FundingPips vs FXIFY for India
Compare country access, RBI screening, dual-verification requirements, payout rails and exact challenge rules without hiding unknown prices or payout timing.
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The short answer: choose by constraint
These calls compare the current source set. They are not a permanent brand ranking.
5 FundingPips paths versus 8 FXIFY paths pass the current India and freshness gates.
FundingPips: Day 7; FXIFY: Day 7. Request timing is not payout receipt timing.
FundingPips: Crypto. FXIFY: Rise. Indian delivery remains unverified.
FundingPips: 8/12; FXIFY: 8/12. This measures field completeness, not quality or RBI authorisation.
Face-value prices use the firms' published currencies. Apply one current INR rate and payment markup in the checkout planner before comparing.
FundingPips vs FXIFY at a glance
Portfolio ranges stay separate from India evidence claims.
| Decision factor | FundingPips5 eligible products | FXIFY8 eligible products |
|---|---|---|
| Eligible products | 5 · $5K–$200K accounts | 8 · $1K–$400K accounts |
| Published entry range | $29–$888 | $19–$4,249 |
| Earliest first request | Day 7 · 2 Step Pro | Day 7 · Lightning Challenge |
| Published profit split | 80%–95% | 80% |
| Published max-loss range | 5%–12% | 4%–10% |
| EA fully allowed | 0/5 products | 0/8 products |
| Overnight + weekend allowed | 0/5 products | 6/8 products |
| Published payout rails | Crypto | Rise |
| India evidence score | 8/12 | 8/12 |
| Dated change signals | 6 | 8 |
A blank source field remains unverified. “Allowed” means the captured rule is explicitly true; restricted and unknown rules do not count toward coverage.
India evidence, side by side
Country availability, KYC and payout claims are dated separately from product rules.
- RBI Alert List snapshot
- Not foundFundingPips was not found in the RBI Alert List dated 2025-11-19. RBI explicitly says absence from the list must not be treated as authorisation.RBI list dated 19 Nov 2025
- Country availability
- VerifiedFundingPips says it serves 195+ countries and names Iran, Vietnam, and the UAE as restricted resident countries; its footer also conditions service on sanctions lists, so the 3-country list is not exhaustive. India is not named.First-party source
- KYC
- VerifiedMaster-account KYC requests government photo ID, proof of address dated within 3 months, and a selfie. The current guide says the compliance team contacts traders if manual review is needed, without promising a 2-day deadline.First-party source
- Payout
- PartialCrypto is the only published payout rail without a selected-region qualifier that excludes India from the displayed bank and card country lists.First-party source
- Fees
- PartialFundingPips says crypto exchange, network, and processing costs are deducted, but does not publish a fixed India-specific total.First-party source
- Currency
- PartialFundingPips says all accounts are issued in USD regardless of the currency selected for payment. Whether INR is offered at checkout and the final conversion cost remain unresolved. FundingPips data lists only the account sizes shown on official FundingPips pages ($5K to $200K); the former $2.5K rows were removed on 2026-10-23 because no official FundingPips page lists that size.First-party source
- RBI Alert List snapshot
- Not foundFXIFY was not found in the RBI Alert List dated 2025-11-19. RBI explicitly says absence from the list must not be treated as authorisation.RBI list dated 19 Nov 2025
- Country availability
- VerifiedIndia is absent from both current FXIFY lists, stored as their 36-name union: the FAQ 'What Countries are not accepted?' (schema dateModified 2026-02-12, rechecked 2026-10-21) names 35 including Haiti, and the site-wide footer names 35 including the United States but not Haiti.First-party source
- KYC
- PartialSumSub requires ID, proof of address issued within 3 months, and a live image; Rise verification is also required for withdrawals.First-party source
- Payout
- PartialAll standard requests use Rise, have a $50 minimum, and are usually processed within 3 business days after both verifications.First-party source
- Fees
- PartialFXIFY says there are no hidden assessment fees, but its Instant Funding FAQ warns that Rise may charge a withdrawal fee without publishing the amount.First-party source
- Currency
- VerifiedChallenge fees are based in USD; choosing another currency uses FXIFY's current conversion rate at checkout.First-party source
Compare all 13 eligible products
Product names matter: steps, drawdown, payout timing and rule permissions differ inside each firm.
FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.FundingPips changed the current Flex target and rechecked reward routes
Do not plan against the older 2 Step Flex 6% Phase 2 target or an assumed 85% 1 Step split. At checkout, compare the selected target, reward cycle, minimum-day rule, consistency condition and Master holding add-on for the exact account.FundingPips separates the current Standard path from legacy 10% resets
A reset can place an older account into a different product rule set. Confirm the product name and target after any reset.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.FXIFY checkout ladders verified; program-page cards still need a presentation fix
The structured comparison uses list-price ladders that matched FXIFY's first-party price data again on 2026-10-20: 54 tiers across these 8 FXIFY products, including five Instant Funding Lite tiers at $19/$44/$89/$169/$289. Coupons, add-ons, country eligibility, and the final checkout total are not included in list prices; re-check the routed checkout before paying.Compare product rules
Filter eligible products without mixing restricted firms back in. Dated change signals stay attached to the affected programs.
Compare 2–4 products with India evidence attached
The URL stores only product keys. It does not store identity, KYC documents, or payment details.
| Shortlist | Firm & programme | Entry & tiers | Targets & loss | Timing | Trading rules | Evidence & action |
|---|---|---|---|---|---|---|
| FundingPips1 Step Flex1-stepCFD | $59.00$5K–$100K · 5 tiers | Target 12%Daily 3% · Max 12%Static | Min days: 0First request: day 14 · bi weeklySplit 80% | EA: RestrictedNews: RestrictedWeekend: RestrictedConsistency: Unverified | Captured 20 Oct 2026 Rule changeVerified FundingPips changed the current Flex target and rechecked reward routes | |
| FundingPips2 Step Flex2-stepCFD | $32.00$5K–$100K · 5 tiers | Target 10% → 8%Daily 4% · Max 12%Static | Min days: 1First request: day 14 · bi weeklySplit Unverified | EA: RestrictedNews: RestrictedWeekend: RestrictedConsistency: Unverified | Captured 20 Oct 2026 Rule changeVerified FundingPips changed the current Flex target and rechecked reward routes Rule changeVerified FundingPips separates the current Standard path from legacy 10% resets | |
| FundingPips2 Step Pro2-stepCFD | $29.00$5K–$200K · 6 tiers | Target 6% → 6%Daily 3% · Max 6%Static | Min days: 0First request: day 7 · weeklySplit 80% | EA: RestrictedNews: RestrictedWeekend: RestrictedConsistency: Unverified | Captured 20 Oct 2026 Rule changeVerified FundingPips changed the current Flex target and rechecked reward routes | |
| FundingPips2 Step Standard2-stepCFD | $36.00$5K–$100K · 5 tiers | Target 8% → 5%Daily 5% · Max 10%Static | Min days: 3First payout unverified · frequency unverifiedSplit Unverified | EA: RestrictedNews: RestrictedWeekend: RestrictedConsistency: 35% | Captured 20 Oct 2026 Rule changeVerified FundingPips changed the current Flex target and rechecked reward routes Rule changeVerified FundingPips separates the current Standard path from legacy 10% resets | |
| FundingPipsFundingPips ZeroInstantCFD | $60.00$5K–$200K · 6 tiers | Target No evaluationDaily 3% · Max 5%Trailing | Min days: UnverifiedFirst request: day 14 · bi weeklySplit 95% | EA: RestrictedNews: NoWeekend: NoConsistency: 15% | Captured 19 Oct 2026First-party source | |
| FXIFYInstant Funding LiteInstantCFD | $19.00$2.5K–$50K · 5 tiers | Target No evaluationDaily 3% · Max 4%Trailing | Min days: 5First request: day 10 · frequency unverifiedSplit Unverified | EA: NoNews: RestrictedWeekend: NoConsistency: 20% | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYInstant Funding StandardInstantCFD | $69.00$1K–$100K · 8 tiers | Target No evaluationDaily 8% · Max 8%Trailing | Min days: UnverifiedFirst request: day 14 · bi weeklySplit Unverified | EA: NoNews: RestrictedWeekend: NoConsistency: Unverified | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYLightning Challenge1-stepCFD | $59.00$10K–$100K · 4 tiers | Target 5%Daily 3% · Max 4%Trailing | Min days: 3First request: day 7 · bi weeklySplit Unverified | EA: NoNews: RestrictedWeekend: YesConsistency: 30% | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYOne Phase1-stepCFD | $59.00$5K–$400K · 8 tiers | Target 10%Daily 3% · Max 6%Trailing | Min days: 5First payout unverified · monthlySplit 80% | EA: RestrictedNews: YesWeekend: YesConsistency: Unverified | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYThree Phase3-stepCFD | $39.00$5K–$400K · 8 tiers | Target 5% → 5% → 5%Daily 5% · Max 5%Static | Min days: 5First payout unverified · monthlySplit 80% | EA: RestrictedNews: YesWeekend: YesConsistency: Unverified | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYTwo Phase Classic2-stepCFD | $59.00$5K–$100K · 6 tiers | Target 5% → 10%Daily 4% · Max 10%Static | Min days: UnverifiedFirst payout unverified · monthlySplit 80% | EA: RestrictedNews: YesWeekend: YesConsistency: 25% | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYTwo Phase Pro2-stepCFD | $129.00$10K–$250K · 7 tiers | Target 4% → 8%Daily 4% · Max 8%Static | Min days: 3First request: day 10 · frequency unverifiedSplit 80% | EA: RestrictedNews: YesWeekend: YesConsistency: Unverified | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix | |
| FXIFYTwo Phase Standard2-stepCFD | $59.00$5K–$400K · 8 tiers | Target 10% → 5%Daily 4% · Max 10%Trailing | Min days: UnverifiedFirst payout unverified · monthlySplit 80% | EA: RestrictedNews: YesWeekend: YesConsistency: Unverified | Captured 20 Oct 2026 Price watchVerified FXIFY checkout ladders verified; program-page cards still need a presentation fix |
“Unverified” is kept as unknown rather than converted to zero or “allowed.” Prices remain in the firm's published currency. A partner click records only the comparison filter labels.
FundingPips vs FXIFY India FAQ
Is FundingPips or FXIFY better for Indian traders?
There is no universal winner. FundingPips currently has 5 eligible products and an earliest verified first-request point of Day 7. FXIFY publishes 1 payout rail in the captured evidence. The better fit depends on the exact product, risk rules, checkout currency and payout route.
Are FundingPips and FXIFY authorised by the RBI?
No authorisation claim is made. Neither name was found on the RBI Alert List snapshot dated 19 Nov 2025, but RBI says absence from its non-exhaustive list must not be treated as authorisation.
Which firm has the faster published first payout?
FundingPips has an earliest captured request point of Day 7; FXIFY has Day 7. These are request-eligibility dates, not promises that money reaches an Indian bank or wallet on that day.
Can FundingPips and FXIFY prices be compared directly?
Not from face values alone. The current captured portfolios show $29–$888 for FundingPips and $19–$4,249 for FXIFY. Missing prices remain unranked; any cross-currency decision needs one current INR rate plus the same card, bank or wallet markup assumptions.
Do affiliate links decide the winner?
No. Affiliate status contributes zero points to the India evidence score, product filters, decision memo and contextual calls. A firm without an approved partner link remains unmonetized.
Related India matchups
Curated pairs only—each route must add a distinct decision question.
Pick the product first, then recheck the live offer
Most funded-stage accounts are simulated. Confirm the contract, checkout currency, current rules and Indian payout route before paying.