Compare 15 current products across 10 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Oct 14, 2026
We track 5 Crypto Fund Trader products and 10 from FXIFY that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-14. FXIFY is cheaper to funded at 6 of the 6 directly comparable tiers. At $5K, the cheapest verified route is Three Phase at $39 (One-time fee), which needs $49 of profit at a 80% split before the fee is back in your pocket.
Compare the 15 source-checked products available here, each with its own fees, split, drawdown and date.
We track 5 Crypto Fund Trader products and 10 from FXIFY that pass the 30-day source-freshness gate; source checks range from 2026-10-14 to 2026-10-14.
FXIFY is cheaper to funded at 6 of the 6 directly comparable tiers. At $5K, the cheapest verified route is Three Phase at $39 (One-time fee), which needs $49 of profit at a 80% split before the fee is back in your pocket.
Crypto Fund Trader's own products disagree on 16 terms. On evaluation steps it is 1-step on Accelerated (1-Phase) and Break Challenge, versus 2-step on Evaluation (Standard 2-Phase) and Ascend Evaluation, versus instant funding on Instant. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FXIFY is cheaper within the shared USD one-time class: Three Phase at $39 — $1 less than Crypto Fund Trader's cheapest route at this tier (Accelerated (1-Phase), $40) — 3% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $39One-time fee | $49at 80% split | 0.20vs 5% max DD | 1 |
| Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split | $40One-time fee | $50at 80% split | 0.17vs 6% trailing max DD | 1 |
| Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split | $58One-time fee | $73at 80% split | 0.14vs 10% max DD | 2 |
| One PhaseFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.25vs 6% trailing max DD | 2 |
| Two Phase ClassicFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 10% max DD | 2 |
| Two Phase StandardFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 10% trailing max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.25vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $125One-time fee | $156at 80% split | 0.52vs 6% trailing max DD | 4 |
| InstantCrypto Fund Trader · One-time · 50% split | $240One-time fee | $480at 50% split | 1.60vs 6% max DD | 10 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY is cheaper within the shared USD one-time class: Three Phase at $59 — $21 less than Crypto Fund Trader's cheapest route at this tier (Accelerated (1-Phase), $80) — 26% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 5% max DD | 1 |
| Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split | $80One-time fee | $100at 80% split | 0.17vs 6% trailing max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $89One-time fee | $111at 80% split | 0.19vs 6% trailing max DD | 2 |
| Two Phase ClassicFXIFY · One-time · 80% split | $89One-time fee | $111at 80% split | 0.11vs 10% max DD | 2 |
| Two Phase StandardFXIFY · One-time · 80% split | $89One-time fee | $111at 80% split | 0.11vs 10% trailing max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $99One-time fee | $124at 80% split | 0.21vs 6% trailing max DD | 2 |
| Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split | $110One-time fee | $138at 80% split | 0.14vs 10% max DD | 2 |
| Two Phase ProFXIFY · One-time · 80% split | $129One-time fee | $161at 80% split | 0.20vs 8% max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $250One-time fee | $313at 80% split | 0.52vs 6% trailing max DD | 4 |
| InstantCrypto Fund Trader · One-time · 50% split | $475One-time fee | $950at 50% split | 1.58vs 6% max DD | 10 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY is cheaper within the shared USD one-time class: Three Phase at $149 — $59 less than Crypto Fund Trader's cheapest route at this tier (Break Challenge, $208) — 28% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $149One-time fee | $186at 80% split | 0.15vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.17vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% trailing max DD | 1 |
| Break ChallengeCrypto Fund Trader · One-time · 80% split | $208Fee + tier activation | $260at 80% split | 0.26vs $1,000 tier max loss | — |
| Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split | $219One-time fee | $274at 80% split | 0.18vs 6% trailing max DD | 2 |
| Two Phase ProFXIFY · One-time · 80% split | $225One-time fee | $281at 80% split | 0.14vs 8% max DD | 2 |
| Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split | $240One-time fee | $300at 80% split | 0.12vs 10% max DD | 2 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $525One-time fee | $656at 80% split | 0.44vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY is cheaper within the shared USD one-time class: Three Phase at $249 — $89 less than Crypto Fund Trader's cheapest route at this tier (Break Challenge, $338) — 26% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $249One-time fee | $311at 80% split | 0.12vs 5% max DD | 1 |
| Break ChallengeCrypto Fund Trader · One-time · 80% split | $338Fee + tier activation | $423at 80% split | 0.21vs $2,000 tier max loss | — |
| Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split | $369One-time fee | $461at 80% split | 0.15vs 6% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $375One-time fee | $469at 80% split | 0.12vs 8% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.16vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $379One-time fee | $474at 80% split | 0.09vs 10% trailing max DD | 1 |
| Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split | $389One-time fee | $486at 80% split | 0.10vs 10% max DD | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $499One-time fee | $624at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY is cheaper within the shared USD one-time class: Three Phase at $399 — $129 less than Crypto Fund Trader's cheapest route at this tier (Break Challenge, $528) — 24% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $399One-time fee | $499at 80% split | 0.10vs 5% max DD | 1 |
| Break ChallengeCrypto Fund Trader · One-time · 80% split | $528Fee + tier activation | $660at 80% split | 0.22vs $3,000 tier max loss | — |
| One PhaseFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase ClassicFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $599One-time fee | $749at 80% split | 0.09vs 8% max DD | 1 |
| Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split | $619One-time fee | $774at 80% split | 0.13vs 6% trailing max DD | 1 |
| Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split | $660One-time fee | $825at 80% split | 0.08vs 10% max DD | 1 |
| Crypto Standard (1 Step)FXIFY · One-time · 80% split | $999One-time fee | $1,249at 80% split | 0.21vs 6% trailing max DD | 2 |
| Crypto Instant FundingFXIFY · One-time · 80% split | $1,999One-time fee | $2,499at 80% split | 0.42vs 6% trailing max DD | 3 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FXIFY is cheaper within the shared USD one-time class: Three Phase at $799 — $400 less than Crypto Fund Trader's cheapest route at this tier (Accelerated (1-Phase), $1,199) — 33% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| Three PhaseFXIFY · One-time · 80% split | $799One-time fee | $999at 80% split | 0.10vs 5% max DD | 1 |
| One PhaseFXIFY · One-time · 80% split | $1,049One-time fee | $1,311at 80% split | 0.11vs 6% trailing max DD | 1 |
| Two Phase StandardFXIFY · One-time · 80% split | $1,049One-time fee | $1,311at 80% split | 0.07vs 10% trailing max DD | 1 |
| Two Phase ProFXIFY · One-time · 80% split | $1,099One-time fee | $1,374at 80% split | 0.09vs 8% max DD | 1 |
| Accelerated (1-Phase)Crypto Fund Trader · One-time · 80% split | $1,199One-time fee | $1,499at 80% split | 0.12vs 6% trailing max DD | 1 |
| Evaluation (Standard 2-Phase)Crypto Fund Trader · One-time · 80% split | $1,250One-time fee | $1,563at 80% split | 0.08vs 10% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 16 of 16 rows split this way in this matchup.
| Term | Crypto Fund Trader | FXIFY |
|---|---|---|
| Evaluation steps | 1-stepAccelerated (1-Phase), Break Challenge 2-stepEvaluation (Standard 2-Phase), Ascend Evaluation Instant fundingInstant | 1-stepOne Phase, Lightning Challenge, Crypto Standard (1 Step) 2-stepTwo Phase Classic, Two Phase Standard, Two Phase Pro Instant fundingInstant Funding Standard, Instant Funding Lite, Crypto Instant Funding 3-stepThree Phase |
| Profit split | 80%Evaluation (Standard 2-Phase), Accelerated (1-Phase), Break Challenge 50%Instant Not publishedAscend Evaluation | 80%One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding Not publishedInstant Funding Standard, Instant Funding Lite, Lightning Challenge |
| Drawdown method | StaticEvaluation (Standard 2-Phase), Ascend Evaluation TrailingAccelerated (1-Phase), Break Challenge Not publishedInstant | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase |
| Daily loss cap | 4%Accelerated (1-Phase), Instant 5%Evaluation (Standard 2-Phase), Ascend Evaluation Not publishedBreak Challenge | 3%One Phase, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding 4%Two Phase Classic, Two Phase Standard, Two Phase Pro 5%Three Phase 8%Instant Funding Standard |
| Max loss cap | 10%Evaluation (Standard 2-Phase), Ascend Evaluation 6%Accelerated (1-Phase), Instant Fixed $ per tierBreak Challenge | 6%One Phase, Crypto Standard (1 Step), Crypto Instant Funding 10%Two Phase Classic, Two Phase Standard 4%Instant Funding Lite, Lightning Challenge 8%Two Phase Pro, Instant Funding Standard 5%Three Phase |
| Funded drawdown | StaticEvaluation (Standard 2-Phase), Ascend Evaluation TrailingAccelerated (1-Phase), Break Challenge Not publishedInstant | TrailingOne Phase, Two Phase Standard, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding StaticTwo Phase Classic, Two Phase Pro, Three Phase |
| Min trading days | 0 | 5One Phase, Three Phase, Instant Funding Lite UnverifiedTwo Phase Classic, Two Phase Standard, Instant Funding Standard 3Two Phase Pro, Lightning Challenge 4Crypto Standard (1 Step) 7Crypto Instant Funding |
| Max trading days | UnlimitedEvaluation (Standard 2-Phase), Accelerated (1-Phase), Instant UnverifiedAscend Evaluation, Break Challenge | UnverifiedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding 5Lightning Challenge |
| Consistency rule | UnverifiedEvaluation (Standard 2-Phase), Ascend Evaluation, Accelerated (1-Phase), Instant 40%Break Challenge | UnverifiedOne Phase, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding Standard, Crypto Standard (1 Step) 25%Two Phase Classic, Crypto Instant Funding 20%Instant Funding Lite 30%Lightning Challenge |
| First payout after | Not publishedEvaluation (Standard 2-Phase), Ascend Evaluation, Accelerated (1-Phase), Instant 0 daysBreak Challenge | Not publishedOne Phase, Two Phase Classic, Two Phase Standard, Three Phase, Crypto Standard (1 Step), Crypto Instant Funding 10 daysTwo Phase Pro, Instant Funding Lite 14 daysInstant Funding Standard 7 daysLightning Challenge |
| Payout frequency | Not publishedEvaluation (Standard 2-Phase), Ascend Evaluation, Accelerated (1-Phase), Instant On demandBreak Challenge | Bi-weeklyInstant Funding Standard, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding MonthlyOne Phase, Two Phase Classic, Two Phase Standard, Three Phase Not publishedTwo Phase Pro, Instant Funding Lite |
| News trading | AllowedEvaluation (Standard 2-Phase), Accelerated (1-Phase), Instant, Break Challenge ConditionalAscend Evaluation | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge ConditionalCrypto Standard (1 Step), Crypto Instant Funding |
| Weekend holding | Allowed | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding Not allowedInstant Funding Standard, Instant Funding Lite |
| Overnight holding | Allowed | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Lightning Challenge Not publishedInstant Funding Standard, Instant Funding Lite, Crypto Standard (1 Step), Crypto Instant Funding |
| EAs / algos | Conditional | AllowedOne Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase Not allowedInstant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding |
| Copy trading | Not publishedEvaluation (Standard 2-Phase), Accelerated (1-Phase), Instant ConditionalBreak Challenge Not allowedAscend Evaluation | Not allowedTwo Phase Pro, Instant Funding Standard, Instant Funding Lite, Lightning Challenge, Crypto Standard (1 Step), Crypto Instant Funding ConditionalOne Phase, Two Phase Classic, Two Phase Standard, Three Phase |
CFT homepage prices still differ from Ascend and Break terms
Confirm the exact product, account size, availability and final checkout fee before purchase. Break activation remains a separate charge. This conflict check leaves product capture dates unchanged and does not establish a verified price change.
FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison now uses the current read-only checkout ladder: 54 tiers across 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$85/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.
CFT Ascend and Break fee ladders were resolved from current terms
CFT's Ascend and Break tiers can now appear in fresh price comparisons, but Ascend pays fixed scholarships rather than an ongoing percentage split and Break requires activation after review. Verify the selected tier and final checkout availability, especially where a page block still says sold out.
Correction: CFT reward shares and payout timing depend on the programme
This corrects TFH's blanket 80% and bi-weekly descriptions, not a proven September policy change. The regenerated Instant fee-recovery model uses the 50% starting share. Numeric payout timing is left unverified where the calendar field cannot express the conditions; no actual customer payout was independently verified.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
Rating suppressed by Trustpilot
Trustpilot's notice on this profile reads: “This company's rating is unavailable due to a breach of our guidelines.” The profile still carries 1,140 reviews.
Check Crypto Fund Trader on TrustpilotThese links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
