FTMO vs The5ers (2026): 2 vs 5 Products
Compare 7 current products across 5 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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FTMO vs The5ers: which to pick
Built from product captures checked Oct 20, 2026
Pick FTMO if…
- you trade on MT4: FTMO supports it; The5ers lists MT5, cTrader, TradingView
Pick The5ers if…
- you hold trades overnight or over the weekend: The5ers allows both; FTMO restricts both
- you want a one-step with a fixed floor: Pro Growth's 6% max loss is static; FTMO 1-Step trails at end of day
| Fact | FTMO | The5ers |
|---|---|---|
| Our score | 9.2/10 | 8/10 |
| Lowest $100K fee | €499 (1-Step) | $300 (Bootcamp, incl. $205 activation) |
| Base split | 80–90% | 75–80% |
| Max loss | 10% | 5–10% |
| Earliest first payout | Day 14 (2-Step) | Day 14 (High Stakes (New)) |
| Platforms | MT5 · MT4 · TradingView · cTrader | MT5 · cTrader · TradingView |
Fees are in different currencies (EUR and USD), so they are shown as published and not ranked against each other.
FTMO
TFH 9.2/10- Products2 fresh
- Starting splits80–90%
- DrawdownsStatic / EOD trailing
Evidence summary
Evidence summary
Available product sources · earliest check Oct 20, 2026
We track 2 FTMO products and 5 from The5ers that pass the 30-day source-freshness gate; source checks range from 2026-10-20 to 2026-10-20. FTMO offers EUR one-time; The5ers offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
Product-level: FTMO vs The5ers
Compare the 7 source-checked products available here, each with its own fees, split, drawdown and date.
We track 2 FTMO products and 5 from The5ers that pass the 30-day source-freshness gate; source checks range from 2026-10-20 to 2026-10-20.
FTMO offers EUR one-time; The5ers offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
FTMO's own products disagree on 8 terms. On evaluation steps it is 1-step on FTMO Challenge: 1-Step, versus 2-step on FTMO Challenge: 2-Step. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
Cost to funded, matched by account size
$10K account
FTMO offers EUR one-time; The5ers offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €79Published fee (EUR) | €88at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €89Published fee (EUR) | €111at 80% split | — | — |
| High Stakes (New)The5ers · One-time · 80% split | $69One-time fee | $86at 80% split | 0.09vs 10% max DD | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $78One-time fee | $98at 80% split | 0.10vs 10% max DD | 1 |
| Pro GrowthThe5ers · One-time · 75% split | $98One-time fee | $131at 75% split | 0.22vs 6% max DD | 2 |
| Hyper GrowthThe5ers · One-time · 75% split | $450One-time fee | $600at 75% split | 1.00vs 6% max DD | 6 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
$25K account
FTMO offers EUR one-time; The5ers offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €199Published fee (EUR) | €221at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €250Published fee (EUR) | €313at 80% split | — | — |
| High Stakes (New)The5ers · One-time · 80% split | $176One-time fee | $220at 80% split | 0.09vs 10% max DD | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $195One-time fee | $244at 80% split | 0.10vs 10% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
$50K account
FTMO offers EUR one-time; The5ers offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €319Published fee (EUR) | €354at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €345Published fee (EUR) | €431at 80% split | — | — |
| High Stakes (New)The5ers · One-time · 80% split | $249One-time fee | $311at 80% split | 0.08vs $4,000 tier max loss | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $279One-time fee | $349at 80% split | 0.09vs $4,000 tier max loss | 1 |
| Pro GrowthThe5ers · One-time · 75% split | $329One-time fee | $439at 75% split | 0.15vs 6% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
$100K account
FTMO offers EUR one-time; The5ers offers USD one-time at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| FTMO Challenge: 1-StepFTMO · One-time · 90% split | €499Published fee (EUR) | €554at 90% split | — | — |
| FTMO Challenge: 2-StepFTMO · One-time · 80% split | €540Published fee (EUR) | €675at 80% split | — | — |
| High Stakes (New)The5ers · One-time · 80% split | $405One-time fee | $506at 80% split | 0.06vs $8,000 tier max loss | 1 |
| High Stakes (Classic)The5ers · One-time · 80% split | $455One-time fee | $569at 80% split | 0.07vs $8,000 tier max loss | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Rule-by-rule, product by product
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 8 of 16 rows split this way in this matchup.
| Term | FTMO | The5ers |
|---|---|---|
| Evaluation steps | 1-stepFTMO Challenge: 1-Step 2-stepFTMO Challenge: 2-Step | 1-stepPro Growth, Hyper Growth 2-stepHigh Stakes (New), High Stakes (Classic) 3-stepBootcamp |
| Profit split | 80%FTMO Challenge: 2-Step 90%FTMO Challenge: 1-Step | 75%Pro Growth, Hyper Growth 80%High Stakes (New), High Stakes (Classic) Not publishedBootcamp |
| Drawdown method | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step | Static |
| Daily loss cap | 3%FTMO Challenge: 1-Step 5%FTMO Challenge: 2-Step | 3%Pro Growth, Hyper Growth 5%High Stakes (New), High Stakes (Classic) Not publishedBootcamp |
| Max loss cap | 10% | 10%High Stakes (New), High Stakes (Classic) 6%Pro Growth, Hyper Growth 5%Bootcamp |
| Funded drawdown | EOD trailingFTMO Challenge: 1-Step StaticFTMO Challenge: 2-Step | Static |
| Min trading days | 4FTMO Challenge: 2-Step UnverifiedFTMO Challenge: 1-Step | 3High Stakes (New), High Stakes (Classic), Pro Growth 0Hyper Growth UnverifiedBootcamp |
| Max trading days | Unverified | Unlimited |
| Consistency rule | 50%FTMO Challenge: 1-Step UnverifiedFTMO Challenge: 2-Step | Unverified |
| First payout aftersame | 14 days | 14 days |
| Payout frequency | On demand | Bi-weekly |
| News tradingsame | Conditional | Conditional |
| Weekend holding | Conditional | Allowed |
| Overnight holding | Conditional | Allowed |
| EAs / algossame | Conditional | Conditional |
| Copy trading | Not published | Not allowed |
Sources (5 first-party pages, latest capture Oct 20, 2026)
- FTMO — FTMO Challenge: 1-Stepcaptured Oct 20, 2026
- FTMO — FTMO Challenge: 2-Stepcaptured Oct 20, 2026
- The5ers — Bootcampcaptured Oct 20, 2026
- The5ers — High Stakes (Classic), High Stakes (New)captured Oct 20, 2026
- The5ers — Hyper Growth, Pro Growthcaptured Oct 20, 2026
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
Firm-level context
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Trustpilot: FTMO vs The5ers
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
FTMO
The5ers
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