Compare 7 current products across 6 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Sep 29, 2026
We track 5 FundingPips products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-06. These firms sell different instruments — FundingPips runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. FundingPips offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 7 source-checked products available here, each with its own fees, split, drawdown and date.
We track 5 FundingPips products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-06. These firms sell different instruments — FundingPips runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
FundingPips offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FundingPips's own products disagree on 12 terms. On evaluation steps it is 2-step on 2 Step Flex and 2 Step Pro and 2 Step Standard, versus 1-step on 1 Step Flex, versus instant funding on FundingPips Zero. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FundingPips offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | 0.05vs $2,000 tier max loss | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | 0.11vs $2,000 tier max loss | — |
| 2 Step ProFundingPips · One-time · 80% split | $224One-time fee | $280at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $244One-time fee | $257at 95% split | 0.10vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $322One-time fee | $403at 80% split | 0.07vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | 0.06vs $3,000 tier max loss | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | 0.09vs $3,000 tier max loss | — |
| 2 Step ProFundingPips · One-time · 80% split | $422One-time fee | $528at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $444One-time fee | $467at 95% split | 0.09vs 5% trailing max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $566One-time fee | $708at 80% split | 0.06vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 12 of 16 rows split this way in this matchup.
| Term | FundingPips | Topstep |
|---|---|---|
| Evaluation steps | 2-step2 Step Flex, 2 Step Pro, 2 Step Standard 1-step1 Step Flex Instant fundingFundingPips Zero | 1-step |
| Profit split | 80%1 Step Flex, 2 Step Pro Not published2 Step Flex, 2 Step Standard 95%FundingPips Zero | 90% |
| Drawdown method | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero | EOD trailing |
| Daily loss cap | 3%1 Step Flex, 2 Step Pro, FundingPips Zero 4%2 Step Flex 5%2 Step Standard | Not published |
| Max loss cap | 12%1 Step Flex, 2 Step Flex 10%2 Step Standard 5%FundingPips Zero 6%2 Step Pro | Fixed $ per tier |
| Funded drawdown | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero | EOD trailing |
| Min trading days | 01 Step Flex 12 Step Flex 22 Step Pro 32 Step Standard UnverifiedFundingPips Zero | Unverified |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | Unverified1 Step Flex, 2 Step Flex, 2 Step Pro 15%FundingPips Zero 35%2 Step Standard | 55% |
| First payout after | 14 days1 Step Flex, 2 Step Flex, FundingPips Zero 7 days2 Step Pro Not published2 Step Standard | Not published |
| Payout frequency | Bi-weekly1 Step Flex, 2 Step Flex, FundingPips Zero Not published2 Step Standard Weekly2 Step Pro | On demand |
| News trading | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero | Conditional |
| Weekend holding | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero | Not allowed |
| Overnight holding | Allowed | Not allowed |
| EAs / algossame | Conditional | Conditional |
| Copy tradingsame | Conditional | Conditional |
Topstep now publishes a 55% Combine consistency target
Use 55% for the Combine objective. The separate XFA Consistency payout route remains 40% with three trading days. October 6 is our observation date, not an established effective date; minimum-day descriptions still conflict.
Correction: Topstep payout eligibility is not a three-calendar-day transfer
TFH removed the single calendar-day payout figure, corrected the No Activation Fee path's blanket automation permissions and added the published dollar loss limits per tier. Fee-recovery tables now use those tier limits. These are corrections to our representation, not a proven September change to all Topstep terms. Eligibility still depends on personal circumstances.
Topstep still gives different minimum-day descriptions
Check the applicable Combine consistency requirement and obtain clarification before planning a one-day pass. The six monthly prices were separately verified; this unresolved rule does not establish a price change or a new account restriction.
FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.
FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
9 current products · 9 first-party source pages · checked Sep 29, 2026
Open comparison10 current products · 9 first-party source pages · checked Oct 14, 2026
Open comparison5 current products · 2 first-party source pages · checked Oct 14, 2026
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
