FundingPips Zero: Quickest Way to Funding?

FundingPips Zero Overview

FundingPips Zero Review Summary

Account Sizes	$5k, $10k, $25K, $50K, $100K
Leverage	1:50
Daily Drawdown Limit	3%
Trailing Drawdown	5%
Consistency on Rewards	15%
Payout Frequency	Bi-weekly
Profit Split	95%

Ratings

★★★★☆

4.6 on Trustpilot

★★★★☆

4.7 on TFH

Visit Funding Pips Full Review

If you’ve been trading prop firms for a while, you’ve probably heard of FundingPips. They’re known for cheap challenges, quick payouts, and a clean platform. But their instant funding model, FundingPips Zero, has caught everyone’s attention.

It promises instant funding with no challenge, no waiting, and no phases. Sounds great, right? But as always, there’s a trade-off. You get faster access to capital, but the rules are much stricter. So, as someone who has actually tried it, I’ll break down how FundingPips Zero works and whether it’s actually worth trying.

What Is FundingPips Zero?

FundingPips Zero is an instant funding model that lets you trade a funded account from day one, without passing any evaluation or challenge. So, you pay the fee and start trading right away. It is FundingPips’ answer for those who prefer instant funding prop firms.

Unlike the usual two-step or one-step challenges, there’s no profit target to hit before getting funded. But that doesn’t mean it’s easy. The Zero model comes with much tighter limits. I mean, the drawdown limits are smaller, and there are certain consistency rules.

Therefore, it’s basically for traders who already know how to manage risk and trade with discipline. You skip the waiting, but every mistake costs more.

The main idea behind FundingPips Zero is simple: reward consistency, not luck. You won’t pass by catching one big trade. You’ll have to show stable performance every day, and you will earn accordingly.

How FundingPips Zero Works

So, as I’ve already mentioned, the Zero model removes the evaluation stage completely. Once you buy an account, you get instant access to a funded trading account.

Now, the account sizes start from $25K and go up to $200K, with a $499 fee for the $100K account. You can trade major forex pairs, indices, gold, and crypto with up to 1:50 leverage.

But here’s where things get serious. The Zero model has a 3% daily drawdown limit and a 5% trailing overall drawdown. The trailing limit moves up as your balance grows and then locks in once you’ve gained 5%. Go below that limit, and your account’s gone. You’ll also need at least 7 profitable trading days per month, each with a minimum of 0.25% gain.

Payouts are bi-weekly and start after 14 days of trading, with a 95% profit split. The first 3% of your profit stays locked as a safety cushion. If you’re consistent and meet their standards, you can even unlock 100% payouts through their “Hot Seat” program.

Pricing

FundingPips keeps it simple. You pay a one-time fee and get instant access to the funded account you choose. So, there are no monthly fees and recurring costs like some other instant funding firms.

Here’s the current pricing:

Is FundingPips Zero Legit or a Scam?

Based on my personal experience, FundingPips Zero isn’t a scam. But it’s not an easy model either. I mean, the firm is legit. They pay traders and have a strong presence in the prop firm trading community. But its Zero model has rules so tight that most traders fail before seeing a payout.

On Trustpilot, FundingPips holds a solid 4.5-star rating with thousands of reviews. Many traders praise their fast payouts, responsive support, and transparent dashboard. But if you dig deeper on Reddit, you’ll find a more mixed picture.

Some traders claim they were disqualified for breaking rules they didn’t even know existed. Others mention hidden conditions spread across different sections of the terms. A few have complained about KYC issues or sudden account closures after being funded.

Still, plenty of users have confirmed successful payouts and say FundingPips zero remains one of the more reliable instant funding models out there.

So the truth is in between. FundingPips Zero is legit, but extremely strict. The smallest mistake can void your account. If you’re consistent and careful, you’ll get paid. But if you treat it like a normal prop firm account, you’ll probably blow it quickly.

Pros and Cons of FundingPips Zero

Every prop firm model has its ups and downs, but with the Zero model, the gap between the two is huge. You get fast access to capital and a big profit split, but the rules leave almost no room for error.

Here’s a quick look at what makes FundingPips Zero stand out, and what can make it tough to trade successfully:

Conclusion

To wrap it up, I consider FundingPips Zero as a solid option only if you’re already a disciplined trader. It’s legit, and the payouts are real. But the rules are also razor-sharp.

If you can manage risk tightly and trade with consistency, it’s a fast way to access capital without wasting time on evaluations. But if you’re still learning or trade aggressively, you’ll probably lose the account fast.

So yes, FundingPips Zero is worth it, but only for traders who treat prop trading like a real business, and not gamble at an online casino.

FAQs

About the Author

Edris Derakhshi

My name is Edris, and I am the founder of TradingRage, a content creation agency focused on trading and investing. I started my trading journey back in 2018 and have since worked as a funded forex and crypto trader, as well as an asset manager. I specialize in writing SEO-optimized content for the financial industry, including landing pages, long-form articles, and market analysis — featured on well-known platforms like Finestel, CryptoQuant, and CryptoPotato. Helping traders grow with quality content is both my profession and my passion.