $50K | $170 | $213 | 0.14 | 1 |
| $100K | $380 | $475 | 0.16 | 1 |
| Tier | Fee | Break-even profit (70% split) | R-multiple vs 3% trailing max DD | Days @ 1%/day (2% daily cap) |
|---|---|---|---|---|
| $2K | $17 | $24 | 0.40 | 2 |
| $5K | $22 | $31 | 0.21 | 1 |
| $10K | $44 | $63 | 0.21 | 1 |
| $20K | $88 | $126 | 0.21 | 1 |
| $50K | $220 | $314 | 0.21 | 1 |
| $100K | $440 | $629 | 0.21 | 1 |
Instant is priced identically to the 1-Step at all six tiers — $15, $19, $37, $68, $170, $380 — and buys a smaller loss allowance. The same $380 at $100K gets you $3,000 of trailing room on Instant against $5,000 on the 1-Step, which is why R rises from 0.10 to 0.16 for the same money. What the identical price actually buys is the removal of the 8% profit target and the news restriction. What it costs is 40% of your drawdown budget plus a 20% consistency test you must satisfy before any withdrawal. For a trader whose edge is consistent rather than lumpy, that trade can be worth it; for anyone whose P&L is concentrated in a few sessions, the consistency score is the binding constraint, not the drawdown.
Mini is the worst risk-adjusted product in the featured set, and the price ladder shows why. From $5K upward it is priced at exactly the Standard 2-Step's fee — $22, $44, $88, $220, $440 — while paying 70% instead of 80%. At $100K that pushes break-even from $550 to $629 and the R-multiple from 0.07 to 0.21, three times worse against the same $440 outlay. On top of that, Mini gives you 24 hours from your first trade, one position at a time, a 150-second minimum hold, a 15%-of-total-profit cap on your largest trade, and a single payout before the account closes. It is a one-shot product priced like a multi-month one.
Two products are deliberately not tabled here. Buy Now, Pay Later prices at $5 up front on every tier, which generates a mathematically true but useless R of 0.00–0.03 — the real cost is the $40 to $589 activation fee that falls due once you clear the 4% target, and a table built on the $5 leg would understate it by up to 118×. The two Prediction Markets products carry no publishable max-loss figure because the firm's pricing page and FAQ disagree, so an R-multiple for them would be a number we invented. The OMO 2-Step tables cleanly at $472 and R = 0.07 at $100K — the same ratio as the Standard 2-Step for $32 more list price and a 180-day deadline, though the live OMO coupon at 40% off inverts that comparison entirely while it lasts.
Payout speed in practice
On the 1-Step, 2-Step, 3-Step and OMO, you can request a withdrawal every 10 business days after your first trade, and Maven issues a full refund of the challenge fee on your third withdrawal. Passing an evaluation adds a 1–3 day account review before the funded stage opens. Instant and Buy Now, Pay Later pay on request once their requirements are met rather than on a calendar. Mini processes the payout the day after your 24-hour trading window closes, then closes the account.
Two ceilings bind harder than the cadence. Withdrawals are capped at $10,000 per rolling 30 days per trader, which caps a $100K funded account's realistic monthly draw regardless of performance, and OMO caps the first payout at 6% of balance and the second at 8%. Payments via Rise carry a $20 withdrawal fee. Maven charges no swap on any account and $4 round-turn commission on forex, $6 on precious metals and energy, $0 on indices and commodities.
On community evidence we have nothing verified to report: our firm record carries no Trustpilot score or review count for Maven, and we will not quote a rating we have not captured. What is on the record from Maven's own FAQ is that the funded stage is a simulated demo environment and that a failed account can be repurchased at a fixed buyback price — $200 at $2K, $400 at $5K, $750 at $10K, $1,400 at $20K, $3,500 at $50K and $6,000 at $100K. Those buyback figures are 6–16× the original challenge fee.
Pros
- $440 for a $100K 2-Step at an 80% split puts break-even at $550 and R at 0.07 — a favourable ratio against an $8,000 static loss allowance.
- Entry at $13 for the $2K 3-Step, and six account sizes on seven of the nine products, so a trader can test the rule surface for the price of a lunch.
- Fee refunded on the third withdrawal on eight of the nine products (all but Mini).
- 8% static drawdown on the 2-Step and OMO, anchored to starting balance and not trailing — a $50K account keeps its $46,000 floor whatever the equity peak.
- No consistency score on the 1-Step, 2-Step, 3-Step or OMO, so lumpy P&L is not penalised on the evaluation products.
- Zero swap fees and $0 commission on indices and commodities, with forex at $4 round turn.
- Weekend holding permitted on all account types, and no news restriction at all on Instant, OMO evaluation or BNPL evaluation.
- Withdrawals every 10 business days on the evaluation lineup rather than monthly.
Cons
- EAs are banned under any circumstances on all platforms — this rules out every automated and semi-automated strategy.
- Mini charges the Standard 2-Step's exact price from $5K up while paying 70%, moving R from 0.07 to 0.21 and giving you 24 hours to use it.
- The $10,000 rolling-30-day withdrawal cap limits a $100K funded account to 10% of starting balance per month no matter what it earns.
- Buyback pricing runs $200 to $6,000 — 6–16× the corresponding challenge fee to restore a breached account.
- The 3-Step pairs a 2% daily cap with a 3% total cap: two near-limit days end the account, and you still must clear 3% three separate times.
- Maven's own pages contradict each other on Prediction Markets max drawdown — pricing cards say 5%/8%, the FAQ says 3% trailing and 5% static.
- OMO's first breach permanently cuts the split to 50% under the M2 Account Saver mechanic.
- Funded accounts are simulated by Maven's own description, and no Trustpilot score is on our record for the firm.
- Advertised prices are coupon prices —
ETERNALat 10% andOMOat 40% were live at capture, so quoted figures elsewhere may not be the list price you pay later.
Who should pick Maven
A discretionary manual trader running a swing or intraday book who wants to reach a funded seat for under $500 at $100K and does not need automation. The Standard 2-Step at $440 is the product to buy: R = 0.07, an 8% static floor that does not trail, no consistency score, no maximum duration, and three profitable days of 0.5% per phase as the only pacing requirement. At smaller sizes the same ratio holds from $5K up, so a $22 test of the rule surface behaves identically to a $440 one.
Who should avoid Maven
Any algorithmic or EA-based trader — the ban is absolute across MetaTrader 5, cTrader and Match-Trade, with no carve-out. Traders whose profits concentrate into one or two sessions should avoid Instant and Mini specifically, where 20% and 15% consistency tests gate every withdrawal. Traders who expect to draw more than $10,000 a month should look at a firm without a rolling-cap on withdrawals — FundedNext at a 95% split or FundingPips with scaling toward 100% both price the split better. Anyone wanting a long operating record should prefer FTMO over a firm founded in 2023.
FAQ
Does Maven allow EAs?
No. Maven's FAQ states EAs are not permitted under any circumstances across all its platforms, and copy trading from another individual breaches both accounts. The ban is firm-wide rather than per-product: it applies to all 9 products and all 3 platforms.
How much does a $100K Maven challenge cost?
List prices at capture were $380 for the 1-Step, $440 for the 2-Step, $299 for the 3-Step, $380 for Instant, $440 for Mini and $472 for OMO. Two coupons were live — ETERNAL for 10% off and OMO for 40% off OMO products — so the advertised figures on the site were lower than these list prices, and cTrader is priced on a separate ladder.
Is Maven's drawdown static or trailing?
Both, depending on the product. The 2-Step, 3-Step and OMO use static caps of 8%, 3% and 8% from starting balance; the 1-Step, Instant and Mini use trailing caps of 5%, 3% and 3% from your highest equity. Do not assume the mechanic carries across the lineup.
How often can I withdraw from a funded Maven account?
Every 10 business days after your first trade on the 1-Step, 2-Step, 3-Step and OMO, with the challenge fee refunded on the third withdrawal. Total withdrawals are capped at $10,000 per rolling 30-day cycle per trader, and payments via Rise carry a $20 fee.
How high does Maven scale?
Funded starting capital caps at $200,000. From there, profiting 10% over four months (2.5% a month) while processing at least one payout a month earns a 25% account increase, repeatable up to $1,000,000.
What is Maven's Mini account?
A single-payout product with a 24-hour trading window starting at your first trade, a 70% split, a 3% profit threshold to withdraw, a 15% cap on your largest trade as a share of total profit, one open position at a time and a 150-second minimum hold. From $5K up it costs the same as the Standard 2-Step, which pays 80% with no time limit.
Can US residents use Maven?
Maven's pricing cards carry a hidden region-restriction overlay that JavaScript reveals for restricted geographies, so availability varies by country. All 117 pricing cards read at capture on 2026-07-27 carried that overlay, and no country list is published on the 4 accessible pages, so confirm eligibility on the live pricing page before purchase rather than relying on a third-party summary.