html{scroll-padding-top:90px}body{margin:0}button,input,select,textarea{font:inherit}button,select,summary{cursor:pointer}:focus-visible{outline:3px solid var(--accent);outline-offset:3px}::selection{color:var(--text);background:#cee6dc}input,select,textarea{accent-color:var(--accent)}html input:not([type=checkbox]):not([type=radio]):not([type=range]),html select,html textarea{border-color:var(--control-border)!important}input::placeholder,textarea::placeholder{color:var(--muted);opacity:1}html .btn-primary,html .v4-btn-primary,html .mobile-cta-bar-cta,html .analytics-consent-accept,html .newsletter-form button{background:var(--accent);color:var(--on-accent);border:1px solid var(--accent);box-shadow:none;min-height:44px;font-weight:650;text-decoration:none}html .btn-primary:hover,html .newsletter-form button:hover{background:var(--accent2);color:var(--on-accent);opacity:1;transform:none}html .btn-outline{background:var(--bg2);border-color:var(--control-border);min-height:44px}html .btn-outline:hover{background:var(--accent-soft)}html .gradient-text,html .gradient-text--animated,html .v4-display-grad,html .mobile-overlay__link[aria-current=page]{color:var(--accent);-webkit-text-fill-color:currentColor;background:0 0;animation:none}html .aurora-orb,html .aurora-grid,html .aurora-noise,html .partner-card-glow,html .blog-card-glow,html .blog-featured-glow,html .tilt-card-glow,html .btn-glow:before,html .site-header__aurora-line,html .footer-accent-line,html .mobile-overlay__aurora{display:none}html .hero-eyebrow-dot,html .nav-update-pill__dot{box-shadow:none;background:var(--accent);animation:none}html .tilt-card{transform:none!important}html .site-header{background:var(--bg2);border-bottom:1px solid var(--border);-webkit-backdrop-filter:none;backdrop-filter:none}html .site-header__inner{gap:.5rem;max-width:1248px;height:76px}html .site-header__logo,html .footer-brand-mark{background:var(--accent);box-shadow:none}html .site-header__wordmark{font-weight:750}html .nav-link{align-items:center;min-height:44px;display:inline-flex}html .nav-link:hover,html .nav-link[aria-current=page]{background:var(--accent-soft);color:var(--accent)}html .nav-dropdown{box-shadow:var(--shadow)}html .mobile-overlay{background:var(--bg2);padding-top:76px}html .mobile-toggle{z-index:101;position:relative}html .nav-update-pill{border-color:var(--border)}html .footer-aurora{background:var(--bg2);border-top:1px solid var(--border)}html .footer-brand-card{box-shadow:none}html .footer-link{font-size:.88rem;line-height:1.7}html .footer-stat-divider{color:var(--muted)}html .footer-bottom-disclaimer{font-size:.8rem;line-height:1.7}html .analytics-consent,html .mobile-cta-bar{background:var(--bg2);box-shadow:var(--shadow)}html .analytics-consent{border-color:var(--control-border)}html .hero-aurora,html .ru-hero{background:var(--bg)}html .hero-aurora{padding:clamp(2.5rem,5vw,4.5rem) 0}html .hero-shell--split,html .ru-home-intro{text-align:left;grid-template-columns:minmax(0,1.3fr) minmax(320px,.85fr);align-items:center;gap:clamp(2rem,4vw,4rem);display:grid}html .hero-title,html .ru-home-hero h1{letter-spacing:-.035em;max-width:20ch;margin:1rem 0 1.25rem;font-size:clamp(2rem,4vw,3.5rem);font-weight:750;line-height:1.14}html .hero-sub,html .ru-home-hero .ru-lead{color:var(--muted);font-size:1.1rem;line-height:1.8}html .hero-eyebrow,html .ru-eyebrow{background:0 0;border:0;padding:0;line-height:1.6}.home-finder-panel{background:var(--bg2);border:1px solid var(--border);min-width:0;box-shadow:var(--shadow);border-radius:18px;padding:clamp(1.25rem,3vw,2rem)}.home-finder-panel h2{letter-spacing:-.02em;margin:.75rem 0;font-size:1.45rem;line-height:1.3}.home-finder-panel p{color:var(--muted);font-size:.95rem;line-height:1.7}.home-finder-form{gap:.5rem;margin-top:1.25rem;display:grid}.home-finder-form label{font-size:.85rem;font-weight:650}.home-finder-form select{border:1px solid var(--control-border);background:var(--bg2);width:100%;min-width:0;color:var(--text);border-radius:8px;margin-bottom:.5rem;padding:.75rem}.home-finder-form .btn-primary{justify-content:center;margin-top:.5rem}html .home-finder-panel .home-finder-note{margin:1rem 0 0;font-size:.8rem}html .home-finder-panel .ru-finder-entry{background:0 0;border:0;grid-template-columns:minmax(0,1fr);gap:.85rem;margin:1.25rem 0 0;padding:0}html .home-finder-panel .ru-finder-entry select{background:var(--bg2)}html .home-finder-panel .ru-finder-entry .btn-primary{justify-content:center}html .decision-strip{margin-top:0}html .decision-strip-grid{background:var(--bg2);border-color:var(--border);box-shadow:none}html .home-section{padding:clamp(2.5rem,5vw,4rem) 1.5rem}html .home-section--alt{background:var(--bg);border-color:var(--border)}html .bento-tile--hero,html .picker-card,html .truecost-card,html .partner-card,html .featured-spotlight,html .post-sidebar-card{background:var(--bg2)}html .marquee-track{flex-wrap:wrap;justify-content:center;animation:none}html .marquee-item{flex-shrink:0}html .marquee-item:nth-child(n+20){display:none}html .partner-card,html .blog-card,html .featured-spotlight{box-shadow:none;border-color:var(--border)}html .ru-home-partner-hero{gap:1.5rem;max-width:none;margin-top:2.75rem}html .ru-home-partner-hero-card{background:var(--bg2);border-color:var(--border);box-shadow:none;border-radius:16px}html .ru-home-partner-hero-card:after{display:none}html .ru-home-partner-hero-card h2{font-size:1.5rem}html .ru-card-link{align-items:center;gap:.4rem;display:inline-flex}html img[src*=FundedNext-Logo],html img[src*=ftmo-logo]{background:#233b3d;border-radius:8px}html .ru-home-partner-hero-card>p{font-size:.95rem}html .ru-card,html .ru-review-firm-card{box-shadow:none;background:var(--bg2)}html .ru-home-guide-list a{background:var(--bg2);border:1px solid var(--border);border-radius:12px;padding:1.25rem}html .post-hero,html .blog-hero{background:var(--bg2);border-bottom:1px solid var(--border)}html .post-title{max-width:30ch;font-size:clamp(2rem,4vw,3.25rem);font-weight:750;line-height:1.2}html .post-deck{max-width:68ch;color:var(--muted);font-size:1.1rem;font-weight:400;line-height:1.8}html .post-layout{grid-template-columns:minmax(0,1fr) 235px;gap:2rem}html .post-layout>article{background:var(--bg2);border:1px solid var(--border);border-radius:16px;min-width:0;padding:clamp(1.25rem,3vw,2.25rem)}html .prose{overflow-wrap:break-word;max-width:72ch;font-size:18px;line-height:1.85}html .prose h2{font-size:clamp(1.4rem,2.5vw,1.7rem);line-height:1.35}html .prose h3{line-height:1.45}html .prose p,html .prose li{font-weight:400}html .prose strong{font-weight:700}html .prose [style*="color: #fff"],html .prose [style*="color:#fff"]{color:var(--text)!important}html .prose [style*="color: #fca5a5"]{color:var(--danger)!important}html .prose th{background:var(--bg3)}html .prose td{background:var(--bg2)}html .prose tr:nth-child(2n) td{background:var(--bg)}html .prose a:not(.btn-primary):not(.btn-outline){text-underline-offset:3px}html .prose .btn-primary,html .ru-content .btn-primary,html .ru-review-firm-action .btn-primary{color:var(--on-accent)}html .toc{background:var(--bg)}html .ru-hero:not(.ru-home-hero){background:var(--bg2);padding:clamp(2.5rem,5vw,4rem) 0}html .ru-hero h1{font-size:clamp(2rem,4vw,3.25rem);font-weight:750;line-height:1.2}html .ru-content{max-width:76ch;font-size:18px;line-height:1.85}html .ru-review-article{background:var(--bg2)}html .ru-review-article .ru-shell{width:min(880px,100% - 3rem)}html .ru-review-article .ru-section h2{font-size:clamp(1.5rem,3vw,1.9rem);line-height:1.35}html .ru-review-article .ru-content{max-width:76ch}html .ru-content a:not(.btn-primary):not(.btn-outline):not(.ru-card-link){text-underline-offset:3px;text-decoration:underline}html .ru-finder-card--selected{border-color:var(--accent);box-shadow:0 0 0 1px var(--accent)}html .ru-finder :focus-visible,html .ru-finder-entry :focus-visible{outline-color:var(--accent)}html .ru-finder-shortlist-bar{background:var(--bg2);border-color:var(--accent);box-shadow:var(--shadow)}html .ru-finder button{border-color:var(--control-border)}html .ru-finder-phase{background:var(--accent-soft)}@media (max-width:1000px){html .hero-shell--split,html .ru-home-intro{grid-template-columns:minmax(0,1fr) minmax(280px,.85fr);gap:2rem}html .post-layout{grid-template-columns:minmax(0,1fr)}html .post-aside{position:static}}@media (max-width:760px){html .hero-shell--split,html .ru-home-intro{grid-template-columns:minmax(0,1fr);gap:1.75rem}html .hero-copy{align-items:flex-start}html .hero-copy .hero-cta-row{justify-content:flex-start}html .hero-title,html .ru-home-hero h1{max-width:24ch}html .ru-home-partner-hero{grid-template-columns:minmax(0,1fr);gap:1rem}html .ru-home-partner-hero-card>p{font-size:1rem}html .ru-home-partner-hero-actions a{align-items:center;min-height:44px;display:inline-flex}html .post-layout>article{background:0 0;border:0;border-radius:0;padding:0}html .post-body{background:var(--bg2)}html .post-shell{padding-left:1.25rem;padding-right:1.25rem}html .prose,html .ru-content{font-size:17px}html .ru-review-article .ru-shell{width:calc(100% - 2.5rem)}html .site-header__inner{height:68px;padding:0 1.25rem}html .mobile-overlay{padding-top:68px}html .ru-finder-shortlist-bar{bottom:10px}}