There is no public FTMO coupon code to paste in. There is a real discount, and it's already in FTMO's own price list. When we rechecked on 23 Oct 2026 at 08:00 (Riga time, UTC+3), FTMO's 2-Step and 1-Step challenge pages priced the $100,000 account at €439 and €399 instead of the €540 and €499 list fees, with one condition: you can't already have a $100K Challenge active. No code is involved. The deal names the $100,000 Challenge, not the FTMO Instant Account. This page sets out what that deal covers, what it doesn't, and the other ways FTMO's own terms let you pay less.
- FTMO's official pages showed no public discount code when we rechecked on 23 Oct 2026. The saving we could verify is a price shown in FTMO's own pricing data: €439 for the $100K 2-Step (list €540) and €399 for the $100K 1-Step (list €499).
- Both deals apply only "if you don't already have one active". The 2-Step deal is for the FTMO Standard account type only. No other size is discounted, and the FTMO Instant Account has no deal price.
- The 2-Step fee is refunded with your first reward request. The 1-Step fee is not, so the €100 off the 1-Step is the saving you keep.
- The cheapest way to test FTMO is still free: the Free Trial runs 14 days on up to $200,000, as many times as you like, one at a time.
Is there an FTMO discount code right now?
Not a public one. FTMO's 1-Step and 2-Step pages carry no coupon field or advertised code. Their pricing data, which we read directly from the pages on 23 Oct 2026 at 08:00 (Riga time), marks a single tier per product as discounted. The 2-Step tooltip reads: "Special Deal! $100,000 FTMO Challenge (FTMO Standard account only) for €439 – only if you don't already have one active." The 1-Step tooltip reads: "Get your $100,000 Challenge for €399 - valid only if you don't currently have one active." FTMO's own free-trial promo page, read the same day, shows the same €439 offer: "Special Offer! $100,000 Challenge for €439 - only if you don’t already have one active."
FTMO's FAQ ("What is my affiliate code and how do traders use it?", read 23 Oct 2026) describes an Affiliate code field at FTMO Futures checkout, "separate from the Discount field", and says: "The affiliate code does not change the price. It is not a discount code." For FTMO Challenge and FTMO Instant Account referrals it points to affiliate links instead. We found no public FTMO discount code to put in a Discount field. A code you find elsewhere has no FTMO source behind it, so treat it as unverified.
| Offer | Where FTMO shows it | Saving | Code needed? |
|---|---|---|---|
| $100K 2-Step for €439 | 2-Step and 1-Step challenge pages; free-trial promo page | €101 off the €540 list fee (about 19%); Standard account type only; not if you already have one active | No |
| $100K 1-Step for €399 | 2-Step and 1-Step challenge pages | €100 off the €499 list fee (about 20%); not if you already have one active | No |
| FTMO Instant Account | FTMO Instant Account pricing | None: all five tiers carry no discounted price in FTMO's pricing data | No |
| Prime Status discount | FTMO FAQ, "What are the benefits of Prime Status?" | 10% off all new purchases (not the Instant Account), plus one free Challenge of the same size; only after you qualify for Prime Status | No |
The gotcha in that table: an FTMO "deal" without a date can be an old promotion, and we can only source the ones in FTMO's own pricing on the day we read it. Promotions can also differ by storefront locale. We checked FTMO's English pages, so before you count on a saving, check that the reduced price appears on FTMO's own 2-Step or 1-Step pricing on the day you buy.
What the deal does not change
The €439 and €399 prices lower the fee for one account size. Every other size, and every rule, stays the same. These are FTMO's EUR list fees as stored in our dataset (captured 2026-10-20), and they matched FTMO's pricing data when we rechecked on 23 Oct 2026. Accounts are sized in dollars, but FTMO charges the fee in euros.
| Account | 2-Step | 1-Step |
|---|---|---|
| $10K | €89 | €79 |
| $25K | €250 | €199 |
| $50K | €345 | €319 |
| $100K | €540 (€439 deal) | €499 (€399 deal) |
| $200K | €1,080 | €999 |
| Targets | 10% then 5% | 10% |
| Daily / max loss | 5% / 10% static | 3% / 10% end-of-day trailing |
| Starting split | 80% | 90% |
| Fee refunded? | Yes, with the first reward request | No |
The other fixed terms. The 2-Step needs 4 minimum trading days. The 1-Step has a 50% Consistency rule: for accounts from orders created on or after 12 Oct 2026, your best day can't represent more than 50% of total profit, and exceeding it is "not treated as a rule breach" but keeps you from passing or requesting a reward until you're back under (see our FTMO review for FTMO's worked example). On both, you can request a reward on demand from day 14 after your first trade on the funded account. Our data marks news trading, overnight and weekend holding, and EAs as restricted, so read FTMO's rules for your account type before you buy. The 2-Step deal names the FTMO Standard account type only.
Does the FTMO deal apply to the Instant Account?
No, on what FTMO shows. The 2-Step deal tooltip reads: "Special Deal! $100,000 FTMO Challenge (FTMO Standard account only) for €439 – only if you don’t already have one active." The 1-Step tooltip reads: "Get your $100,000 Challenge for €399 - valid only if you don't currently have one active." Both name a $100,000 Challenge. Neither names the FTMO Instant Account, and in the pricing data on FTMO's Instant Account page (read 23 Oct 2026 at 08:00, Riga time) none of the five Instant tiers is flagged as discounted or has a deal price. The $100K Instant tier is listed at €2,999 in our dataset (captured 2026-10-21), the same figure FTMO's pricing data carried on 23 Oct. FTMO's FAQ says the Instant Account fee "is not refundable" and that the 10% Prime Status discount is "not applicable for an FTMO Instant Account". If you want the Instant Account, plan on list price.
The arithmetic that matters more than the deal
On the 2-Step, the deal mostly lowers the money you put at risk. FTMO's FAQ says the 2-Step fee is refunded "once you request your first Reward withdrawal". If you pass and get paid, you get back whatever you paid, €439 or €540. The €101 saving only stays with you if you fail. That still matters: two failed $100K 2-Step attempts at list price cost €1,080, the same as one $200K 2-Step.
On the 1-Step, the €100 saving is permanent, because the fee never comes back. Using our true-cost method (fee ÷ split), the $100K 1-Step needs €554 of gross profit to earn back its €499 list fee at 90%. At €399 that falls to €443. That makes the 1-Step deal the bigger saving in practice. But the 1-Step has a 3% daily limit, a trailing floor and the Best Day rule, so pick the 1-Step for its rules, not for the €40 gap between the two deal prices.
Two limits follow from the wording. The deal covers only the $100K tier: the $50K 2-Step stays at €345 and the $200K at €1,080. And "only if you don't already have one active" means you can't stack two discounted $100K Challenges of the same product at once. FTMO doesn't say whether a reset or a new purchase after a failed attempt qualifies, so check the total at checkout.
How to get the FTMO deal at checkout
We have not completed an FTMO purchase, so these steps are general rather than a screen-by-screen guide:
- Choose the product (2-Step or 1-Step) and the $100,000 size. The deal price shows on that tier in FTMO's own price table.
- On the 2-Step, keep the Standard account type. The deal text names "FTMO Standard account only", so another account type may show the €540 list price.
- Make sure you don't already have an active $100K Challenge of that product, or the condition fails.
- Check that the order total shows €439 or €399 before you pay. FTMO's pricing data also carries this note, on the 1-Step $10K, $25K, $50K and $200K tiers: "Displayed price may has been rounded up. You will be charged the exact non-rounded price. Applies to FTMO Standard accounts only." So a displayed fee can differ slightly from the amount charged. The note isn't attached to the $100K deal tiers, but the total on the final page is the only number that counts.
- Pay attention to currency. The fee is in euros, so a card in another currency adds your bank's conversion.
Other ways FTMO lets you pay less
Start with the Free Trial. FTMO's Free Trial costs nothing. FTMO's trial page, read on 23 Oct 2026, shows it runs 14 days on up to $200,000, with unlimited trials taken one at a time. It runs on MT4, MT5 and cTrader, and ends if you don't trade in the first 7 days. The 1-Step and 2-Step trials use a 5% target instead of 10%, and the 2-Step trial needs 2 minimum days instead of 4. There is also an Instant Account trial, with no profit target and a 30% consistency rule. Passing it doesn't fund you or discount a paid Challenge. Our FTMO Free Trial guide compares the trial rule sets in detail.
Choose the refundable product if you expect to pass. The 2-Step's refund makes its fee a deposit for a trader who reaches the first reward. The 1-Step's lower fee is gone either way. At $50K, for example, that means €345 refundable against €319 not refundable.
Buy the smallest size that tests your strategy. The $10K 2-Step costs €89 and has the same 10% and 5% targets and the same 10% static floor as the $100K. A failed €89 attempt teaches you the rules for a fraction of a $100K fee.
Prime Status, later. FTMO's Premium Programme FAQ ("What are the benefits of Prime Status?", read 23 Oct 2026) lists a 10% discount on all new purchases, "not applicable for an FTMO Instant Account". It also lists one free FTMO Challenge of the same size, provided via FTMO Points, and access to a $400,000 Challenge with a 10% discount. You only get these after you qualify for Prime Status, so they don't help a first purchase.
How it compares with codes we did verify
Three firms on our discount-codes hub advertise a saving. BrightFunded's homepage showed the code HW30 ("Halloween Offer: 30% Off") on 22 Oct 2026, a limited-time offer with no end date published that we haven't verified at checkout; our BrightFunded discount code check has the dated detail. FundingPips lists HELLO for 20% off a first purchase, excluding the $100K account (checked 2026-10-16). FundedNext lists STRTN for up to 33% off the four smallest Stellar accounts (checked 2026-10-16). FTMO's deal works differently: it covers only the $100K account and needs no code. And where BrightFunded's banner states a percentage with no published scope, FTMO's tooltip names the exact tier and price.
FTMO prices in euros, and FundingPips and FundedNext price in dollars. Compare them on rules, not by converting fees. See FTMO vs FundedNext and FTMO vs FundingPips, or the ranking on our cheapest prop firms page.
Who the FTMO deal suits, and who should skip it
It suits a trader who already planned to buy a $100K FTMO Challenge and has none active. On the 1-Step, the €100 is a saving you keep. On the 2-Step, the €101 lowers what you lose if you fail, and the rest comes back with your first reward.
Skip it if you want a 2-Step account type other than Standard, which the deal excludes, or a size other than $100K. Also skip it if you haven't traded FTMO's rules yet. The free trial costs nothing, and a 1-Step breach of the 3% daily limit loses the whole fee, discounted or not.
Verdict
FTMO has no public discount code, and a coupon page offering one has no FTMO source behind it. The real saving on 23 Oct 2026 was FTMO's own $100K price cut: €439 on the 2-Step and €399 on the 1-Step, for buyers with none active. It doesn't extend to the Instant Account. Take the free trial first, then pick the product on its rules. For the full rule breakdown and payout terms, read our FTMO review.
FAQ
What is the current FTMO discount code?
There isn't a public one. On 23 Oct 2026, FTMO's own pages showed no code. They showed a $100K price cut instead: €439 for the 2-Step and €399 for the 1-Step, valid only if you don't already have one active.
Is there an FTMO coupon code or promo code?
We found none on FTMO's official pages. "Coupon code" and "promo code" searches lead to the same $100K price cut, which needs no code.
Does the FTMO deal work on every account size?
No. On 23 Oct 2026 only the $100,000 tier was discounted on each product. The $10K to $50K and $200K tiers were at list price: €89 to €1,080 for the 2-Step and €79 to €999 for the 1-Step.
Do I get the discount back with the refund?
The 2-Step refund returns what you paid, with your first reward request. If you paid €439, you get €439 back, not €540. FTMO's FAQ says the 1-Step and the Instant Account fees are not refundable.
Is the FTMO Free Trial really free?
Yes. FTMO's Free Trial costs €0, lasts 14 days and can be repeated one at a time. It doesn't lead to a funded account. Our prop firm free trial guide compares it with other firms' trials.
Does the FTMO deal apply to the Instant Account?
Not on what FTMO shows. Both deal tooltips name a $100,000 Challenge, and the Instant Account tiers in FTMO's pricing data carry no discounted price. The Instant Account fee is not refundable, and the 10% Prime Status discount excludes it.