Funding Pips Review 2025: Everything You Need to Know!

FundingPips Overview

Funding Pips Review Summary

Founder	Khaled Ayesh
Founded	2022
Headquarters	Dubai, UAE
Evaluation Models	1-step, 2-step, instant funding
Max Allocation	$400K (Up to $2M with scaling)
Assets	CFDs (Forex, Crypto, Indices, Metals, Energies)

Ratings

★★★★☆

4.6 on Trustpilot

★★★★☆

4.7 on TFH

Visit Funding Pips Funding Pips on TrustPilot

Looking for a prop firm that offers flexible challenges and evaluation options? Funding Pips might be exactly what you need. In this Funding Pips review, we’ll take a close look at FundingPips evaluation models and pricing, with its exciting opportunities to grow your AUM.

FundingPips is a prop firm founded by Khaled Ayesh in 2022 and based in Dubai, UAE. The firm’s goal is to make trading more accessible and transparent for everyone. Instead of using your own money, you can trade with Funding Pips’ capital.

To get started, you’ll need to pass the Funding Pips challenges or evaluation models. Then you can trade with funded or master accounts. Funded accounts range from $5,000 to $100,000, with the opportunity to scale up to $2M.

Funding Pips Review: Challenges and Evaluation Models

One of the main things that you need to consider for the Funding Pips review is its challenges and evaluation models.
To trade with a funded account (master account) on FundingPips, you need to prove you’re a skilled trader! To do that, you’ll have to pass the Funding Pips Evaluation courses (challenges).

These evaluation courses come in four unique models: Instant (FundingPips zero model), FundingPips one-step, two-step models, and the FundingPips pro model.

Here’s a quick rundown of each challenge:

Instant Model (FundingPips Zero Challenge)

The Instant Model is for traders who want to get started without passing any evaluation. This means there are no challenges to complete, and you can begin with a master account right away, following these rules:

• Time Limit: There’s no time limit to hit the profit target.
• Maximum Daily Loss: This is the amount of money you can lose daily. For the instant model, this limit is set at 3%.
• Maximum Loss: This is the total amount your equity or balance can’t fall below. The limit is set at 5% of the initial account size. For example, if you start with a $100,000 account, the maximum loss is 5%, meaning your equity can’t drop below $5,000.
• Leverage: The leverage for this model is 1:50.
• Consistency on Rewards: One of the main rules of the Funding Pips prop firm’s instant model is the consistency rules. It’s the trader’s ability to regularly and steadily make profits over a period of time. On the Funding Pips zero challenge, there is a 15% consistency on rewards. ( Average profit is around 15% of capital over a specific period.) You can read more about this rule in our article about “Consistency Rule in Prop Firms.”

Funding Pips One-Step Evaluation Model

As the name suggests, this challenge model is completed in one step as a student evaluation stage. Here’s what you need to do to pass this FundingPips challenge:

• Minimum Trading Days: According to Funding Pips’ trading rules, you need at least 3 trading days during the one-step evaluation. A day counts as a trading day if at least one trade is executed. Remember that holding a trade overnight doesn’t count as multiple trading days.
• Time Limit: There’s no time limit to hit the profit target.
• Maximum Daily Loss: 4%.
• Maximum Loss: 6%.
• Profit Target: The profit target for the one-step model is 10%. For example, if you’re using a $50,000 account, you need to make $5,000 in profit.
• Leverage: The leverage for this model is 1:100.

FundingPips Two-Step Evaluation Model

The two-step evaluation model consists of two phases: the student stage and the practitioner stage. Once you pass both stages, you’ll become a Master trader, also known as a funded trader.

Both phases are done on a demo account, with account sizes ranging from $5K to $ 100 K. Here’s an outline of the Funding Pips review on rules and behavior that traders need to follow during this challenge:

The Student Phase (Phase I)

This is the first phase of the Funding Pips two-step challenge. During this step, you can test your trading skills while defining yourself as a trader.

• Minimum Trading Days: 3 days in each phase
• Time Limit: No time limit to get the profit targets
• Maximum Daily Loss: 5%
• Maximum Overall Loss: 10%
• Profit Target: 8% in the first phase
• Leverage: 1:100

Practitioner Evaluation Stage (Phase II)

Once you’ve passed the student phase, it’s time to move on to the practitioner phase:

• Minimum Trading Days: 3 days in each phase
• Time Limit: No time limit to achieve the profit targets
• Maximum Daily Loss: 5%
• Maximum Overall Loss: 10%
• Profit Target: 5% in the second phase
• Leverage: 1:100

Funding Pips Two-Step Pro Evaluation

Along with the other models we’ve discovered at this Funding Pips review, there’s also the Pro model, which includes two phases:

The Student Phase (Phase I)

Just like the Funding Pips two-step model, the pro model is also offered in two phases: the student phase and the practitioner phase. Here are the rules for the student phase:

• Minimum Trading Days: 1 day in each phase
• Profit Target: 3% in the first phase
• Time Limit: No time limit to achieve the profit targets
• Maximum Daily Loss: 6%
• Maximum Overall Loss: 6%
• Leverage: 1:100

Practitioner Evaluation Stage (Phase II)

After passing the first phase, you’ll need to move on to the second phase, which has the following rules:

• Minimum Trading Days: 1 day in each phase
• Profit Target: 3% in the first phase
• Time Limit: No time limit to achieve the profit targets
• Maximum Daily Loss: 6%
• Maximum Overall Loss: 6%
• Leverage: 1:100

Funding Pips Funded Accounts (Master Accounts)

Another thing to look at for a complete Funding Pips review is their funded accounts. Once you’ve passed the Funding Pips challenges through one of the four models, you’ll get a funded account, also known as a master account. Similar to other prop firms, such as the FTMO, the funded accounts are identical to demo accounts.

The details of the FundingPips master accounts vary a bit depending on the evaluation model you chose, and I’ll break that down for you below.

Funding Pips One-Step Master account

The details for the master account in the one-step model are as follows:

• Maximum Daily Loss: 4%
• Maximum Loss: 6%
• Leverage: 1:50
• Rewards & Split: On Tuesdays
• Pricing: $59, 199$, 299$, 399$, 499$

Funding Pips Two-Step Master account

 The rules for the two-step master account model are:

• Maximum Daily Loss: 5%
• Maximum Loss: 10%
• Leverage: 1:100
• Rewards & Split: Flexible
• Pricing: 36$, 66$, 156$, 266$, 470$

Funding Pips Two-Step Pro Master account

And the master account for a pro model is offered as follows:

• Maximum Daily Loss: 3%
• Maximum Loss: 6%
• Leverage: 1:100
• Rewards & Split: Weekly
• Pricing: 29$, 55$, 109$, 199$, 359$

Funding Pips Trading Platforms

With FundingPips prop firm, you can trade on different platforms such as MetaTrader (MT5), MatchTrader, cTrader, and TradeLocker.

Funding Pips Instruments and Leverage Options

FundingPips offers a variety of trading assets to choose from. You can trade Forex, Crypto, Indices, Metals, and Energies with RAW spreads and just a $2 commission per standard lot round turn. Plus, Crypto, Indices, and Oil are commission-free. In the image below, you’ll find the leverage options for each account and asset:

Funding Pips Payout Model

As you can see above, there are many options available for evaluation and funded accounts. Below, you’ll find our Funding Pips payout model for more details:

Funding Pips General Trading Rules and Behaviour

Alright, so after checking out the Funding Pips review and going through their challenge and evaluation models, here are a few extra rules you should know if you’re planning to trade with them:

• Account Type: All accounts are demo accounts running in a simulated trading environment, so you’re not trading real money.
• Inactivity: If your account stays inactive for more than 30 days, you’ll lose it!
• Toxic Trading: If you use any banned strategies, your account gets terminated. This includes things like over-leveraging, gambling-style trading, overtrading, high-frequency trading, and reverse trading.
• News Trading: If you open or close trades within 5 minutes of major news events, any profits from those trades won’t count, unless the trade was placed at least 5 hours before the news.
• Copy Trading: It should be noted that copy trading or account management by a third-party when using the Funding Pips is not allowed, and if you do this, your account will be terminated. If you are not familiar with this concept, you can read our article about copy trading.
• Lot Size Limits: There are some limits on your account lot size:
  • $5K–$10K: No limit
  • $25K: Max 10 lots
  • $50K: Max 20 lots
  • $100K: Max 40 lots

The trading rules mentioned on this Funding Pips review may change over time, so always check the official website before any trading activity.

FundingPips Reward Structure and Cycles (Profit Split)

As we explore the Funding Pips review, it’s important to highlight the reward cycles from this firm, too. The reward is your share of the profit from trading on the Master account they gave you. So, FundingPips’ profit split is done through different cycles: 

• Tuesday Payday (60% reward split): You can request a reward every Tuesday. You will receive 60% of the profits (the firm keeps 40%).
• Bi-Weekly (80% reward split): You can request a reward from your first trade every two weeks. You receive 80% of the profits.
• Monthly (100% reward split): You can request a reward every 30 calendar days from your first trade. You receive 100% of the profits.

An Overview of the FundingPips Scaling Plan

Funding Pips has a pretty awesome scaling plan to reward skilled traders. If you’re doing well, they’ll help you grow! Here’s how it works:

Launchpad (Level 1)

Once you pass the evaluation, you are a Novice Trader. If you manage to hit a 10% profit and collect 4 rewards, you level up. At that point, they’ll boost your account by 20%.

Ascender (Level 2)

Now you’re at the Intermediate Trader stage. The goal here is 8 rewards and a total of 20% profit. Hit that, and your starting capital gets a 30% bump.

Trailblazer (Level 3)

Here, you’re considered an Advanced Trader. Get 12 rewards and 30% profit, and you’ll see your capital grow by 40%. Simple as that.

Hot Seat (Elite Level)

This is the top tier: the Elite Trader status. To get here, you’ll need 16 rewards and 40% profit. And once you do, you unlock some seriously sweet perks:

• Your balance gets doubled
• You get personal support + access to pro trading tools
• You can claim on-demand rewards anytime
• A 100% profit split, it’s all yours
• You could get access to up to $2 million in capital
• Trading conditions customized just for your style
• Max drawdown increased by 1% (total: 4%)
• Daily drawdown also gets a 1% boost (total: 2%)

Does FundingPips Accept US Clients?

Traders from over 195 countries use the Funding Pips platform, including those from the United States. However, there was a brief period when U.S. clients couldn’t access the platform. On February 14, 2024, MetaQuotes, the developer of MetaTrader, ended its partnership with Funding Pips due to licensing issues with U.S. traders. After that, Funding Pips added Match-Trader alongside MetaTrader. Since then, U.S. clients have been able to use Funding Pips without any challenges.

Funding Pips Reviews on TrustPilot

One of the first things you should always check before choosing a prop firm is what people are saying about it. Besides pricing methods and trading services, checking the customers’ reviews really matters.

When you head over to Trustpilot, you’ll see Funding Pips has around 22,000 reviews, and most of them are 5 stars. A lot of people have left positive comments, saying things like the support team is super helpful, payouts are reliable, and the company overall performs well.

But it’s not all sunshine and rainbows. There are some complaints, too. For instance, one person mentioned it takes way too long to activate the master account after passing the challenge phase, which can be a bit of a buzzkill.

Lastly, here’s a general overview of the pros and cons of FundingPips:

Conclusion

Alright, I broke down all four evaluation models that FundingPips offers. If you haven’t seen it yet, you can scroll up and check out the full Funding Pips review. But you know how it goes?! No place is flawless! So, to give you a clearer picture and help you decide if FundingPips is right for you, below is a simple list of the pros and cons. Moreover, if you are still in doubt about using trading prop firms such as FundingPips, as you think passing their challenges can be difficult, read our article about Prop Firm Passing Services.

About the Author

Tara Mohseni

Hi! My name is Tara, but most of my friends call me Tarix. I’m a content creator and SEO specialist mainly focused on the financial markets. I started my career with a crypto startup, and later joined a forex broker — two valuable experiences that helped me dive deeper into finance and trading. Since 2020, I’ve been creating content for various blogs and social media channels, combining my passion for writing with my growing knowledge of financial markets.