Compare 9 current products across 9 first-party source pages — funded cost, split, drawdown and payout rules without flattening one product into a firm-wide answer.
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Available product sources · earliest check Sep 29, 2026
We track 4 City Traders Imperium products and 5 from FundingPips that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-14. FundingPips is cheaper to funded at 5 of the 5 directly comparable tiers. At $5K, the cheapest verified route is 2 Step Pro at $29 (One-time fee), which needs $36 of profit at a 80% split before the fee is back in your pocket.
Compare the 9 source-checked products available here, each with its own fees, split, drawdown and date.
We track 4 City Traders Imperium products and 5 from FundingPips that pass the 30-day source-freshness gate; source checks range from 2026-09-29 to 2026-10-14.
FundingPips is cheaper to funded at 5 of the 5 directly comparable tiers. At $5K, the cheapest verified route is 2 Step Pro at $29 (One-time fee), which needs $36 of profit at a 80% split before the fee is back in your pocket.
City Traders Imperium's own products disagree on 13 terms. On evaluation steps it is instant funding on Instant Funding and Direct Funding, versus 1-step on 1-Step Challenge, versus 2-step on 2-Step Challenge. Which product you buy decides that rule, not which firm you sign with — a firm-level table cannot show this.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $29 — $20 less than City Traders Imperium's cheapest route at this tier (1-Step Challenge, $49) — 41% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $29One-time fee | $36at 80% split | 0.12vs 6% max DD | 1 |
| 1-Step ChallengeCity Traders Imperium · One-time · 80% split | $49One-time fee | $61at 80% split | 0.24vs 5% trailing max DD | — |
| 2-Step ChallengeCity Traders Imperium · One-time · 80% split | $59One-time fee | $74at 80% split | 0.15vs 10% max DD | 2 |
| 1 Step FlexFundingPips · One-time · 80% split | $59One-time fee | $74at 80% split | 0.12vs 12% max DD | 2 |
| FundingPips ZeroFundingPips · One-time · 95% split | $60One-time fee | $63at 95% split | 0.25vs 5% trailing max DD | 2 |
| Instant FundingCity Traders Imperium · One-time · 50% split | $139One-time fee | $278at 50% split | 0.93vs 6% max DD | — |
| Direct FundingCity Traders Imperium · One-time · 70% split | $229One-time fee | $327at 70% split | 1.09vs 6% max DD | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $55 — $24 less than City Traders Imperium's cheapest route at this tier (1-Step Challenge, $79) — 30% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $55One-time fee | $69at 80% split | 0.11vs 6% max DD | 1 |
| 1-Step ChallengeCity Traders Imperium · One-time · 80% split | $79One-time fee | $99at 80% split | 0.20vs 5% trailing max DD | — |
| FundingPips ZeroFundingPips · One-time · 95% split | $88One-time fee | $93at 95% split | 0.19vs 5% trailing max DD | 1 |
| 2-Step ChallengeCity Traders Imperium · One-time · 80% split | $99One-time fee | $124at 80% split | 0.12vs 10% max DD | 2 |
| 1 Step FlexFundingPips · One-time · 80% split | $99One-time fee | $124at 80% split | 0.10vs 12% max DD | 2 |
| Instant FundingCity Traders Imperium · One-time · 50% split | $259One-time fee | $518at 50% split | 0.86vs 6% max DD | — |
| Direct FundingCity Traders Imperium · One-time · 70% split | $399One-time fee | $570at 70% split | 0.95vs 6% max DD | — |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $134 — $25 less than City Traders Imperium's cheapest route at this tier (1-Step Challenge, $159) — 16% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $134One-time fee | $168at 80% split | 0.11vs 6% max DD | 1 |
| 1-Step ChallengeCity Traders Imperium · One-time · 80% split | $159One-time fee | $199at 80% split | 0.16vs 5% trailing max DD | — |
| FundingPips ZeroFundingPips · One-time · 95% split | $188One-time fee | $198at 95% split | 0.16vs 5% trailing max DD | 1 |
| 2-Step ChallengeCity Traders Imperium · One-time · 80% split | $199One-time fee | $249at 80% split | 0.10vs 10% max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $210One-time fee | $263at 80% split | 0.09vs 12% max DD | 2 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $224 — $75 less than City Traders Imperium's cheapest route at this tier (1-Step Challenge, $299) — 25% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $224One-time fee | $280at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $244One-time fee | $257at 95% split | 0.10vs 5% trailing max DD | 1 |
| 1-Step ChallengeCity Traders Imperium · One-time · 80% split | $299One-time fee | $374at 80% split | 0.15vs 5% trailing max DD | — |
| 1 Step FlexFundingPips · One-time · 80% split | $322One-time fee | $403at 80% split | 0.07vs 12% max DD | 1 |
| 2-Step ChallengeCity Traders Imperium · One-time · 80% split | $329One-time fee | $411at 80% split | 0.08vs 10% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
FundingPips is cheaper within the shared USD one-time class: 2 Step Pro at $422 — $27 less than City Traders Imperium's cheapest route at this tier (1-Step Challenge, $449) — 6% cheaper.
| Product | Cost to funded | Break-even profit | R-multiple | Days @ 1%/day |
|---|---|---|---|---|
| 2 Step ProFundingPips · One-time · 80% split | $422One-time fee | $528at 80% split | 0.09vs 6% max DD | 1 |
| FundingPips ZeroFundingPips · One-time · 95% split | $444One-time fee | $467at 95% split | 0.09vs 5% trailing max DD | 1 |
| 1-Step ChallengeCity Traders Imperium · One-time · 80% split | $449One-time fee | $561at 80% split | 0.11vs 5% trailing max DD | — |
| 2-Step ChallengeCity Traders Imperium · One-time · 80% split | $549One-time fee | $686at 80% split | 0.07vs 10% max DD | 1 |
| 1 Step FlexFundingPips · One-time · 80% split | $566One-time fee | $708at 80% split | 0.06vs 12% max DD | 1 |
R-multiple is break-even profit divided by that product's own maximum permitted loss — under 1.00 means you can lose more than you need to make to win the fee back. Day count assumes 1% account growth per day, capped by the product's own daily loss limit. Blank cells are figures the firm does not publish.
Each cell shows every value that firm's current products hold. Where a firm disagrees with itself the products are named — those are the rows a firm-level table has to flatten, and the ones that decide whether your strategy is allowed. 13 of 16 rows split this way in this matchup.
| Term | City Traders Imperium | FundingPips |
|---|---|---|
| Evaluation steps | Instant fundingInstant Funding, Direct Funding 1-step1-Step Challenge 2-step2-Step Challenge | 2-step2 Step Flex, 2 Step Pro, 2 Step Standard 1-step1 Step Flex Instant fundingFundingPips Zero |
| Profit split | 80%1-Step Challenge, 2-Step Challenge 50%Instant Funding 70%Direct Funding | 80%1 Step Flex, 2 Step Pro Not published2 Step Flex, 2 Step Standard 95%FundingPips Zero |
| Drawdown method | Static2-Step Challenge, Instant Funding, Direct Funding Trailing1-Step Challenge | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero |
| Daily loss cap | Not published1-Step Challenge, Instant Funding, Direct Funding 5%2-Step Challenge | 3%1 Step Flex, 2 Step Pro, FundingPips Zero 4%2 Step Flex 5%2 Step Standard |
| Max loss cap | 6%Instant Funding, Direct Funding 10%2-Step Challenge 5%1-Step Challenge | 12%1 Step Flex, 2 Step Flex 10%2 Step Standard 5%FundingPips Zero 6%2 Step Pro |
| Funded drawdown | Static2-Step Challenge, Instant Funding, Direct Funding Trailing1-Step Challenge | Static1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard TrailingFundingPips Zero |
| Min trading days | 31-Step Challenge, 2-Step Challenge UnverifiedInstant Funding, Direct Funding | 01 Step Flex 12 Step Flex 22 Step Pro 32 Step Standard UnverifiedFundingPips Zero |
| Max trading dayssame | Unverified | Unverified |
| Consistency rule | Unverified | Unverified1 Step Flex, 2 Step Flex, 2 Step Pro 15%FundingPips Zero 35%2 Step Standard |
| First payout after | 5 daysInstant Funding, Direct Funding 7 days1-Step Challenge, 2-Step Challenge | 14 days1 Step Flex, 2 Step Flex, FundingPips Zero 7 days2 Step Pro Not published2 Step Standard |
| Payout frequency | Weekly1-Step Challenge, 2-Step Challenge MonthlyDirect Funding Not publishedInstant Funding | Bi-weekly1 Step Flex, 2 Step Flex, FundingPips Zero Not published2 Step Standard Weekly2 Step Pro |
| News trading | Allowed | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero |
| Weekend holding | Allowed | Conditional1 Step Flex, 2 Step Flex, 2 Step Pro, 2 Step Standard Not allowedFundingPips Zero |
| Overnight holdingsame | Allowed | Allowed |
| EAs / algos | Conditional2-Step Challenge, Instant Funding, Direct Funding Allowed1-Step Challenge | Conditional |
| Copy trading | Not published | Conditional |
FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.
FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.
Every figure above is read from these pages. Products older than 30 days are removed from the comparison until they are recaptured, so a missing product means stale data, not a discontinued plan.
These directory fields describe the firms, not a universal product rule. The sourced product tables above decide the exact fee, split, drawdown and trading conditions. Directory context is not independently refreshed by this comparison; verify platform and payment availability for the exact programme and country.
Scored out of 5 by Trustpilot users, not by us. Where Trustpilot has pulled a firm's aggregate rating we say so rather than leaving a blank.
These links are selected by asset and platform overlap, then limited to matchups where both sides have current first-party product evidence.
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Open comparisonBrowse pairs with current product sources, or open the full firm directory. Missing comparison evidence does not mean a firm has closed.
