Compare 7 current products across 7 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Data-driven comparison · checked Aug 28, 2026
We track 2 FTMO products and 5 from FundingPips that pass the 30-day source-freshness gate, last verified 2026-08-28. FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
The table above compares the two firms. This one compares the products you actually buy — 7 of them, each with its own price, split, drawdown rule and source date.
We track 2 FTMO products and 5 from FundingPips that pass the 30-day source-freshness gate, last verified 2026-08-28.
FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FTMO's own products disagree on 12 terms. On evaluation steps it is 1-step on FTMO Challenge: 1-Step, versus 2-step on FTMO Challenge: 2-Step. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €79Published fee (EUR) | €88at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €89Published fee (EUR) | €111at 80% split | — | — |
| 2 Step ProFundingPips · One-time · 80% split | $55One-time fee | $69at 80% split | 0.11vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $88One-time fee | $93at 95% split | 0.19vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 85% split | $99One-time fee | $116at 85% split | 0.10vs 12% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €199Published fee (EUR) | €221at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €250Published fee (EUR) | €313at 80% split | — | — |
| 2 Step ProFundingPips · One-time · 80% split | $134One-time fee | $168at 80% split | 0.11vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $188One-time fee | $198at 95% split | 0.16vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 85% split | $210One-time fee | $247at 85% split | 0.08vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €319Published fee (EUR) | €354at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €345Published fee (EUR) | €431at 80% split | — | — |
| 2 Step ProFundingPips · One-time · 80% split | $224One-time fee | $280at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $244One-time fee | $257at 95% split | 0.10vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 85% split | $322One-time fee | $379at 85% split | 0.06vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €499Published fee (EUR) | €554at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €540Published fee (EUR) | €675at 80% split | — | — |
| 2 Step ProFundingPips · One-time · 80% split | $422One-time fee | $528at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $444One-time fee | $467at 95% split | 0.09vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 85% split | $566One-time fee | $666at 85% split | 0.06vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FTMO offers EUR one-time; FundingPips offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €999Published fee (EUR) | €1,110at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €1,080Published fee (EUR) | €1,350at 80% split | — | — |
| 2 Step ProFundingPips · One-time · 80% split | $844One-time fee | $1,055at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $888One-time fee | $935at 95% split | 0.09vs 5% trailing max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 12 of 16 rows split this way in this matchup.
| Term | FTMO | FundingPips |
|---|---|---|
| Evaluation steps | 1-stepFTMO Challenge: 1-Step 2-stepFTMO Challenge: 2-Step | 2-step2 Step Flex, 2 Step Pro, 2 Step Standard 1-step1 Step Flex Instant fundingFundingPips Zero |
| Profit split | 80%FTMO Challenge: 2-Step 90%FTMO Challenge: 1-Step | Not published2 Step Flex, 2 Step Standard 80%2 Step Pro 85%1 Step Flex 95%FundingPips Zero |
| Drawdown method | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero |
| Daily loss cap | 3%FTMO Challenge: 1-Step 5%FTMO Challenge: 2-Step | 3%1 Step Flex, 2 Step Pro, FundingPips Zero 4%2 Step Flex 5%2 Step Standard |
| Max loss cap | 10% | 12%1 Step Flex, 2 Step Flex 10%2 Step Standard 5%FundingPips Zero 6%2 Step Pro |
| Funded drawdown | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero |
| Min trading days | 4FTMO Challenge: 2-Step NoneFTMO Challenge: 1-Step | 01 Step Flex 12 Step Flex 22 Step Pro 32 Step Standard NoneFundingPips Zero |
| Max trading dayssame | Unlimited | Unlimited |
| Consistency rule | 50%FTMO Challenge: 1-Step None publishedFTMO Challenge: 2-Step | None published1 Step Flex, 2 Step Flex, 2 Step Pro 15%FundingPips Zero 35%2 Step Standard |
| First payout after | 14 days | 14 days1 Step Flex, 2 Step Flex, FundingPips Zero 7 days2 Step Pro Not published2 Step Standard |
| Payout frequency | On demand | Bi-weekly1 Step Flex, 2 Step Flex, FundingPips Zero Not published2 Step Standard Weekly2 Step Pro |
| News trading | Conditional | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero |
| Weekend holding | Conditional | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero |
| Overnight holding | Conditional | Allowed |
| EAs / algossame | Conditional | Conditional |
| Copy trading | Not published | Conditional |
FundingPips added monthly 100% cycles and changed minimum days
The largest split is not the fastest or least restrictive route. At checkout, compare the weekly or bi-weekly cycle with the monthly consistency, profitable-day and Striking System conditions, and verify which minimum-day rule applies to the account creation date.
FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
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