Compare 6 current products across 5 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Sep 29, 2026
We track 4 FundedNext products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-06. These firms sell different instruments — FundedNext runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. FundedNext offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Compare the 6 source-checked products available here, each with its own fees, split, drawdown and date.
We track 4 FundedNext products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-06. These firms sell different instruments — FundedNext runs CFD products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.
FundedNext offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FundedNext's own products disagree on 9 terms. On evaluation steps it is 2-step on Stellar 2-Step and Stellar Lite, versus 1-step on Stellar 1-Step, versus instant funding on Stellar Instant. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FundedNext offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $951 month, no activation fee | $106at 90% split | 0.05vs $2,000 tier max loss | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $1981 month + $149 activation | $220at 90% split | 0.11vs $2,000 tier max loss | — |
| Stellar LiteFundedNext · One-time · 80% split | $230One-time fee | $287at 80% split | 0.07vs 8% max DD | 1 |
| Stellar 2-StepFundedNext · One-time · 80% split | $300One-time fee | $375at 80% split | 0.07vs 10% max DD | 1 |
| Stellar 1-StepFundedNext · One-time · 80% split | $330One-time fee | $412at 80% split | 0.14vs 6% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundedNext offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split | $1491 month, no activation fee | $166at 90% split | 0.06vs $3,000 tier max loss | — |
| Trading Combine - Standard PathTopstep · Monthly · 90% split | $2481 month + $149 activation | $276at 90% split | 0.09vs $3,000 tier max loss | — |
| Stellar LiteFundedNext · One-time · 80% split | $400One-time fee | $500at 80% split | 0.06vs 8% max DD | 1 |
| Stellar 2-StepFundedNext · One-time · 80% split | $550One-time fee | $687at 80% split | 0.07vs 10% max DD | 1 |
| Stellar 1-StepFundedNext · One-time · 80% split | $570One-time fee | $712at 80% split | 0.12vs 6% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 9 of 16 rows split this way in this matchup.
| Term | FundedNext | Topstep |
|---|---|---|
| Evaluation steps | 2-stepStellar 2-Step, Stellar Lite 1-stepStellar 1-Step Instant fundingStellar Instant | 1-step |
| Profit split | 80%Stellar 2-Step, Stellar 1-Step, Stellar Lite 70%Stellar Instant | 90% |
| Drawdown method | StaticStellar 2-Step, Stellar 1-Step, Stellar Lite TrailingStellar Instant | EOD trailing |
| Daily loss cap | 3%Stellar 1-Step 4%Stellar Lite 5%Stellar 2-Step Not publishedStellar Instant | Not published |
| Max loss cap | 6%Stellar 1-Step, Stellar Instant 10%Stellar 2-Step 8%Stellar Lite | Fixed $ per tier |
| Funded drawdown | StaticStellar 2-Step, Stellar 1-Step, Stellar Lite TrailingStellar Instant | EOD trailing |
| Min trading days | 5Stellar 2-Step, Stellar Lite 0Stellar Instant 2Stellar 1-Step | Unverified |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | Unverified | 55% |
| First payout after | 21 daysStellar 2-Step, Stellar Lite 0 daysStellar Instant 5 daysStellar 1-Step | Not published |
| Payout frequency | Bi-weeklyStellar 2-Step, Stellar Lite On demandStellar Instant WeeklyStellar 1-Step | On demand |
| News tradingsame | Conditional | Conditional |
| Weekend holding | Allowed | Not allowed |
| Overnight holding | Allowed | Not allowed |
| EAs / algossame | Conditional | Conditional |
| Copy tradingsame | Conditional | Conditional |
Topstep now publishes a 55% Combine consistency target
Use 55% for the Combine objective. The separate XFA Consistency payout route remains 40% with three trading days. October 6 is our observation date, not an established effective date; minimum-day descriptions still conflict.
Correction: Topstep payout eligibility is not a three-calendar-day transfer
TFH removed the single calendar-day payout figure, corrected the No Activation Fee path's blanket automation permissions and added the published dollar loss limits per tier. Fee-recovery tables now use those tier limits. These are corrections to our representation, not a proven September change to all Topstep terms. Eligibility still depends on personal circumstances.
Topstep still gives different minimum-day descriptions
Check the applicable Combine consistency requirement and obtain clarification before planning a one-day pass. The six monthly prices were separately verified; this unresolved rule does not establish a price change or a new account restriction.
FundedNext Stellar Instant prices now include cents
The comparison now preserves the cents shown by FundedNext. Confirm the final standard or swap-free price and any optional add-on in checkout before paying.
Correction: Stellar 1-Step forex leverage is 1:30, not 1:100
Do not size a Stellar 1-Step position using the 1:100 figure for Stellar 2-Step or Lite. Recheck required margin for the exact programme; leverage does not increase its loss limits. This rule check did not refresh product prices.
FundedNext's EA article limits automation to accounts below $50,000
Buying an EA add-on is not universal permission to automate. Check the exact account size and programme. The article gives no effective date or existing-account exemption; the product price captures have not been refreshed.
FundedNext's general and Instant EA articles differ in account-size detail
Confirm how the general size rule applies before automating a scaled Instant account. An omitted limit in one article is not proof of an exception; retain the written answer for the exact programme and account size.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
9 current products · 9 first-party source pages · checked Sep 29, 2026
Open comparison9 current products · 8 first-party source pages · checked Oct 14, 2026
Open comparison5 current products · 2 first-party source pages · checked Oct 14, 2026
Open comparison6 current products · 2 first-party source pages · checked Oct 14, 2026
Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
