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Compare 18 prop firms on fees, rules and payouts, with a date on every source.

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Latest product capture Oct 14, 2026·80 priced programmes

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Product evidence · 7 products · 4 source pages

Crypto Fund Trader vs Topstep (2026): 5 vs 2 Products

Compare 7 current products across 4 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.

Disclosure: We may earn a commission if you sign up via eligible links on this page, at no cost to you. Our reviews are independent and not influenced by partners. Learn more.

Crypto Fund Trader

TFH 7.4/10
  • Products5 fresh
  • Starting splits50–80%
  • DrawdownsStatic / Trailing / Not published
Visit Crypto Fund Trader Read full review
vs

Topstep

TFH 8.5/10
  • Products2 fresh
  • Starting splits90%
  • DrawdownsEOD trailing
Visit Topstep Read full review

Evidence summary

Available product sources · earliest check Oct 6, 2026

We track 5 Crypto Fund Trader products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. These firms sell different instruments — Crypto Fund Trader runs crypto products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race. Crypto Fund Trader offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Product-level: Crypto Fund Trader vs Topstep

Compare the 7 source-checked products available here, each with its own fees, split, drawdown and date.

We track 5 Crypto Fund Trader products and 2 from Topstep that pass the 30-day source-freshness gate; source checks range from 2026-10-06 to 2026-10-14. These firms sell different instruments — Crypto Fund Trader runs crypto products and Topstep runs futures — so treat the tables below as a fit comparison, not a like-for-like price race.

Crypto Fund Trader offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Crypto Fund Trader's own products disagree on 12 terms. On evaluation steps it is 1-step on Accelerated (1-Phase) and Break Challenge, versus 2-step on Evaluation (Standard 2-Phase) and Ascend Evaluation, versus instant funding on Instant. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.

Cost to funded, matched by account size

$50K account

Crypto Fund Trader offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Cost to a funded $50K account, every verified product on both sides
ProductCost to fundedBreak-even profitR-multipleDays @ 1%/day
Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split$951 month, no activation fee$106at 90% split0.05vs $2,000 tier max loss—
Trading Combine - Standard PathTopstep · Monthly · 90% split$1981 month + $149 activation$220at 90% split0.11vs $2,000 tier max loss—
Break ChallengeCrypto Fund Trader · One-time · 80% split$338Fee + tier activation$423at 80% split0.21vs $2,000 tier max loss—
Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split$369One-time fee$461at 80% split0.15vs 6% trailing max DD1
Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split$389One-time fee$486at 80% split0.10vs 10% max DD1

R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.

$100K account

Crypto Fund Trader offers USD one-time; Topstep offers USD monthly at this tier. No currency-and-billing class appears on both sides, so we neither convert currencies nor rank a recurring floor against a fixed total.

Cost to a funded $100K account, every verified product on both sides
ProductCost to fundedBreak-even profitR-multipleDays @ 1%/day
Trading Combine - No Activation Fee PathTopstep · Monthly · 90% split$1491 month, no activation fee$166at 90% split0.06vs $3,000 tier max loss—
Trading Combine - Standard PathTopstep · Monthly · 90% split$2481 month + $149 activation$276at 90% split0.09vs $3,000 tier max loss—
Break ChallengeCrypto Fund Trader · One-time · 80% split$528Fee + tier activation$660at 80% split0.22vs $3,000 tier max loss—
Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split$619One-time fee$774at 80% split0.13vs 6% trailing max DD1
Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split$660One-time fee$825at 80% split0.08vs 10% max DD1

R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.

Rule-by-rule, product by product

Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 12 of 16 rows split this way in this matchup.

Product-level rule comparison, Crypto Fund Trader vs Topstep
TermCrypto Fund TraderTopstep
Evaluation steps
1-stepAccelerated (1-Phase), Break Challenge
2-stepEvaluation (Standard 2-Phase), Ascend Evaluation
Instant fundingInstant
1-step
Profit split
80%Evaluation (Standard 2-Phase), Accelerated (1-Phase), Break Challenge
50%Instant
Not publishedAscend Evaluation
90%
Drawdown method
StaticEvaluation (Standard 2-Phase), Ascend Evaluation
TrailingAccelerated (1-Phase), Break Challenge
Not publishedInstant
EOD trailing
Daily loss cap
4%Accelerated (1-Phase), Instant
5%Evaluation (Standard 2-Phase), Ascend Evaluation
Not publishedBreak Challenge
Not published
Max loss cap
10%Evaluation (Standard 2-Phase), Ascend Evaluation
6%Accelerated (1-Phase), Instant
Fixed $ per tierBreak Challenge
Fixed $ per tier
Funded drawdown
StaticEvaluation (Standard 2-Phase), Ascend Evaluation
TrailingAccelerated (1-Phase), Break Challenge
Not publishedInstant
EOD trailing
Min trading days
0
Unverified
Max trading days
UnlimitedEvaluation (Standard 2-Phase), Accelerated (1-Phase), Instant
UnverifiedAscend Evaluation, Break Challenge
Unverified
Consistency rule
UnverifiedEvaluation (Standard 2-Phase), Ascend Evaluation, Accelerated (1-Phase), Instant
40%Break Challenge
55%
First payout after
Not publishedEvaluation (Standard 2-Phase), Ascend Evaluation, Accelerated (1-Phase), Instant
0 daysBreak Challenge
Not published
Payout frequency
Not publishedEvaluation (Standard 2-Phase), Ascend Evaluation, Accelerated (1-Phase), Instant
On demandBreak Challenge
On demand
News trading
AllowedEvaluation (Standard 2-Phase), Accelerated (1-Phase), Instant, Break Challenge
ConditionalAscend Evaluation
Conditional
Weekend holding
Allowed
Not allowed
Overnight holding
Allowed
Not allowed
EAs / algossame
Conditional
Conditional
Copy trading
Not publishedEvaluation (Standard 2-Phase), Accelerated (1-Phase), Instant
ConditionalBreak Challenge
Not allowedAscend Evaluation
Conditional

Dated changes affecting these firms

Crypto Fund TraderOpen watch

CFT homepage prices still differ from Ascend and Break terms

Confirm the exact product, account size, availability and final checkout fee before purchase. Break activation remains a separate charge. This conflict check leaves product capture dates unchanged and does not establish a verified price change.

Checked Oct 6, 2026Details
TopstepVerified

Topstep now publishes a 55% Combine consistency target

Use 55% for the Combine objective. The separate XFA Consistency payout route remains 40% with three trading days. October 6 is our observation date, not an established effective date; minimum-day descriptions still conflict.

Checked Oct 6, 2026Details
TopstepVerified

Correction: Topstep payout eligibility is not a three-calendar-day transfer

TFH removed the single calendar-day payout figure, corrected the No Activation Fee path's blanket automation permissions and added the published dollar loss limits per tier. Fee-recovery tables now use those tier limits. These are corrections to our representation, not a proven September change to all Topstep terms. Eligibility still depends on personal circumstances.

Checked Oct 6, 2026Details
TopstepOpen watch

Topstep still gives different minimum-day descriptions

Check the applicable Combine consistency requirement and obtain clarification before planning a one-day pass. The six monthly prices were separately verified; this unresolved rule does not establish a price change or a new account restriction.

Checked Oct 6, 2026Details
Crypto Fund TraderVerified

CFT Ascend and Break fee ladders were resolved from current terms

CFT's Ascend and Break tiers can now appear in fresh price comparisons, but Ascend pays fixed scholarships rather than an ongoing percentage split and Break requires activation after review. Verify the selected tier and final checkout availability, especially where a page block still says sold out.

Checked Sep 14, 2026Details
Crypto Fund TraderVerified

Correction: CFT reward shares and payout timing depend on the programme

This corrects TFH's blanket 80% and bi-weekly descriptions, not a proven September policy change. The regenerated Instant fee-recovery model uses the 50% starting share. Numeric payout timing is left unverified where the calendar field cannot express the conditions; no actual customer payout was independently verified.

Checked Sep 8, 2026Details
Sources (4 first-party pages, latest capture Oct 14, 2026)
  • Crypto Fund Trader — Accelerated (1-Phase), Evaluation (Standard 2-Phase), Instantcaptured Oct 14, 2026
  • Crypto Fund Trader — Ascend Evaluationcaptured Oct 14, 2026
  • Crypto Fund Trader — Break Challengecaptured Oct 14, 2026
  • Topstep — Trading Combine - No Activation Fee Path, Trading Combine - Standard Pathcaptured Oct 6, 2026

Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.

Firm-level context

These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.

Spec
Crypto Fund Trader
Topstep
Founded
2023
2012
Platforms
MT5 · Match-Trader · Bybit
TopstepX
Assets
Crypto · Forex · Indices
Futures
Payout Methods
Crypto · Bank wire
ACH · Bank wire

Trustpilot: Crypto Fund Trader vs Topstep

Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.

Crypto Fund Trader

TrustpilotChecked 27 Jul 2026

Rating suppressed by Trustpilot

Trustpilot's notice on this profile reads: “This company's rating is unavailable due to a breach of our guidelines.” The profile still carries 1,140 reviews.

Check Crypto Fund Trader on Trustpilot

Topstep

TrustpilotChecked 27 Jul 2026

3.6/ 5from 14,478 reviews

Check Topstep on Trustpilot
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