Compare 10 current products across 8 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Built from product captures checked Oct 19, 2026
Pick FundingPips if…
Pick The5ers if…
| Fact | FundingPips | The5ers |
|---|---|---|
| Our score | 8.7/10 | 8/10 |
| Lowest $100K fee | $422 (2 Step Pro) | $300 (Bootcamp, incl. $205 activation) |
| Base split | 80–95% | 75–80% |
| Max loss | 5–12% | 5–10% |
| Earliest first payout | Day 7 (2 Step Pro) | Day 14 (High Stakes (New)) |
| Platforms | MT5 · cTrader · Match-Trader | MT5 · cTrader · TradingView |
Available product sources · earliest check Oct 19, 2026
We track 5 FundingPips products and 5 from The5ers that pass the 30-day source-freshness gate; source checks range from 2026-10-19 to 2026-10-20. FundingPips is cheaper to funded at 4 of the 5 directly comparable tiers. At $5K, the cheapest verified route is 2 Step Pro at $29 (One-time fee), which needs $36 of profit at a 80% split before the fee is back in your pocket.
Compare the 10 source-checked products available here, each with its own fees, split, drawdown and date.
We track 5 FundingPips products and 5 from The5ers that pass the 30-day source-freshness gate; source checks range from 2026-10-19 to 2026-10-20.
FundingPips is cheaper to funded at 4 of the 5 directly comparable tiers. At $5K, the cheapest verified route is 2 Step Pro at $29 (One-time fee), which needs $36 of profit at a 80% split before the fee is back in your pocket.
FundingPips' own products disagree on 12 terms. On evaluation steps it is 2-step on 2 Step Flex and 2 Step Pro and 2 Step Standard, versus 1-step on 1 Step Flex, versus instant funding on FundingPips Zero. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $29 — $6 less than The5ers' cheapest route at this tier (High Stakes (New), $35) — 17% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $29One-time fee | $36at 80% split | 0.12vs 6% max DD | 1 |
| High Stakes (New)The5ers · One-time · 80% split | $35One-time fee | $44at 80% split | 0.09vs 10% max DD | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $39One-time fee | $49at 80% split | 0.10vs 10% max DD | 1 |
| Pro GrowthThe5ers · One-time · 75% split | $52One-time fee | $69at 75% split | 0.23vs 6% max DD | 2 |
| 1 Step FlexFundingPips · One-time · 80% split | $59One-time fee | $74at 80% split | 0.12vs 12% max DD | 2 |
| FundingPips ZeroFundingPips · One-time · 95% split | $60One-time fee | $63at 95% split | 0.25vs 5% trailing max DD | 2 |
| Hyper GrowthThe5ers · One-time · 75% split | $260One-time fee | $347at 75% split | 1.16vs 6% max DD | 7 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $55 — $14 less than The5ers' cheapest route at this tier (High Stakes (New), $69) — 20% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $55One-time fee | $69at 80% split | 0.11vs 6% max DD | 1 |
| High Stakes (New)The5ers · One-time · 80% split | $69One-time fee | $86at 80% split | 0.09vs 10% max DD | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $78One-time fee | $98at 80% split | 0.10vs 10% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $88One-time fee | $93at 95% split | 0.19vs 5% trailing max DD | 1 |
| Pro GrowthThe5ers · One-time · 75% split | $98One-time fee | $131at 75% split | 0.22vs 6% max DD | 2 |
| 1 Step FlexFundingPips · One-time · 80% split | $99One-time fee | $124at 80% split | 0.10vs 12% max DD | 2 |
| Hyper GrowthThe5ers · One-time · 75% split | $450One-time fee | $600at 75% split | 1.00vs 6% max DD | 6 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $134 — $42 less than The5ers' cheapest route at this tier (High Stakes (New), $176) — 24% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $134One-time fee | $168at 80% split | 0.11vs 6% max DD | 1 |
| High Stakes (New)The5ers · One-time · 80% split | $176One-time fee | $220at 80% split | 0.09vs 10% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $188One-time fee | $198at 95% split | 0.16vs 5% trailing max DD | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $195One-time fee | $244at 80% split | 0.10vs 10% max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $210One-time fee | $263at 80% split | 0.09vs 12% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $224 — $25 less than The5ers' cheapest route at this tier (High Stakes (New), $249) — 10% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $224One-time fee | $280at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $244One-time fee | $257at 95% split | 0.10vs 5% trailing max DD | 1 |
| High Stakes (New)The5ers · One-time · 80% split | $249One-time fee | $311at 80% split | 0.08vs $4,000 tier max loss | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $279One-time fee | $349at 80% split | 0.09vs $4,000 tier max loss | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $322One-time fee | $403at 80% split | 0.07vs 12% max DD | 1 |
| Pro GrowthThe5ers · One-time · 75% split | $329One-time fee | $439at 75% split | 0.15vs 6% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
The5ers is cheaper within the shared USD one-time class: High Stakes (New) at $405 — $17 less than FundingPips' cheapest route at this tier (2 Step Pro, $422) — 4% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| High Stakes (New)The5ers · One-time · 80% split | $405One-time fee | $506at 80% split | 0.06vs $8,000 tier max loss | 1 |
| 2 Step ProFundingPips · One-time · 80% split | $422One-time fee | $528at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $444One-time fee | $467at 95% split | 0.09vs 5% trailing max DD | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $455One-time fee | $569at 80% split | 0.07vs $8,000 tier max loss | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $566One-time fee | $708at 80% split | 0.06vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 12 of 16 rows split this way in this matchup.
| Term | FundingPips | The5ers |
|---|---|---|
| Evaluation steps | 2-step2 Step Flex, 2 Step Pro, 2 Step Standard 1-step1 Step Flex Instant fundingFundingPips Zero | 1-stepPro Growth, Hyper Growth 2-stepHigh Stakes (New), High Stakes (Classic) 3-stepBootcamp |
| Profit split | 80%1 Step Flex, 2 Step Pro Not published2 Step Flex, 2 Step Standard 95%FundingPips Zero | 75%Pro Growth, Hyper Growth 80%High Stakes (New), High Stakes (Classic) Not publishedBootcamp |
| Drawdown method | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero | Static |
| Daily loss cap | 3%1 Step Flex, 2 Step Pro, FundingPips Zero 4%2 Step Flex 5%2 Step Standard | 3%Pro Growth, Hyper Growth 5%High Stakes (New), High Stakes (Classic) Not publishedBootcamp |
| Max loss cap | 12%1 Step Flex, 2 Step Flex 10%2 Step Standard 5%FundingPips Zero 6%2 Step Pro | 10%High Stakes (New), High Stakes (Classic) 6%Pro Growth, Hyper Growth 5%Bootcamp |
| Funded drawdown | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero | Static |
| Min trading days | 01 Step Flex, 2 Step Pro 12 Step Flex 32 Step Standard UnverifiedFundingPips Zero | 3High Stakes (New), High Stakes (Classic), Pro Growth 0Hyper Growth UnverifiedBootcamp |
| Max trading days | Unverified | Unlimited |
| Consistency rule | Unverified1 Step Flex, 2 Step Flex, 2 Step Pro 15%FundingPips Zero 35%2 Step Standard | Unverified |
| First payout after | 14 days1 Step Flex, 2 Step Flex, FundingPips Zero 7 days2 Step Pro Not published2 Step Standard | 14 days |
| Payout frequency | Bi-weekly1 Step Flex, 2 Step Flex, FundingPips Zero Not published2 Step Standard Weekly2 Step Pro | Bi-weekly |
| News trading | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero | Conditional |
| Weekend holding | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero | Allowed |
| Overnight holdingsame | Allowed | Allowed |
| EAs / algossame | Conditional | Conditional |
| Copy trading | Conditional | Not allowed |
FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.
FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
