Compare 8 current products across 2 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Oct 6, 2026
We track 6 OFP Funding products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. These firms sell different instruments — OFP Funding runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. OFP Funding offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 8 source-checked products available here, each with its own fees, split, drawdown and date.
We track 6 OFP Funding products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. These firms sell different instruments — OFP Funding runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
OFP Funding offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
OFP Funding's own products disagree on 6 terms. On daily loss cap it is 3% on Instant Classic (3% daily / 6% max drawdown) and Instant Lite (3% daily / 5% max) and Instant Plus (3% daily / 5% max drawdown), versus 5% on Instant Classic (5% daily / 10% max drawdown) and Instant Lite (5% daily / 10% max) and Instant Plus (5% daily / 10% max drawdown). Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
OFP Funding offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | 0.05vs $2,000 tier max loss | — |
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $150One-time fee | $188at 80% split | 0.07vs 5% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $175One-time fee | $219at 80% split | 0.07vs 6% max DD | 1 |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $190One-time fee | $238at 80% split | 0.05vs 10% max DD | 1 |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | 0.11vs $2,000 tier max loss | — |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $220One-time fee | $275at 80% split | 0.06vs 10% max DD | 1 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $350One-time fee | $438at 80% split | 0.17vs 5% max DD | 1 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $440One-time fee | $550at 80% split | 0.11vs 10% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
OFP Funding offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | 0.06vs $3,000 tier max loss | — |
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $200One-time fee | $250at 80% split | 0.05vs 5% max DD | 1 |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | 0.09vs $3,000 tier max loss | — |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $250One-time fee | $313at 80% split | 0.03vs 10% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $335One-time fee | $419at 80% split | 0.07vs 6% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $420One-time fee | $525at 80% split | 0.05vs 10% max DD | 1 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $670One-time fee | $838at 80% split | 0.17vs 5% max DD | 1 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $840One-time fee | $1,050at 80% split | 0.10vs 10% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 6 of 16 rows split this way in this matchup.
| Term | OFP Funding | Topstep |
|---|---|---|
| Evaluation steps | Instant funding | 1-step |
| Profit split | 80% | 90% |
| Drawdown method | Static | EOD trailing |
| Daily loss cap | 3%Instant Classic (3% daily / 6% max drawdown), Instant Lite (3% daily / 5% max), Instant Plus (3% daily / 5% max drawdown) 5%Instant Classic (5% daily / 10% max drawdown), Instant Lite (5% daily / 10% max), Instant Plus (5% daily / 10% max drawdown) | Not published |
| Max loss cap | 10%Instant Classic (5% daily / 10% max drawdown), Instant Lite (5% daily / 10% max), Instant Plus (5% daily / 10% max drawdown) 5%Instant Lite (3% daily / 5% max), Instant Plus (3% daily / 5% max drawdown) 6%Instant Classic (3% daily / 6% max drawdown) | Fixed $ per tier |
| Funded drawdown | Static | EOD trailing |
| Min trading days | 5Instant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) 0Instant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown) | Unverified |
| Max trading days | UnverifiedInstant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) 30Instant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max) | Unverified |
| Consistency rule | Unverified | 55% |
| First payout after | 14 daysInstant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) Not publishedInstant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max) | Not published |
| Payout frequency | Bi-weeklyInstant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) MonthlyInstant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max) | On demand |
| News tradingsame | Conditional | Conditional |
| Weekend holding | Not published | Not allowed |
| Overnight holding | Not published | Not allowed |
| EAs / algossame | Conditional | Conditional |
| Copy trading | Not allowed | Conditional |
Topstep now publishes a 55% Combine consistency target
Use 55% for the Combine objective. The separate XFA Consistency payout route remains 40% with three trading days. October 6 is our observation date, not an established effective date; minimum-day descriptions still conflict.
Correction: Topstep payout eligibility is not a three-calendar-day transfer
TFH removed the single calendar-day payout figure, corrected the No Activation Fee path's blanket automation permissions and added the published dollar loss limits per tier. Fee-recovery tables now use those tier limits. These are corrections to our representation, not a proven September change to all Topstep terms. Eligibility still depends on personal circumstances.
Topstep still gives different minimum-day descriptions
Check the applicable Combine consistency requirement and obtain clarification before planning a one-day pass. The six monthly prices were separately verified; this unresolved rule does not establish a price change or a new account restriction.
OFP Funding's current selector does not map a stable price ladder to every model
Keep OFP Funding's last structured product capture dated 27 July 2026. Compare rules as dated material only, then verify the model, account size, billing and final checkout total directly before paying.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
Rating suppressed by Trustpilot
Trustpilot's notice on this profile reads: “This company's rating is unavailable due to a breach of our guidelines.”
Check OFP Funding on TrustpilotThese links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
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