Compare 16 current products across 8 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Oct 14, 2026
We track 10 FXIFY products and 6 from OFP Funding that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-14. OFP Funding is cheaper to funded at 6 of the 6 directly comparable tiers. At $5K, the cheapest verified route is Instant Classic (3% daily / 6% max drawdown) at $35 (One-time fee), which needs $44 of profit at a 80% split before the fee is back in your pocket.
Compare the 16 source-checked products available here, each with its own fees, split, drawdown and date.
We track 10 FXIFY products and 6 from OFP Funding that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-14.
OFP Funding is cheaper to funded at 6 of the 6 directly comparable tiers. At $5K, the cheapest verified route is Instant Classic (3% daily / 6% max drawdown) at $35 (One-time fee), which needs $44 of profit at a 80% split before the fee is back in your pocket.
FXIFY's own products disagree on 16 terms. On evaluation steps it is 1-step on One Phase and Lightning Challenge and Crypto Standard (1 Step), versus 2-step on Two Phase Classic and Two Phase Standard and Two Phase Pro, versus instant funding on Instant Funding Standard and Instant Funding Lite and Crypto Instant Funding, versus 3-step on Three Phase. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
OFP Funding is cheaper within the shared USD one-time class: Instant Classic (3% daily / 6% max drawdown) at $35 — $4 less than FXIFY's cheapest route at this tier (Three Phase, $39) — 10% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $35One-time fee | $44at 80% split | 0.15vs 6% max DD | 1 |
| Three PhaseFXIFY · One-time · 80% split | $39One-time fee | $49at 80% split | 0.20vs 5% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $45One-time fee | $56at 80% split | 0.11vs 10% max DD | 2 |
| One PhaseFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.25vs 6% trailing max DD | 2 |
| Two Phase ClassicFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 10% max DD | 2 |
| Two Phase StandardFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 10% trailing max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.25vs 6% trailing max DD | 2 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $70One-time fee | $88at 80% split | 0.35vs 5% max DD | 2 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $90One-time fee | $113at 80% split | 0.23vs 10% max DD | 3 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $125One-time fee | $156at 80% split | 0.52vs 6% trailing max DD | 4 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
OFP Funding is cheaper within the shared USD one-time class: Instant Lite (3% daily / 5% max) at $35 — $24 less than FXIFY's cheapest route at this tier (Three Phase, $59) — 41% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $35One-time fee | $44at 80% split | 0.09vs 5% max DD | 1 |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $50One-time fee | $63at 80% split | 0.06vs 10% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $55One-time fee | $69at 80% split | 0.11vs 6% max DD | 1 |
| Three PhaseFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 5% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $70One-time fee | $88at 80% split | 0.09vs 10% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $89One-time fee | $111at 80% split | 0.19vs 6% trailing max DD | 2 |
| Two Phase ClassicFXIFY · One-time · 80% split | $89One-time fee | $111at 80% split | 0.11vs 10% max DD | 2 |
| Two Phase StandardFXIFY · One-time · 80% split | $89One-time fee | $111at 80% split | 0.11vs 10% trailing max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $99One-time fee | $124at 80% split | 0.21vs 6% trailing max DD | 2 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $110One-time fee | $138at 80% split | 0.28vs 5% max DD | 2 |
| Two Phase ProFXIFY · One-time · 80% split | $129One-time fee | $161at 80% split | 0.20vs 8% max DD | 2 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $140One-time fee | $175at 80% split | 0.17vs 10% max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $250One-time fee | $313at 80% split | 0.52vs 6% trailing max DD | 4 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
OFP Funding is cheaper within the shared USD one-time class: Instant Lite (3% daily / 5% max) at $75 — $74 less than FXIFY's cheapest route at this tier (Three Phase, $149) — 50% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $75One-time fee | $94at 80% split | 0.07vs 5% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $90One-time fee | $113at 80% split | 0.07vs 6% max DD | 1 |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $95One-time fee | $119at 80% split | 0.05vs 10% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $110One-time fee | $138at 80% split | 0.06vs 10% max DD | 1 |
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $180One-time fee | $225at 80% split | 0.18vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $220One-time fee | $275at 80% split | 0.11vs 10% max DD | 2 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $525One-time fee | $656at 80% split | 0.44vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
OFP Funding is cheaper within the shared USD one-time class: Instant Lite (3% daily / 5% max) at $150 — $99 less than FXIFY's cheapest route at this tier (Three Phase, $249) — 40% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $150One-time fee | $188at 80% split | 0.07vs 5% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $175One-time fee | $219at 80% split | 0.07vs 6% max DD | 1 |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $190One-time fee | $238at 80% split | 0.05vs 10% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $220One-time fee | $275at 80% split | 0.06vs 10% max DD | 1 |
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $350One-time fee | $438at 80% split | 0.17vs 5% max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $440One-time fee | $550at 80% split | 0.11vs 10% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $499One-time fee | $624at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
OFP Funding is cheaper within the shared USD one-time class: Instant Lite (3% daily / 5% max) at $200 — $199 less than FXIFY's cheapest route at this tier (Three Phase, $399) — 50% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $200One-time fee | $250at 80% split | 0.05vs 5% max DD | 1 |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $250One-time fee | $313at 80% split | 0.03vs 10% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $335One-time fee | $419at 80% split | 0.07vs 6% max DD | 1 |
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $420One-time fee | $525at 80% split | 0.05vs 10% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $670One-time fee | $838at 80% split | 0.17vs 5% max DD | 1 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $840One-time fee | $1,050at 80% split | 0.10vs 10% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $1,999One-time fee | $2,499at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
OFP Funding is cheaper within the shared USD one-time class: Instant Lite (3% daily / 5% max) at $390 — $409 less than FXIFY's cheapest route at this tier (Three Phase, $799) — 51% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Instant Lite (3% daily / 5% max)OFP Funding · One-time · 80% split | $390One-time fee | $488at 80% split | 0.05vs 5% max DD | 1 |
| Instant Lite (5% daily / 10% max)OFP Funding · One-time · 80% split | $490One-time fee | $613at 80% split | 0.03vs 10% max DD | 1 |
| Instant Classic (3% daily / 6% max drawdown)OFP Funding · One-time · 80% split | $665One-time fee | $831at 80% split | 0.07vs 6% max DD | 1 |
| Three PhaseFXIFY · One-time · 80% split | $799One-time fee | $999at 80% split | 0.10vs 5% max DD | 1 |
| Instant Classic (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $830One-time fee | $1,038at 80% split | 0.05vs 10% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $1,049One-time fee | $1,311at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $1,049One-time fee | $1,311at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $1,099One-time fee | $1,374at 80% split | 0.09vs 8% max DD | 1 |
| Instant Plus (3% daily / 5% max drawdown)OFP Funding · One-time · 80% split | $1,330One-time fee | $1,663at 80% split | 0.17vs 5% max DD | 1 |
| Instant Plus (5% daily / 10% max drawdown)OFP Funding · One-time · 80% split | $1,660One-time fee | $2,075at 80% split | 0.10vs 10% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | FXIFY | OFP Funding |
|---|---|---|
| Evaluation steps | 1-stepOne Phase, Lightning Challenge, Crypto Standard (1 Step) 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro Instant fundingInstant Funding Standard, Instant Funding Lite, Crypto Instant Funding 3-stepThree Phase | Instant funding |
| Profit split | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge | 80% |
| Drawdown method | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | Static |
| Daily loss cap | 3%One Phase, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard | 3%Instant Classic (3% daily / 6% max drawdown), Instant Lite (3% daily / 5% max), Instant Plus (3% daily / 5% max drawdown) 5%Instant Classic (5% daily / 10% max drawdown), Instant Lite (5% daily / 10% max), Instant Plus (5% daily / 10% max drawdown) |
| Max loss cap | 6%One Phase, Crypto Standard (1 Step), Crypto Instant Funding 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase | 10%Instant Classic (5% daily / 10% max drawdown), Instant Lite (5% daily / 10% max), Instant Plus (5% daily / 10% max drawdown) 5%Instant Lite (3% daily / 5% max), Instant Plus (3% daily / 5% max drawdown) 6%Instant Classic (3% daily / 6% max drawdown) |
| Funded drawdown | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase | Static |
| Min trading days | 5One Phase, Three Phase, Instant Funding Lite UnverifiedTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge 4Crypto Standard (1 Step) 7Crypto Instant Funding | 5Instant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) 0Instant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown) |
| Max trading days | UnverifiedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding 5Lightning Challenge | UnverifiedInstant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) 30Instant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max) |
| Consistency rule | UnverifiedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Crypto Standard (1 Step) 25%Two Phase Classic, Crypto Instant Funding 20%Instant Funding Lite 30%Lightning Challenge | Unverified |
| First payout after | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge | 14 daysInstant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) Not publishedInstant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max) |
| Payout frequency | Bi-weeklyInstant Funding Standard, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not publishedTwo Phase Pro, Instant Funding Lite | Bi-weeklyInstant Classic (3% daily / 6% max drawdown), Instant Classic (5% daily / 10% max drawdown), Instant Plus (3% daily / 5% max drawdown), Instant Plus (5% daily / 10% max drawdown) MonthlyInstant Lite (3% daily / 5% max), Instant Lite (5% daily / 10% max) |
| News trading | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge ConditionalCrypto Standard (1 Step), Crypto Instant Funding | Conditional |
| Weekend holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding Not allowedInstant Funding Standard, Instant Funding Lite | Not published |
| Overnight holding | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding | Not published |
| EAs / algos | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding | Conditional |
| Copy trading | Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase | Not allowed |
OFP Funding's current selector does not map a stable price ladder to every model
Keep OFP Funding's last structured product capture dated 27 July 2026. Compare rules as dated material only, then verify the model, account size, billing and final checkout total directly before paying.
FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison now uses the current read-only checkout ladder: 54 tiers across 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$85/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
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Check OFP Funding on TrustpilotThese links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
14 current products · 11 first-party source pages · checked Oct 14, 2026
Open comparison20 current products · 13 first-party source pages · checked Oct 14, 2026
Open comparison16 current products · 7 first-party source pages · checked Oct 14, 2026
Open comparison10 current products · 5 first-party source pages · checked Oct 14, 2026
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